Which Airport Lounges Can I Access With the Capital One Venture X Card?

The Capital One Venture X Rewards Credit Card is one of the newest premium credit cards available. And with so many travel benefits and outstanding rewards structures, the appeal has never been greater.

In fact, this credit card is the only personal credit card that allows you access to Capital One Lounge and Landing locations, among other unique travel benefits.

So if you travel to airports with any degree of regularity, you’ll want to pay close attention to this guide!

Card Snapshot

The Capital One Venture X card offers numerous benefits to the savvy cardholder — and even though it comes with a hefty annual fee, the value you’d get every year from this card honestly makes the annual fee look like a rounding error.

Every year, you will get a $300 Capital One Travel credit and an anniversary bonus of 10,000 miles (which we value at $180). These 2 benefits alone will make you come out ahead in light of the annual fee.

Terms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

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Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Offer Valuation*:

$1,350

Annual Fee

$395

APR

Purchases: 19.49% - 28.49% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros & Cons

Pros

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
• 2x miles per $1 on all other purchases

Cons

• $395 annual fee
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

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Card Highlights

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• Top rated mobile app

Financial Snapshot

• APR: Purchases: 19.49% - 28.49% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

 

Capital One Venture X Lounge Access Overview

The Capital One Venture X card confers access to Capital One Lounges, Capital One Landings, and participating Priority Pass^TM lounges (after enrollment).

Capital One Lounges

The Capital One Lounge is a breed of airport lounge that made a huge splash when first unveiled.

The inaugural location in Dallas Fort Worth (DFW) boasts a large selection of fresh hot and cold food, as well as a craft cocktail bar.

There’s also a grab-and-go section with cold-pressed juice, flavored sparkling water, sandwiches, and snacks that you can take with you on your flight!

Perhaps even more impressive is the selection of artisanal coffee by La Colombe and Cultivar, available even on tap as a cold brew beverage or latte.

The lounge has a barista bar for fresh espresso drinks, Dilmah tea is on offer, and various soft drinks are on tap.

The rest of the lounge consists of shower suites, an exercise room, relaxation rooms, a nursing room, a prayer room, and restrooms.

Indeed, the Capital One Lounges are making the Centurion Lounges look like child’s play, and the only card that grants access for no additional cost is the Capital One Venture X card.

The third location opened in Denver (DEN) in November of 2023.

Hot Tip: See our detailed review of the Capital One Lounge at Dallas Fort Worth International Airport and the Capital One Lounge at Washington Dulles International Airport.

Capital One Landings

Capital One Landing is a collaboration with chef José Andrés, now open at Ronald Reagan Washington National Airport (DCA) and soon to open at LaGuardia Airport (LGA).

Visitors can enjoy an elevated restaurant-style experience with access to power outlets, Wi-Fi, and luggage nooks.

Cardholders enjoy entry for no additional cost.

Participating Priority Pass^TM Lounges

The existing Capital One Lounge network is about as small as it gets — in recognition of this, the Capital One Venture X card also offers Priority Pass access to participating lounges, after enrollment.

Due to activation delays, you may have to wait up to 2 weeks after your Capital One Venture X card is approved to activate your Priority Pass benefit, so keep that in mind.

After activation, you’ll receive your Priority Pass membership card in the mail, and you can also create a digital membership card so you don’t need to present the physical card every time you access a participating Priority Pass location.

Priority Pass gets you access to over 1,300+ participating airport lounges across nearly 150 countries around the world.

Depending on which lounge you access, you can get free food, drinks, Wi-Fi, and sometimes even shower suites.

Note that the Capital One Venture X card no longer has access to Priority Pass non-lounge experiences like restaurants, spas, etc. as of January 1, 2023.

Hot Tip: Check out our complete guide to the best Priority Pass lounges in the U.S.!

The Value of Lounge Access

Having airport lounge access is pricey — for example, it’s not unusual to see airport lounge access memberships costing upwards of $600 per year!

That means just one of these memberships will probably cost more than your credit card’s annual fee.

For travelers, it makes a ton of sense to get the right credit card that comes with lounge access.

Let’s take a look at how the Capital One Venture X card offers spectacular value for different types of travelers.

Those Who Need Access to Multiple Lounges

If you’re considering adding the Capital One Venture X card to your wallet, you should know that this card offers some of the most generous lounge access privileges, so even if a Capital One Lounge or Landing is not in your area, you’re covered.

At Capital One Lounge and Landing locations, you are entitled to unlimited visits every year as long as you have a same-day boarding pass. The same is true at participating Priority Pass Lounges.

Business Traveler

One of the biggest value propositions for the Capital One Venture X card is for business owners who may frequently be on the road.

If you travel for business, having lounge access could mean fast Wi-Fi, being able to enjoy hearty meals on to go, freshening up with a shower before an important meeting, and even networking in the lounge!

And if your business takes you to many different places, the Priority Pass membership has you covered with its 1,300+ participating locations around the world.

Business travelers can also leverage Hertz President’s Circle status, and the ability to earn up to 10x miles on purchases.

Hot Tip:

The Capital One Venture X Business Card has the same lounge access benefits as the Capital One Venture X card.

Leisure Traveler

As a leisure traveler, there’s nothing worse than having to wait for your flight in a crowded airport.

Your vacation is supposed to be stress-free, and one of the ways to reduce the stress is by having lounge access while traveling.

By making use of your airport lounge access, you can extract even more value from your credit card.

Lounge access isn’t just reserved for business travelers!

Final Thoughts

The Capital One Venture X card is one of the most popular credit cards. Between the excellent rewards and travel perks, it’s easy to see why travelers love it.

This card offers complimentary access to Capital One Lounges, Capital One Landings, and Priority Pass access for participating lounges after enrollment.