How to Find the 75,000 (or Even 125,000) Bonus Point Offer for the Marriott Boundless Card [2021]

St. Kitts Marriott Resort

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If you’re a fan of the Marriott hotel chain and visit its properties at least a few times each year, then it is worth considering adding a card like the Marriott Bonvoy Boundless® Credit Card to your wallet.

Having a hotel credit card can offer a lot of great benefits to enhance your stay, like late checkout, early check-in, bonus points, and other benefits.

But if you’re in the market for a Marriott Bonvoy credit card to improve your hotel stays, how can you make sure you’re getting the best bonus offer possible? This post will help you do just that!

Benefits of the Marriott Boundless Card

For starters, you’re going to want to consider whether or not the Marriott Boundless card makes sense for you to open, regardless of the bonus offer that the card offers. You can determine this by evaluating how often you expect to visit Marriott hotels and how much value you’ll receive from the card’s benefits each year. Here are some of the key benefits of the card to help you determine that.

Key Benefits

  • Free Anniversary Night: Each year, cardholders receive a free night certificate that can be used at Marriott hotels that cost up to 35,000 points per night.
  • Marriott Bonvoy Silver Elite Status: Complimentary Marriott Silver Elite status gets you perks like late checkout and bonus points on stays.
  • 15 Elite Night Credits: Each year you’ll start with a 15-night head start towards the next status level. This means Marriott Boundless cardholders only need to stay 10 nights each year to reach Gold Elite status, or 35 nights to reach Platinum Elite status.
  • Baggage Delay Insurance: If you’ve purchased your flight with the Marriott Boundless card and your baggage is delayed more than 6 hours, you’ll receive up to $100 per day in reimbursements for essential items for up to 5 days.
  • Lost Luggage Reimbursement: If your checked or carry-on luggage is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
  • Trip Delay Reimbursement: Flights that are delayed by 12+ hours, or require an overnight stay, entitle you to coverage of unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
  • Purchase Protection: Purchases made with the card are covered for up to 120 days against damage or theft, up to $500 per claim and $50,000 per account.

How to Find the 75,000 (or 125,000) Bonus Point Offer

Marriotts Ko Olina Beach Club view
Marriott’s Ko Olina Beach Club faces a crescent-shaped beach. Image Credit: Marriott

If the Marriott Boundless card seems like a great fit for you and your travel needs, then obviously you’re going to want to make sure you’re getting the best bonus possible before applying. Here are a few ways to do just that.

Increased Public Welcome Offer — Easiest Way

All businesses occasionally run marketing efforts to gain new customers, and banks are no different — especially when it comes to their credit card products.

This means that you can benefit from a larger card bonus offers just by having good timing or waiting for an increased offer.

Targeted Chase Mailings

Do you quickly throw away all of those credit card mailers you receive? You should think twice about that if you want to track down the best bonus possible. The reason for this is that Chase occasionally sends out targeted offers via mail that are better than the public offers on its website!

If you don’t ever receive any sort of credit card mailings from Chase, you most likely have opted out of receiving targeted mailings. To change this, log into your Chase account, click Profile, then Settings. Once there you’ll want to click Marketing Preferences and then click Yes to receive special offers from Chase.

Chase marketing prefrences
Opt-in to special offers from Chase for a chance at increased bonus offers! Image Credit: Chase


Another quick and easy way to check for targeted credit card bonus offers is by using a free tool provided by — CardMatch. CardMatch allows users to enter their name, address, and the last four digits of their Social Security number, and then matches them for any targeted credit card offers that they’re eligible for.

Not only does CardMatch check for targeted bonus offers, but users can also see whether or not they’re pre-approved for any given card offer. Keep in mind that that being pre-approved for a card does not guarantee you’ll be approved — it merely increases the likelihood of your approval.

Put simply, we recommend regularly checking CardMatch for increased bonus offers, especially before applying for a new card, because it is free and safe to use, and does not perform a hard pull on your credit report.

Hot Tip: If you’d like more information on CardMatch, have a read through our guide on how to get personalized offers through the CardMatch tool.

Reasons You May Not Be Able to Get a Higher Welcome Offer

Low Credit Score

If your credit score isn’t high enough to be approved for the Marriott Boundless card, then it doesn’t make much of a difference how great the bonus offer is.

If you suspect that your score might not be high enough to get approved for the card, then you should first focus on improving your credit score.

Chase’s 5/24 Rule

If you’ve spent any sort of time in the points and miles hobby, you probably more than familiar with the Chase 5/24 rule. But for those who have not, the Chase 5/24 rule makes it so that applicants will only be approved for the vast majority of Chase’s credit cards if they’ve opened less than 5 new credit cards in the last 24 months.

Bear in mind that the Chase 5/24 rule predominately applies to new personal credit cards. This means business credit cards from most issuers (except Capital One) or other types of credit are not counted towards your 5/24 total.

You’ve Opted Out of Marketing Offers

This one is about as uncomplicated as it gets. If you don’t opt-in to marketing offers from Chase, it can’t send them, meaning you won’t receive any targeted mailers that could contain increased bonus offers.

Final Thoughts

If Marriott is your favorite hotel chain, or you frequent its hotels with any sort of regularity, then it can make a lot of sense to add a Marriott co-branded card to your wallet. With benefits like a free night each year, automatic Silver Elite status, and 15 elite night credits, you’re almost certain to come out ahead.

If you think the Marriott Boundless card makes sense for you, make sure you follow the tips in this guide to ensure you get the best bonus possible!

Frequently asked questions

Is the Marriott Bonvoy Boundless card worth it?

If you stay at Marriott hotels at least a few nights a year and can make use of the annual free night certificate, then yes — the card is definitely worth having.

Which Marriott card is best?

It really depends on what perks and benefits you’re looking for out of the card. Check out our comparison post for a full analysis on all of the Marriott Bonvoy credit cards.

How much are Marriott Bonvoy points worth?

Exact valuations for any program’s points or miles can vary significantly based on how you plan to use them. But in our opinion, we value Marriott Bonvoy points at 0.65 cents each.

With 5 free hotel nights at properties that cost up to 50,000 points per night, that is a bonus equivalent to $1,625 by our standards.

Is the Marriott Boundless card subject to the Chase 5/24 rule?

Yes, the Marriott Boundless card is subject to the Chase 5/24 rule. So if you’ve opened more than 5 personal credit cards in the last 24 months, you’re likely to be denied for the card.

Jarrod West

About Jarrod West

Jarrod first became fascinated with the world of points and miles as the perfect way to visit dream destinations without breaking the bank. On his first major award trip, he spent 3 months traveling through Europe, financed nearly entirely with points; while flying in premium cabins and staying in 5-star hotels along the way. Now, he is on a mission to help others realize their travel goals and upgrade their travel experiences. Jarrod has been writing about credit cards and travel loyalty programs for 4 years, and his work has been featured by Travel and Leisure, Matador Network, Yahoo Finance, and U.S. News.

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