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    The Best Credit Cards for Free Airport Lounge Access in February 2024

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    The Best Personal Cards for Lounge Access

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    Credit CardLounge Access & Guest Access Info
    The Platinum Card® from American Express
    The Platinum Card® from American Express

    • American Express Global Lounge Collection access; that’s 1,400+ airport lounges, including Priority Pass Lounge Access when enrolled, and the luxurious Amex Centurion Lounges.
    • Also: Delta Sky Club lounges when flying Delta, select Virgin Clubhouses, Escape Lounges – The Centurion Studio Partner, Airspace Lounge, Plaza Premium Lounges and more.
    • This card (and the business version) gets you access to the most airport lounges, worldwide.
    • Allows access for cardholder plus up to 2 additional guests.
    • We get ~$5,200+ in value from the card every year.
    • Cardholder annual fee: $695 (rates & fees)
    Capital One Venture X Rewards Credit Card
    Capital One Venture X Rewards Credit Card

    • The best value lounge access card.
    • Priority Pass Lounge Access (1,300+ lounges) as well as Capital One Lounge access.
    • Allows access for cardholder plus up to 2 additional guests.
    • Add cardholders to your account for no additional fee (rates & fees).
    • Cardholder annual fee: $395 (rates & fees)
    Chase Sapphire Reserve®
    Chase Sapphire Reserve®

    • Sapphire Lounges and Priority Pass Lounge access.
    • Allows access for cardholder plus up to 2 additional guests.
    • Cardholder annual fee: $550
    Citi® / AAdvantage® Executive World Elite Mastercard®
    Citi® / AAdvantage® Executive World Elite Mastercard®

    • American Airlines Admirals Club access.
    • Bring immediate family members (spouse or domestic partner and children under eighteen (18) years of age) or up to 2 guests traveling with the cardholder.
    • $175 fee for up to 3 authorized users; $175 fee for each authorized user thereafter.
    • Annual Fee: $595
    Delta SkyMiles® Reserve American Express Card
    Delta SkyMiles® Reserve American Express Card

    • Complimentary access to Delta Sky Clubs when traveling on a Delta flight*
    • Get 2 additional guests for $50 per person, children 2 and under are free
    • Complimentary access to Amex Centurion Lounges and Escape Lounges
    • This is the best Delta credit card for lounge access
    • Annual fee of $650 (rates and fees)

    *Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

    Most credit cards that have global lounge access, including Priority Pass Select membership, allow 2 additional guests at no cost. The number of guests you can bring and the amount you will be charged for guests beyond the allotted maximum differs by card.

    You can review the guest details in the offer information before you select a card or check the terms and conditions in the card benefits guide when you receive your card for current rates.

    The Best Business Cards for Lounge Access

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    Credit CardLounge Access & Guest Access Info
    The Business Platinum Card® from American Express
    The Business Platinum Card® from American Express

    • This is our #1 business card for getting into lounges around the world.
    • American Express Global Lounge Collection access; that’s 1,400+ airport lounges, including Priority Pass Lounge Access when enrolled, Delta Sky Club lounges when flying Delta, select Virgin Clubhouses, Plaza Premium Lounges, plus the luxurious Amex Centurion Lounges.
    • Allows access for cardholder and up to 2 additional guests.
    • Annual Fee: $695 (rates & fees)
    • We get over $5,000 in benefits and value from using The Business Platinum.
    Delta SkyMiles® Reserve Business American Express Card
    Delta SkyMiles® Reserve Business American Express Card

    • Access to Delta Sky Club Lounges, Amex Centurion Lounges, and Escape Lounges – The Centurion® Studio Partner
    • Lounge access for the cardholder only when traveling on Delta; get 2 additional guests at a discounted rate, children 2 and under are free
    • Annual Fee: $650 (rates & fees)

    Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

    Similar to our personal card list, the Amex Business Platinum card takes the top spot thanks to it providing access to 6 different airport lounge networks including Priority Pass lounges, Amex Centurion lounges, Delta Sky Clubs, Escape lounges, Airspace lounges, and Plaza Premium lounges.

    Final Thoughts

    Lounge access is one of the most valuable travel perks, so having this benefit included on a premium credit card makes sense for serious travelers. Plus, if you’re purchasing a lounge access membership elsewhere, it’s a simple economic decision to consider a premium credit card that includes this perk.

    And while lounge access may be important, you’ll want to consider the whole package of benefits that come with each card as lounge access will be just one of many valuable benefits available on a premium travel card.

    Ultimately, the Amex Platinum card is by far the best lounge access card and the one that we use and would recommend.

    The information regarding the Capital One Venture X Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

    For rates and fees of The Platinum Card® from American Express, click here.
    For rates and fees of The Business Platinum Card® from American Express, click here.
    For rates and fees for the Delta SkyMiles® Reserve Business American Express Card, click here.
    For rates and fees of The Hilton Honors American Express Business Card, click here.

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