Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.
![How to Find the 150k (Or Even 130k + 1 Free Night) Welcome Offer for the Hilton Surpass Card [2023]](https://upgradedpoints.com/wp-content/uploads/2023/07/Hilton-Cancun-Mar-Caribe-All-Inclusive-Resort_Double-Bed-Balcony-Beachfront.jpg?auto=webp&disable=upscale&width=1420&height=650&fit=crop)
We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.
The Hilton Honors American Express Surpass® Card is one of the best hotel credit cards you can get for mid-tier elite status in the world. Whether you pledge loyalty to Hilton or just want the best perks for the lowest cost regardless of brand name, this card offers you perks that you cannot sleep on.
As always, you’ll want to be as strategic as possible when applying for cards. One of the biggest considerations that you’ll want to take into account when applying for a certain card is its welcome offer.
Contrary to popular belief, a welcome offers fluctuates extremely often. It even fluctuates as a function of the avenue through which you apply. It’s just like buying your favorite electronics — you’ll probably get a different price at Best Buy, depending on when you shop. You might also get a different price for the same product when shopping on Amazon, for example.
The most basic tenet is that you want to get the biggest bonus you can, so let’s dive into how you can find better offers on the Hilton Surpass card.
Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.
As we mentioned above, the benefits of the Hilton Surpass are some of the most underrated of all the hotel cards. The Hilton Surpass card offers the best mid-tier hotel status for the lowest price, which is one reason it’s one of the best choices for Hilton loyalists. Also, the Hilton Surpass card rewards you heavily for larger spending, which we’ll get into later.
Terms Apply / Rates & FeesAn excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.
If you're approved and accept this Card, your credit score may be impacted.
If you’re someone who loves traveling and loves staying in Hilton hotels, adding a co-branded Hilton hotel card to your wallet is almost a no-brainer. From automatic Hilton elite status to up to $200 in Hilton credits every year, the Hilton Honors American Express Surpass® Card can be a great fit for Hilton loyalists looking to up their travel game.
The average public welcome offer hovers around 125,000 Hilton Honors points. While this is worth around $500 at 0.4 cents per point, according to our travel points and miles valuations, you can do a bit better if you apply at the right time.
Generally, there are 2 types of enhanced welcome offers you’ll find:
The second offer can be worth up to $1,000 because the free night certificate can be redeemed for stays at any Hilton property, including the ultra-luxe Waldorf Astoria Maldives Ithaafushi that charges 120,000 points per night.
If you take 120,000 points from the free night certificate and add it to 130,000 points, you’ll arrive at a maximum value of 250,000 Hilton Honors points, worth $1,000 according to our valuations.
The easiest way to get access to these higher offers is to apply when American Express increases the welcome offer on this card. These offers last for a short period before reverting to the “normal” offer.
American Express chooses when to provide and rescind these increases. Here’s the current welcome offer:
Terms Apply / Rates & FeesAn excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.
If you're approved and accept this Card, your credit score may be impacted.
If you’re someone who loves traveling and loves staying in Hilton hotels, adding a co-branded Hilton hotel card to your wallet is almost a no-brainer. From automatic Hilton elite status to up to $200 in Hilton credits every year, the Hilton Honors American Express Surpass® Card can be a great fit for Hilton loyalists looking to up their travel game.
Now, if the pubic offer is elevated, you’re in luck – you can stop there. But if the above offer isn, let’s take a look at some of the more nuanced ways to apply for a better welcome offers.
CardMatch partners with various banks to distribute these enhanced offers. Usually, larger banks, such as American Express, Chase, and Capital One, publish offers to a smaller, more limited group of people.
The easiest way to find out if you’re within this exclusive group of people with access to better welcome offers is to check for pre-qualified offers.
Because these banks are more selective with who they “target,” you’re more likely to be approved if you find yourself targeted.
When you check for pre-qualified offers through CardMatch, you won’t receive a hard inquiry on your credit report. You’ll simply get a soft inquiry, which uses your personal information to match your identity to any offers meant for you.
To see if you’re targeted, you’ll need to submit information including:
One of the most traditional ways to get increased welcome offers is to receive a good, old-fashioned letter in the mail. To get targeted, you need to opt-in and enable mail correspondence.
This method only works if you’re an existing American Express cardholder. To get started, visit the Communication and Privacy Preferences section in the Account Services section of your Amex online account.
From there, you can choose your preferences. To maximize your chances of getting targeted through this method, you can even opt-in for email marketing in addition to postal mail.
Lastly, you can fill in an online form directly with Amex and instantly see what your pre-qualified credit card offers are.
Simply follow these steps, and you’ll be ready to pull up any targeted card offers directly from Amex:
If all of the methods don’t yield any positive results with better offers, there could be one simple explanation: Amex isn’t running any offers for that particular card publicly.
To try to get around this, you can use CardMatch, which can show highly targeted offers. If nothing helps, then the best thing to do would be to wait for the higher offer to return in the future.
American Express limits the maximum credit cards you can hold at any particular time. This isn’t a hard and fast rule, but most report that you can only hold a maximum of 5 or 6 Amex credit cards at any given time.
If your credit score is not sufficiently high, it’s unlikely that card issuers like American Express will target you as an ideal customer. In this case, the best move is probably to improve your credit score.
Sometimes you’ve unintentionally opted out of marketing offers, and many times these decisions were made many years ago. However, this is one of the easiest things to fix.
Make sure to follow the instructions above to opt into both postal and email communications to maximize your odds of getting targeted.
The Hilton Surpass card is an absolute keeper for those looking for lots of hotel perks and a small price tag. The benefits are plentiful, and you’ll get even more value if you stay with Hilton.
As always, you want to apply when you have the best welcome offer available. The techniques mentioned above will give you the best shot at getting a hefty offer.
Of course, earning Hilton Honors points is just one part of the equation. Start dreaming about all the amazing ways you can redeem Hilton Honors points!
The information regarding The Hilton Honors American Express Surpass® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
Hilton Honors points are worth 0.4 cents per point, according to our travel points and miles valuations. This is simply an approximate value. It is possible to get upwards of 1-2 cents per point in value if you stay at aspirational hotels such as the Conrad Maldives, Waldorf Astoria Maldives, and more.
Hilton categorizes its properties, and the lowest category only requires 5,000 points per night. If you also throw in a free fifth award night, you’ll reduce your minimum points cost to 4,000 points per night for a 5-night stay in a Category 1 Hilton hotel.
Rooms can get as pricey as 120,000 Hilton Honors points per night.
Hilton Honors points expire after 24 months of inactivity. You can extend with qualifying activity, such as earning points through hotel stays or credit card spending.
You can create a Hilton Honors account by filling out a registration form on Hilton’s website.
Was this page helpful?
Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.
Get the latest travel tips, crucial news, flight & hotel deal alerts...
Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.
We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy and terms of service apply.
