The Amex Gold Card
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Our Verdict
While the American Express® Gold Card might be the little brother to the benefit-packed, and more expensive, The Platinum Card® from American Express, it certainly still holds its own as a top-notch travel rewards card.
The Amex Gold card is a powerful point-earner, especially when it comes to dining and grocery purchases, and it even offers an annual dining credit.
So if you love food and travel, then the Amex Gold card might be the perfect card for you.
Terms Apply / Rates & FeesAmerican Express® Gold Card
This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
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American Express® Gold Card
This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!The American Express® Gold Card is a game-changer.
With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.
There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.
Pros
- 4x points per dollar at restaurants, plus takeout and delivery in the U.S.
- 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
- 3x points per dollar on flights purchased directly from airlines or at Amex Travel
- Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations
- Up to $120 in annual Uber Cash: get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S. when you add your Gold Card to your Uber account
- No foreign transaction fees (see rates and fees)
- Access to Amex’s The Hotel Collection
- Access to American Express transfer partners
Cons
- $250 annual fee (see rates and fees)
- No lounge access
- Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
- Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
- Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
- Choose the color that suits your style. Gold or Rose Gold.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
Financial Snapshot
- APR: See Pay Over Time APR
- Foreign Transaction Fees: None
Card Categories
Rewards Center
Pros
- Bonus Valuation:* $1,320
- Earn 4x Membership Rewards points per $1 at restaurants worldwide, plus takeout and delivery in the U.S.
- Earn 4x Membership Rewards points per $1 at U.S. supermarkets, up to $25,000 per calendar year in purchases, and 1x thereafter
- Earn 3x Membership Rewards points per $1 on flights purchased directly with airlines or at Amex Travel
- Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations
- Access to Amex Offers
- Trip delay insurance
- Baggage insurance
- No foreign transaction fees (rates & fees)
- Access to the American Express Hotel Collection
- Access to American Express transfer partners
Cons
- $250 annual fee (rates & fees)
- Does not offer elite benefits like airport lounge access
*This bonus value is an estimated valuation calculated by UP and not the card issuer.
Current Welcome Offer
Earn 60,000 points when you spend $6,000 on purchases in the first 6 months.Don’t Get If
- You don’t spend much money on the cards bonus categories or travel much
- You prefer a more premium card that offers airport lounge access or hotel elite status (such as the Amex Platinum)
Great Card If
- You spend a lot on groceries, dining out, and airfare
- You want a card that earns flexible rewards
- You’re easily able to make use of the cards annual dining credit and benefits
Apply for The Amex Gold Card
For rates and fees of the American Express® Gold Card, click here.