The Best Credit Cards for Free Airport Lounge Access in July 2024

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The Best Personal Cards for Lounge Access

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Credit Card	Welcome Offer & Annual Fee	Lounge Access & Guest Access Info
The Platinum Card^® from American Express Learn More	Earn 80,000 points after spending $8,000 on purchases in the first 6 months. Annual fee of $695 (rates & fees )	American Express Global Lounge Collection access; that’s: 1,400+ airport lounges, including Priority Pass Lounge Access when enrolled, and; The luxurious Amex Centurion Lounges Delta Sky Club lounges when flying Delta Select Virgin Clubhouses, Escape Lounges – The Centurion Studio Partner, Airspace Lounge Plaza Premium Lounges and more. Allows access for cardholder plus up to 2 additional guests.
Capital One Venture X Rewards Credit Card Learn More	Earn 75,000 miles when you spend $4,000 on purchases in the first 3 months. Annual fee of $395 (rates & fees)	A great value lounge access card. Priority Pass Lounge Access as well as Capital One Lounge access. Allows access for cardholder plus up to 2 additional guests. Add cardholders to your account for no additional fee (rates & fees ).
Chase Sapphire Reserve^® Learn More	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months. Annual fee of $550	Sapphire Lounges and Priority Pass Lounge access. Allows access for cardholder plus up to 2 additional guests.
Delta SkyMiles^® Reserve American Express Card Learn More	Earn 60,000 miles after you spend $5,000 in purchases in the first 6 months. Annual fee of $650 (rates & fees)	Complimentary access to Delta Sky Clubs when traveling on a Delta flight* Get 2 additional guests for $50 per person, children 2 and under are free Complimentary access to Amex Centurion Lounges and Escape Lounges

^{*Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.}

Most credit cards that have global lounge access, including Priority Pass Select membership, allow 2 additional guests at no cost. The number of guests you can bring and the amount you will be charged for guests beyond the allotted maximum differs by card.

You can review the guest details in the offer information before you select a card or check the terms and conditions in the card benefits guide when you receive your card for current rates.

The Best Business Cards for Lounge Access

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Credit Card	Welcome Offer & Annual Fee	Lounge & Guest Access Info
The Business Platinum Card^® from American Express Learn More	*ELEVATED OFFER:* Earn 150,000 points after spending $20,000 in eligible purchases within the first 3 months. Annual fee of $695 (rates & fees)	This is our #1 business card for getting into lounges worldwide. American Express Global Lounge Collection access; that’s 1,400+ airport lounges, including Priority Pass Lounge Access when enrolled, Delta Sky Club lounges when flying Delta, select Virgin Clubhouses, Plaza Premium Lounges, plus the luxurious Amex Centurion Lounges. Allows access for cardholder and up to 2 additional guests. Annual Fee: $695 (rates & fees )
Delta SkyMiles^® Reserve Business American Express Card Learn More	Earn 75,000 miles after spending $10,000 in your first 6 months. Annual fee of $650 (rates & fees )	Access to Delta Sky Club Lounges, Amex Centurion Lounges, and Escape Lounges – The Centurion^® Studio Partner Lounge access for the cardholder only when traveling on Delta; get 2 additional guests at a discounted rate, children 2 and under are free Annual Fee: $650 (rates & fees )

Similar to our personal card list, the Amex Business Platinum card takes the top spot because it provides access to six different airport lounge networks, including Priority Pass lounges, Amex Centurion lounges, Delta Sky Clubs, Escape lounges, Airspace lounges, and Plaza Premium lounges.

Final Thoughts

Lounge access is one of the most valuable travel perks, so having this benefit included on a premium credit card makes sense for serious travelers. Plus, if you’re purchasing a lounge access membership elsewhere, it’s a simple economic decision to consider a premium credit card that includes this perk.

And while lounge access may be important, you’ll want to consider the whole package of benefits that come with each card as lounge access will be just one of many valuable benefits available on a premium travel card.

Ultimately, the Amex Platinum card is by far the best lounge access card and the one that we use and would recommend.

The information regarding the Citi^®/AAdvantage^® Executive World Elite Mastercard^® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of The Platinum Card^® from American Express, click here.
For rates and fees of The Business Platinum Card^® from American Express, click here.
For rates and fees for the Delta SkyMiles^® Reserve Business American Express Card, click here.
For rates and fees of The Hilton Honors American Express Business Card, click here.