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The Amazon Signature card will save you big, not only on Amazon, but also at gas stations, restaurants, and drugstores.
The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
These days, we are online shopping now more than ever, and if there is a website that reigns supreme when it comes to online shopping, it’s Amazon.
If you’re someone who regularly shops with Amazon, then it could make sense to add a credit card to your wallet that provides some cash-back for all of those purchases — that is where the Amazon Rewards Visa Signature Card comes in.
In this guide, we will provide a breakdown of the benefits and cash-back you can receive from the Amazon Signature card to help you determine if the card makes sense for you.
View your rewards by logging into your account at Chase.com.
800-493-3319 (Available 24/7)
If you can’t get enough of Amazon and do your grocery shopping with Whole Foods, then you could really earn a lot of cash-back by using the Amazon Signature card.
The card is also rewarding for everyday purchases at restaurants, gas stations, and drugstores, plus offers a solid group of benefits that provides even more value to cardholders.
If your bag is delayed by more than 6 hours during your travels, your card will cover you for any emergency supplies you purchase, like clothes or hygiene essentials, up to $100 per day for up to 3 days.
If your bag is lost entirely or any of the items inside of it are damaged, especially valuables, then you’re covered up to $3,000 per person per trip.
When you pay for your rental car with the Amazon Signature card, you can decline the company’s collision insurance and be covered for theft and collision damage for most rental cars.
Keep in mind that this is secondary insurance coverage, so it will only kick in after you’ve submitted a claim with your primary car insurance provider (if you have one).
Obviously, if you’re planning on adding the Amazon Signature card to your wallet, you probably plan to buy a fair amount of items from Amazon. Well when you do, those items are covered against accidental damage or theft for up to $500 per claim and $50,000 per year, up to 120 days from the purchase date.
This protection increases the U.S. manufacturer’s warranty of an item by 1 year if the original warranty is less than 3 years. In order to get this coverage, you must have paid for the item with your Amazon Signature card.
The card offers plenty of great bonus categories to help you earn more rewards, including 3% back on Amazon and Whole Foods purchases, plus 2% back at restaurants, gas stations, pharmacies, and drugstores.
Cash-back earned with your Amazon Signature card is stored as rewards points within your Amazon account that are worth a fixed 1 cent per point. This way, you’ll have the option of applying points towards any purchase when you’re ready to check out.
Fortunately, there is no minimum redemption amount required, so you can use a few points to lower the total on each purchase or save them up towards a big redemption.
If you don’t want to redeem your rewards for Amazon purchases, you’ll also have the option to redeem your points for cash-back to offset other purchases made with your card, gift cards, and even travel purchases. These redemption options are only available to you when you sign in to your account with Chase and are worth 1 cent per point, just like Amazon redemptions.
This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!
The Chase Freedom Unlimited® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.
When paired with other Chase cards in the Ultimate Rewards family, you can transfer that cash back into points if you wish – making it one of the most lucrative cards in your wallet.
Don’t forget too, there’s 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
If you want a cash-back card that offers more flexibility when it comes to how to earn rewards, and how to redeem them, then consider the Freedom Unlimited card. The card earns 1.5% back on all purchases, plus 3% back and restaurants and drugstores, and 5% back on travel purchases made through the Chase travel portal. Not to mention that this powerful point earner also has no annual fee.
Terms Apply / Rates & FeesThis cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!
When it comes to cash-back credit cards, there are dozens of options to choose from. So what sets the Blue Cash Everyday® Card from American Express apart from the rest?
This card is excellent at earning cash-back on your everyday purchases at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases. So if you regularly spend money on everyday purchases, this could be the perfect card to add to your wallet.
If you like the idea of earning rewards on grocery spending but don’t do much shopping with Amazon, then the Amex Blue Cash Everyday card might be perfect for you. With it, you’ll earn 3% back at any supermarket, not just Whole Foods, up to $6,000 in purchases each year. The card also earns 2% back at gas stations and department stores to help boost your cash-back savings even further.
The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of the Blue Cash Everyday® from American Express, click here.
The cards are virtually identical except for 2 very key differences:
For a full comparison of the 2, check out our post on the Amazon Rewards & Prime Rewards Visa Signature Credit Card Review – Everything You Need To Know.
The Amazon Signature card does not charge an annual fee.
Yes, you can use your Amazon Signature card anywhere in the world that accepts Visa cards.
If you shop often with Amazon or Whole Foods and don’t have an Amazon Prime account, then the Amazon Signature card can save you a lot in cash-back.
But depending on how often you shop with Amazon, you should consider adding a Prime account so that you can upgrade to the Amazon Prime Signature card and earn 5% back instead of 3%.
You do not need to have a certain credit score in order to be approved for the Amazon Signature card, although it is true that the higher your credit score is, the more likely you are to be approved. But as long as your credit score is at least 700, you should feel good about your approval odds.
No, the Amazon Signature card does not include a free Amazon Prime membership, nor does the Amazon Prime Signature card.
Yes, you can cancel your Amazon Signature card whenever you’d like by dialing the number on the back of the card. Although, since the card does not charge an annual fee, you’d likely be better off keeping it open to help improve your credit history.
Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.
Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.
3 comments
Joyce Brant
November 25, 2018
Please cancel credit card.
Alex Miller
November 25, 2018
Hi Joyce, we’re just a travel blog 🙂 You’ll need to call the number on the back of your credit card so you can speak to the bank in order to get it cancelled. Thanks
BillyBoy0823
May 05, 2020
I bought a number of items off Amazon Using the Chase Amazon card with their flexible financing offers, as well as an item that wasn’t on the flexible plan for around $50.00. I ALSO Was offered a 0% transfer offer for 12 months. Nothing said that would void any other offers. The cost was $28.00. The next statement tells me I have to pay off the $28.00 PLUS the $700.00 amount (which was supposed to be for 12 months) as well as the one $50.00 item to AVOID Interest. Now an HONEST company would have charged for the $50.00 item first, and then 1/12th the remaining balance as offered through the Flexible financing, but not these thieves. DO NOT TRUST THEM FOR THEIR OFFERS!!!
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