Finance
Chase First Banking, Debit Card for Kids – Money Management by Parents
Parents that are looking for ways to teach their kids about earning, spending, saving, and overall financial responsibility should check out Chase First Banking℠. Created with teens and kids in mind, this no-additional fee checking account comes with a debit…
How Many Beers It Takes Each State to Get Tipsy [2021 Survey]
Tipsy [ tip-see ] Adjective The act of getting slightly drunk, but not too drunk To feel a nice buzz Tipping or tilted, as if from intoxication No matter your definition of the word tipsy, one thing’s for certain: Americans enjoy a…
The Best States for Workers Without College Degrees [Data Study]
“College will be the best years of your life,” they say. “It will open up so many opportunities you would never otherwise have access to,” they say. “You’ll meet lifelong friends that help you grow your interpersonal skills, be equipped…
MLMs: Scams or Legitimate Side Hustles? [2021 Study]
We’re all looking for ways to earn a little extra cash. If you scour the internet, you’ll find side hustle suggestions that run the gamut from freelance writing to virtual assistantships. But one form of a side hustle is exploding…
How To Get a Free Credit Report [Experian, Equifax, TransUnion]
A credit report is a very important document — it can help you obtain a mortgage, a new car, or a student loan. It can also determine whether or not you get approved for a new travel rewards credit card…
How To Find a $200 or $300 Bonus Offer for Chase’s Savings Account [2023]
JPMorgan Chase is the largest bank in the U.S. with over $3 trillion in assets under management, over 4,700 retail branches, and 16,000 ATMs worldwide. With numbers like that, it is no wonder so many people choose Chase for their…
The Interest Saved Per U.S. State Due to the Student Loan Freeze [Study]
It’s often said that college comprises the best 4 years of your life. However, those 4 years can cost a pretty penny and leave most graduates in debt that can take years or even decades to pay off. Managing student…
How To Get the Chase Private Client $3,000 Bonus Offer [2024]
Chase Private Client is one of the bank’s most premier account offerings, seeking to provide a banking experience that offers personalized service and exceptional benefits to those that have a large number of holdings with Chase. Qualifying is no easy…
The Complete Guide To Building Business Credit Scores [2024]
If you’ve ever tried to get a loan or credit card, you’ve probably heard of your personal credit score. But if you own a small business, you’ll probably want to get familiar with your business credit score as well. Having…
Tax Procrastinators: When Do Americans Actually File Their Taxes? [Survey]
It’s unlikely that when the word “fun” comes to mind you think of doing your taxes. It can be complicated, irritating, and more than a little overwhelming to try to work out your financial details every year, especially if you’ve…
What Is ChexSystems? Everything You Need To Know [2023]
When you apply to open a new checking or savings account at your local bank or credit union, you might not realize that these companies will review something called a ChexSystems report. If you are approved, there is generally no…
How Much You Have To Save for College by State [Study]
Across the U.S., saving for college is a major concern for parents and students. As tuition and room and board costs have continued to rise, the stress of saving up to help send your child to college is a widespread…
U.S. Student Debt by State [Data Study]
Education is priceless. Whether it’s earning your bachelor’s degree or learning about financial wellness, the quest for knowledge is an endless pursuit that opens doors to countless opportunities in life. But at what cost? The price of higher education in…
Bask Bank Review — Earn AAdvantage Miles While Saving Money
There are several ways to earn frequent flyer miles. Flying on a purchased flight with an airline and opening (and spending on) an airline-branded credit card are at the top of the list. However, there may be an easier way…
How Do I Reallocate or Transfer My Credit Limits? [Detailed Guide]
Sometimes it can feel like the credit limit you’re given when you’re approved for a credit card is arbitrary. Card issuers’ algorithms for determining risk are extremely complicated, and they’re relegated completely to software most of the time. If, let’s…
What Is a Line of Credit and How Is It Different Than a Credit Limit?
A line of credit is a type of bank loan. You or your business can withdraw up to an agreed-upon amount as many times as you want, as long as you repay what you owe each time. This can be great…
Can Your Credit Limit Be Lowered Without Warning? [What to Do Next]
If you have a credit card, you’re probably familiar with your credit card limit, or the total balance you can have outstanding on your card at any time. So what do you do if your credit card company decides to…
What Is the Difference Between a Credit Report and a Credit Score?
When you apply for a credit card, new apartment, mortgage, or car loan, lenders will likely look at 1 of 2 things — your credit score or your credit report. Both are important to the lender for them to assess…
Credit Karma Review: A Legit Free Credit Score or Scam?
Credit Karma has over 60 million members. Not bad for a service that provided its first free credit score in 2008! The site is successful primarily because joining is completely free. Members receive 2 free credit scores, weekly reports, and…
What It Means To Freeze Your Credit [And When It’s a Good Idea]
Between all of the recent data breaches in the news and the ever-present threat of identify theft, it is very likely that many people have had some personal information stolen, including Social Security numbers and other financial data. If your…
What Does a Charged-off Account on Your Credit Report Mean?
When looking over your credit report, you might notice that a certain item is marked as “charged off,” but might not be sure what this means. Since this item will negatively impact your credit, it’s important that you get all…