Edited by: Keri Stooksbury
& Kellie Jez
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Chase Private Client is one of the bank’s most premier account offerings, seeking to provide a banking experience that offers personalized service and exceptional benefits to those that have a large number of holdings with Chase.
Qualifying is no easy matter as doing so is by invitation only and requires you to have a daily average of $150,000 across Chase investments and bank accounts. But those who do qualify receive a large number of benefits for doing so, including banking, credit card, business, investment, and loan benefits.
Chase doesn’t always offer a welcome bonus to those invited to open a Chase Private Client account, but when it does, we’ve seen bonus offers as high as $2,000! So how can you increase your odds of receiving such an offer? Let’s find out!
First, let’s answer the question, “Do I even want a Chase Private Client account?” To do so, let’s outline some of the best benefits offered to Chase Private Clients to help you decide if the account is a good fit for you.
Remember, qualifying for Chase Private Client requires you to have a daily average of $150,000 across Chase investments and bank accounts, so in order to outweigh the opportunity cost of holding/investing these funds elsewhere, you’ll want to make certain that the benefits are worthwhile to you.
Hot Tip: Want more information on all the benefits that Chase Private Client provides? Check out our ultimate guide to Chase Private Client.
If you’ve determined that a Chase Private Client account is a good fit for you, and you meet the qualification standards, here is how you can try to locate the best bonus offer possible. Make note that the anyone can upgrade to Chase Privet Client, but the $3,000 bonus offer is by invitation only so it’s only for targeted customers.
As with its credit cards, Chase will periodically run limited-time promotional offers for many of its banking products — including Chase Private Client.
So if you were hoping to become a Chase Private Client, or are interested in opening any of Chase’s other bank accounts, waiting until there is a promotional offer would be a great strategy to score yourself some extra cash.
Right now, the bonus is:
If you’re like most people, you probably throw away or delete most of the marketing information you receive from companies in your mailbox or email inbox. While it is easy to write these things off as snail mail and not worthy of your time, you’d be surprised to find that there can be some very lucrative offers at times. In fact, if you’ve been targeted for a promotional bank account offer from Chase, the way you will be communicated to will be via email or a physical mailer.
However, if you don’t ever receive any sort of promotional mailings from Chase, then it is likely that you have never opted in to receive promotional offers. Luckily there is an easy fix if you’d like to start receiving these offers. All you need to do is log into your Chase account, click Profile, then Settings. Once there you’ll want to click Marketing Preferences and then click Yes to receive special offers from Chase.
Visiting a Chase branch to meet with a Private Client Banker would be a great option for those who are on the fence about Chase Private Client, or are hoping to upgrade from their current Chase bank account. If you’re in luck, a Private Client Banker might even be able to help get you matched with a targeted welcome offer for a Private Client account.
Keep in mind that not all Chase branches offer Chase Private Client services, so make sure your local branch offers this service before stopping by. To do so, you can utilize the Find a Branch tool.
The easiest way for you to find out that you’ve been targeted for a promotional offer from Chase is for the bank to contact you and tell you itself. But if you haven’t allowed it to do so then you might never know! So if you want to make sure you’re notified about any offers you’re eligible for, you need to make sure you’ve opted-in.
Bonus offers for Chase Private Client are not eligible for existing account holders. So if you’re already a Chase Private Client then you’re out of luck.
This last one goes without saying, but if you don’t meet the qualifications standards for the Chase Private Client program, then you will not be eligible to receive a Private Client bonus offer.
Chase Private Client might be the perfect program for you if you’re considering parking a large number of funds with Chase. But before doing so, make sure you find the benefits that the program offers to be worthwhile, and, if possible, try to land yourself a bonus offer before signing up to sweeten the deal even more.
Chase Private Client is a premium invitation-only account offered to those with a large number of deposits with Chase Bank. Chase Private Clients receive benefits that far exceed the standard bank account and include perks like no ATM fees, discounted loan rates, and Private Client advisors.
It can be! If you’re looking for a place to park some of your funds and you see the value in the benefits offered to Chase Private Clients, then it could definitely be worthwhile. You should be certain to evaluate the opportunity cost of allocating these funds elsewhere though before making your final decision.
As long as you maintain a daily balance of $150,000, there are no fees for your Chase Private Client account. If you do not meet this minimum then a $35 monthly service fee will apply.
In order to qualify for Chase Private Client, you need to have a minimum daily average of $150,000 across any Chase investments and bank accounts.
There are numerous banking, lending, investment, and business benefits to being a Chase Private Client. Some of the best benefits include discounted rates on home loans, auto loans, and HELOCs, a personalized advisor and dedicated investment strategy, and zero ATM fees worldwide.
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UP's Bonus Valuation
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.