Edited by: Juan Ruiz
& Kellie Jez
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Good to Excellent (670-850)
This card is great for British Airways frequent flyers, and traveling couples will find great value in the Travel Together Ticket.
(at Chase's secure site)
The British Airways Visa Signature is a stellar option for travelers who regularly travel with the airline. From all of the Avios the card helps you earn, to a 10% discount off cash tickets, and the award flight statement credits, you can get tons of value out of the card each year.
All your trips to and from London and around the world will be put to use when you can swipe this high-earning card.
Like many partnered cards, when you make purchases on your British Airways Visa card, you get Avios deposited directly into your British Airways Executive Club account.
What are British Airways Avios anyway, you may ask? Simply put, this is the currency for British Airways’ air miles (points).
Avios work the same and are valued just like any other credit card points. Because BA is a Oneworld partner airline, you can use British Airways Avios on all the other Oneworld partners, such as American Airlines and Qantas.
To make the British Airways Visa card work for you, you need to put all of your travel spending through BA, Aer Lingus, Iberia, and LEVEL on your card.
Just a couple of tickets will earn you thousands of Avios. If you are a business owner using this as your business card, you shouldn’t find it hard to rack up Avios quickly.
If you have a significant other or travel partner, you’ll find the Travel Together Ticket very appealing. To get this benefit, you must spend at least $30,000 on the card per year.
The Travel Together Ticket works as an additional voucher when you redeem an award flight. Simply use the voucher alongside your award flight to earn a complimentary ticket for a companion.
Ideally, you would hit the $30,000 minimum spend every other year in order to get your companion pass, which can be redeemed to travel along in any class for just the taxes and fees on the flight. Unfortunately, those taxes and fees can be $1,500 to $2,000.
After you earn your Travel Together Ticket, it will be usable for up to 2 years. There are a few additional caveats, but they can be tolerated for a voucher worth between $10k to $20k in value (if you’re flying first class)!
First, you have to travel on British Airways and not a partner airline. Second, the flight has to originate and return to the U.S. Third, you have to travel together on the outbound and inbound flights, and those tickets must be booked at the same time.
British Airways is a great airline for international flights and multi-stop destinations because it allows unlimited stopovers “within reason,” unlike most other airlines.
A typical layover is only 4 hours domestically and 24 hours internationally; a stopover is an open-ended amount of time beyond that. You simply select this option when booking your flight and you can choose an additional city to visit.
As an added bonus, this card doesn’t carry any foreign transaction fees if you need to use it while overseas.
Of course, there are much more efficient cards to use overseas than just the British Airways Visa card, since you would only earn 1x Avios on anything besides the actual flight.
But if you’re going for the companion ticket via minimum spend, then by all means spend away!
British Airways credit cardholders also have the chance to get 10% off British Airways flights from the U.S. to London when booking through a specific portal and using a code. It is worth the hassle to save over $100 (which covers the annual fee).
With the flexibility in using British Airways Avios with Oneworld partners and transferring from credit card portals (Amex Membership Rewards, Capital One Miles, Chase Ultimate Rewards, and Marriott Bonvoy), you should find plenty of value in the card.
Your spending on the British Airways Visa card all go toward 1 thing: getting Avios to use or transfer. Whatever end goal you choose, the earning strategies are the same.
Redeeming a ticket on British Airways is where the game begins for this card. If you are going to use the Avios on a British Airways flight, know that you will be paying high fuel surcharges: $650 to $1,250 for economy and $1,250 for business class.
Because British Airways business/first class is about the same price, you may as well book that and take advantage of the excellent service.
The British Airways Visa card is a great card with good benefits, but it caters to higher spending individuals. Its biggest benefit, the Travel Together Ticket, is earned after spending $30,000 on purchases in a year.
Overall, the card doesn’t earn that many points (Avios) compared to its competitors, but it offers a good sign-up bonus and high earnings for all BA flights purchased. You can utilize those Avios on all Oneworld partners.
Yes, Amex Membership Rewards points, Capital One miles, Chase Ultimate Rewards points, and Marriott Bonvoy points can all be transferred to British Airways.
British Airways Executive Club is the airline’s frequent flyer program. In this program, points aren’t called “miles” as in most other airlines, but instead are called “Avios.” The currency works the same as in any other loyalty program.
The business class of British Airways is called “Club.”
There are 4 total classes of service on a British Airways international flight: economy, premium economy, business, and first. On BA, they are called “Traveller,” “Traveller Plus,” “Club,” and “First” respectively.
In those classes, they have additional names to delineate whether you are flying within or outside of Europe.
Economy class within Europe is called “Euro Traveller,” but internationally it’s called “World Traveller.” International premium economy is called “World Traveller Plus.”
Business within Europe is called “Club Europe,” and internationally it’s called “Club World” or “Club Suite.” A specific class between London and New York City is called “Club World London City.” First class is always designated as such.
In addition, British Airways refers to it’s award currency as “Avios” rather than “miles” or “points.”
Yes. The card costs $95 each year.
The main benefits of card include 1x to 5x Avios for each dollar spent, a Travel Together Ticket after spending $30,000 in a year, and 10% off British Airways flights from the U.S. to London.
The card also comes with additional insurances such as extended warranty, purchase protection, baggage delay insurance, and lost luggage insurance.
As long as you utilize the BA services every 36 months, your Avios will not expire. This includes earning Avios, spending money with BA, and spending Avios.
Even sharing Avios with a BA Executive Club member will keep your Avios active.
The card does not have foreign transaction fees.
British Airways has a webpage about its fees.
There are a few ways you can attempt to escape the fees (or to attempt to lower them). You can either find a different flight, use one of its airline partners (if using Avios to book an award), or use the BA “stopover” feature, which allows you to connect to a final destination in a city in the U.K.
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