Hilton Honors American Express Surpass® Card

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Hilton Honors American Express Surpass® Card

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"Plenty of Hilton bonus points for travelers!"

An excellent high-earning Hilton credit card!

Apply Now (at Amex's secure site)

A Better Offer? You may be eligible for a (much) higher offer for the Hilton Honors Surpass Card by using the CardMatch Tool. There’s no pull on your credit to check for personalized/targeted offers.

Card Snapshot

  • Welcome Bonus & Info (Partner Content)
    • Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
    • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
    • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
    • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
    • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
    • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
    • $95 annual fee.
    • Terms Apply.
    • See Rates & Fees
  • Card Categories:
  • Rewards Center
  • Customer Service Number
    1‑800‑954‑0559
  • Login Link
  • Card Focus:
    • Airlines
    • Hotels
    • Travel (General)
  • Typical Users
    Frequent Travelers

Card Fees

  • Annual Fee
    • $95
  • Foreign Transaction Fees
    None
  • Interest Rates
    • 15.74%-24.74% Variable
  • Late fees
    • Penalty APR: 29.24%
    • Fee: Up to $40
  • Balance Transfers
    • 15.74%-24.74% Variable
    • Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance APR
    • 25.24% Variable
    • Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Additional Info

Frequently asked questions

What is the annual fee on the American Express Surpass card?

The annual fee is $95. (See rates & fees).

Alex Miller

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

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