The Amex Blue Cash Everyday [No Annual Fee Cash Back Card]
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SPECIAL OFFER
Terms Apply / Rates & FeesApply Now(at Amex's secure site)As High As $200 Cash Back. Find Out Your Offer.Good to Excellent
Terms Apply / Rates & Fees
U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
This cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!
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Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
This cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!
You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
As High As $200
$0
19.49%-28.49% Variable,0% on purchases for 15 months
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Why We Like This Card
When it comes to cash-back credit cards, there are dozens of options to choose from. So what sets the Blue Cash Everyday® Card from American Express apart from the rest?
This card is excellent at earning cash-back on your everyday purchases at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases. So if you regularly spend money on everyday purchases, this could be the perfect card to add to your wallet.
Pros & Cons
Pros
- 3% back on purchases at U.S. supermarkets on up to $6,000 in purchases each year, then 1% back after.
- 3% back on purchases at U.S. gas stations on up to $6,000 in purchases each year, then 1% back after.
- 3% back on purchases on online retail purchases on up to $6,000 in purchases each year, then 1% back after.
Cons
- Rewards are not flexible and can only be redeemed for cash-back. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Card Highlights
- Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
Financial Snapshot
- APR: 19.49%-28.49% Variable,0% on purchases for 15 months
- Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.
Our Verdict
Put simply, the Amex Blue Cash Everyday card is a top-notch card option for anyone who is looking to start earning cash-back on purchases.
This no annual fee card is excellent at earning cash-back on your everyday purchases at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases (rates & fees). So if you regularly spend money on everyday purchases, this could be the perfect card to add to your wallet.
Blue Cash Everyday Card Top Benefits (In Addition To Cash-Back)
Annual Statement Credits
The Blue Cash Everyday card is living up to its name by offering statement credits for everyday household purchases:
- Get up to a $7 monthly statement credit after using your enrolled Amex Blue Cash Everyday card for a subscription purchase, including a bundle subscription purchase, at Disneyplus.com, Hulu.com, or Stream.ESPN.com U.S. websites (subject to auto-renewal).
Car Rental Coverage
The Blue Cash Everyday card provides secondary car rental insurance, so you’ll be covered for any damage or theft to most rental cars (excluding luxury vehicles). However, it is secondary rental coverage, meaning coverage only kicks in for anything that your primary insurance provider won’t cover.
Purchase Protection
When you purchase an item with your card, and the item is accidentally damaged or stolen, you can have the item replaced or reimbursed for up to 90 days from the purchase date. This benefit offers coverage up to $1,000 per item and $50,000 per calendar year.
Don’t Get If
- You want a card that earns travel rewards
- Your spending habits don’t fall within the card’s bonus categories
Great Card If
- You want a card that earns cash-back rewards
- You spend a lot of money at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases
- You want a card with no annual fee
Apply for The Blue Cash Everyday Card
