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    The 6 Best Credit Cards for Booking Private Jet Travel [May 2025]

    We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

    What To Look for in a Credit Card for Booking Private Jet Travel

    In general, this is an industry that operates heavily on wire transfers — credit cards are usually accepted, but a shocking 4%+ credit card fee is added to the whole transaction.

    But if you find brokers or operators who can waive these fees while accepting credit cards, you’ll want to make sure your card doesn’t get declined.

    Private jet flights can run upwards of $100,000 for international journeys, so you’ll need a card that can pack a big enough punch to cover the whole flight.

    Additionally, you’ll want one that rewards you the most for the hefty price tag. And, finally, you’ll want to find a card that can offer other benefits, including hotel perks, statement credits, and more.

    Top Picks (Personal Cards)

    Card Summary

    SCROLL FOR MORE

    Card

    Welcome Offer and Annual Fee

    Earning Rates

    The Platinum Card® from American Express

    The Platinum Card® from American Express

    • 80,000 pointsThe Platinum Card® from American ExpressEarn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
    • 1x-5x pointsThe Platinum Card® from American Express
      • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year
      • Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel
      • Earn 1X Membership Rewards® Point on other purchases
    • Wheels Up partnership for discounts and flight credits
    Capital One Venture X Rewards Credit Card
    Capital One Venture X Rewards Credit Card
    • 75,000 milesCapital One Venture X Rewards Credit CardEarn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
    • Annual fee of $395 (rates & fees)
    2x-10x milesCapital One Venture X Rewards Credit Card
    • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
    • Earn unlimited 2X miles on all other purchases
    Capital One Venture Rewards Credit Card
    Capital One Venture Rewards Credit Card
    • LAST CHANCE75,000 miles + $250 travel creditCapital One Venture Rewards Credit CardEarn 75,000 miles once you spend $4,000 within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel.
    • Annual fee of $95 (rates & fees)
    2x-5x milesCapital One Venture Rewards Credit Card
    • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
    • Earn unlimited 2X miles on every purchase, every day
    Chase Freedom Unlimited®

    Chase Freedom Unlimited®

    • $200Chase Freedom Unlimited®Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    • Annual fee of $0 (rates & fees)
    1.5%-5% cash-backChase Freedom Unlimited®
    • 5% cash-back on travel purchased through Chase Travel℠.
    • 3% cash-back on drugstore purchases.
    • 3% cash-back on dining at restaurants, including takeout and eligible delivery services.
    • 1.5% unlimited cash back on all other purchases.

    1. Amex Platinum Card (Top Pick, Best for Earning Points and Luxury Travel Perks)

    BEST LOUNGE ACCESS
    The Platinum Card® from American ExpressTerms Apply / Rates & Fees
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

    Apply Now(at Amex's secure site)

    Apply With Confidence

    Know if you're approved with no credit score impact

    If you're approved and accept this Card, your credit score may be impacted.

    The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
    Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
    80,000 points
    Up to $1,760
    $695
    See Pay Over Time APR
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent
    Why We Like This Card

    When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

    Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

    Pros & Cons
    Pros
    • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
    • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
    • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
    Cons
    • $695 annual fee (rates and fees)
    • Airline credit does not cover airfare (only incidentals like checked bags)
    Card Highlights
    • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
    • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
    • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
    • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
    • With American Express Global Lounge Collection® eligible Card Members can enjoy access to over 1,400 airport lounges globally, including The Centurion® Lounge, Unlimited Delta Sky Club® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express® App or visit http://www.americanexpress.com/findalounge#/loungefinder.
    • A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
    • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
    • $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
    • $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID – this can mean shorter lines, less waiting. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
    • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
    • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
    • Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
    • $695 annual fee.¤
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.
    Financial Snapshot
    • APR: See Pay Over Time APR
    • Foreign Transaction Fees: None
    Rewards Center

    American Express Membership Rewards

    Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 175k points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

    Undoubtedly, the best personal card for booking private jet travel is the Amex Platinum card.

    First of all, the card features an incredible welcome offer. The card also earns up to 5x Membership Rewards points. Here’s a look at the earning structure:

    • Earn 5x Membership Rewards points per dollar spent on flights booked directly with airlines or with AmexTravel.com (up to $500,000 of these purchases per calendar year)
    • Earn 5x Membership Rewards points per dollar spent on prepaid hotels booked with AmexTravel.com
    • Earn 1x Membership Rewards point per dollar spent on all other purchases

    Hot Tip: As we’ll discuss in the last section, some private jet operators, brokers, and mobile apps count as airlines, which would also allow you to earn 5x points here!

    The next noteworthy feature of this card is that it has no preset spending limit*. Private jet journeys are extremely expensive — this is probably going to be one of the only cards you can get where you can pay for the entire charter on 1 card.

    The absence of a preset spending limit allows you to confidently book your private jet flight without worrying about maxing out a traditional credit limit.

    This card has amazing travel benefits, including:

    • Access to Wheels Up’s Premium Private Jet Program that offers initiation discounts, flight credits, and more
    • Access to Fine Hotels & Resorts and The Hotel Collection
    • Access to the American Express Global Lounge Collection
    • Complimentary hotel elite status with Hilton Honors Gold and Marriott Bonvoy Gold Elite status (enrollment required)
    • Rental car elite status and/or benefits with Avis, Hertz, and National

    It gets even better, though, because you’ll enjoy more than $1,600 worth of additional value through statement credits.

    • Up to $200 in Uber Cash for Uber rides or UberEats orders in the U.S.
    • Up to $200 in airline fee credits
    • Up to $199 in CLEAR credit
    • Up to $120 in Global Entry or TSA PreCheck credit
    • Up to $200 in prepaid hotel credits on eligible Fine Hotels + Resorts or The Hotel Collection bookings
    • Up to $240 in digital entertainment credits
    • Up to $100 in Saks Fifth Avenue credits
    • Up to $300 in Equinox credits
    • Up to $155 in Walmart+ credits

    Note that some benefits listed above require enrollment so be sure to get the most out of your card by enrolling through your American Express account.

    Why We Like Earning Amex Membership Rewards Points

    Amex Membership Rewards points are the most valuable type of transferrable points available, worth around 2.2 cents apiece.

    If you find a private jet company whose purchases code as an airline, you can enjoy a return on spending of a whopping 11%!

    That’s a fantastic return when you consider you can get back thousands or even tens of thousands of dollars back on a single private jet charter.

    The best way to redeem your Amex Membership Rewards points is to transfer them to airline and/or hotel partners for luxury business and first-class travel.

    Bottom Line: The Amex Platinum card is the most well-rounded card to use for private jet travel. Between the possibility of earning 5x points (if your charter company is categorized as an airline), the absence of a preset spending limit, the Wheels Up membership perks, and the other travel-related perks such as the best lounge access and hotel benefits, this card is an absolute no brainer.

    2. Capital One Venture X Card

    Capital One Venture X Rewards Credit CardTerms Apply / Rates & Fees
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

    Apply Now(at Capital One's secure site)
    The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
    75,000 miles
    $1,350
    $395
    Purchases: 19.99% - 29.24% (Variable)
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Excellent (740-840)
    Why We Like This Card

    The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

    Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

    Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

     

    Pros & Cons
    Pros
    • 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
    • 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
    • 2x miles per $1 on all other purchases
    Cons
    • $395 annual fee (rates & fees)
    • Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status
    Card Highlights
    • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
    • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
    • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
    • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
    • Earn unlimited 2X miles on all other purchases
    • Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner Lounge Network
    • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
    • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
    • Receive up to a $120 credit for Global Entry or TSA PreCheck®
    Financial Snapshot
    • APR: Purchases: 19.99% - 29.24% (Variable)
    • Foreign Transaction Fees: None
    Rewards Center

    Capital One Miles

     

    Our runner-up credit card is the Capital One Venture X card, one of the hottest ultra-premium cards to hit the market in years.

    To start, it boasts a huge welcome bonus right now. You can also earn up to 10x miles on hotels and rental cars, as well as 5x miles on flights booked through Capital One Travel.

    Unfortunately, private jet flights aren’t eligible for these bonus categories — not to worry, though, because you’ll earn 2x miles on all other purchases, which is nothing to sneeze at when you’re talking about private jet purchases that can cost well into the tens of thousands of dollars.

    This fabulous credit card comes with a $300 annual travel credit for Capital One Travel bookings, a bonus of 10,000 miles every year (starting on your first cardmember anniversary), unlimited complimentary access to 1,300+ lounges, including Capital One Lounges and participating Priority Pass Lounges in the Partner Lounge Network, and a Global Entry or TSA PreCheck application fee credit!

    As far as other perks go, you should maximize the complimentary Hertz President’s Circle status, awesome trip delay reimbursement, baggage delay reimbursement, cell phone protection, ability to add cardholders to your account for no additional fee (rates & fees), and no foreign transaction fees (rates & fees).

    Why We Like Earning Capital One Miles

    Capital One Miles is another example of a transferrable rewards currency, just like American Express Membership Rewards.

    The major difference is that Capital One has a different list of transfer partners that can be leveraged for luxury business and first class travel.

    And when you earn 2x miles on private jet flights, you can expect that to be equivalent to a return on spending of around 3.6%.

    If you decide not to use transfer partners, you can also redeem Capital One miles for cash-back, gift cards, merchandise, or travel through Capital One Travel at a lower redemption value.

    3. Capital One Venture Card

    LAST CHANCE
    Capital One Venture Rewards Credit CardTerms Apply / Rates & Fees
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

    Apply Now(at Capital One's secure site)
    Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
    Earn 75,000 miles once you spend $4,000 within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel.
    75,000 miles + $250 travel credit
    $1,600
    $95
    Purchases: 19.99% - 29.24% (Variable)
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent Credit (670-850)
    Why We Like This Card

    The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

    Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

    Pros & Cons
    Pros
    • 5x miles per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
    • 2x miles per $1 on all other purchases
    • Up to a $120 Global Entry or TSA PreCheck application fee credit
    Cons
    Card Highlights
    • Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
    • Earn unlimited 2X miles on every purchase, every day
    • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
    • Miles won't expire for the life of the account and there's no limit to how many you can earn
    • Receive up to a $120 credit for Global Entry or TSA PreCheck®
    • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
    • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
    • Transfer your miles to your choice of 15+ travel loyalty programs
    Financial Snapshot
    • APR: Purchases: 19.99% - 29.24% (Variable)
    • Foreign Transaction Fees: None
    Rewards Center

    Capital One Miles

    The Capital One Venture card is the little sibling of the Capital One Venture X card. Known essentially as the mid-market premium credit card offering in the Venture family, this card offers outsized rewards and a lower annual fee.

    You can still earn unlimited 2x miles on all purchases. According to our math, you can expect to get a return on spending of 3.6% for all purchases, which includes your private jet flights.

    Additionally, you’ll get 5x points on hotels and rental cars booked through Capital One Travel.

    It also comes with no additional fees for authorized users, no foreign transaction fees (rates & fees), travel and emergency assistance services, warranty manager service, roadside dispatch, lost luggage reimbursement, and purchase security.

    4. Freedom Unlimited Card

    Chase Freedom Unlimited®Terms Apply / Rates & Fees
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!

    Apply Now(at Chase's secure site)
    This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!
    Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    $200
    $0
    0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent
    Why We Like This Card

    The Chase Freedom Unlimited® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.

    When paired with other Chase cards in the Ultimate Rewards family, you can transfer that cash back into points if you wish – making it one of the most lucrative cards in your wallet.

    Pros & Cons
    Pros
    • 5% back on travel purchased through Chase Travel℠
    • 3% back on dining and drugstore purchases
    • 1.5% back on all other purchases
    Cons
      • 3% foreign transaction fee
    Card Highlights
    • Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Enjoy 5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
    • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
    • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% – 28.49%.
    • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
    • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
    • Member FDIC
    Financial Snapshot
    • APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
    • Foreign Transaction Fees: 3% of each transaction in U.S. dollars
    Rewards Center

    Chase Ultimate Rewards

    The last personal credit card we’ll be discussing is the Freedom Unlimited card. Although it earns up to 5% cash-back on certain purchases, those bonus categories will likely not apply when booking private jet travel.

    To be specific, the Freedom Unlimited card currently boasts the following earning categories:

    • 5% cash-back on travel booked through Chase Travel
    • 3% cash-back on dining
    • 3% cash-back on drugstore purchases
    • 1.5% cash-back on all other purchases

    There’s usually a sizable welcome bonus available on the card, as well as a 0% introductory APR promotion on purchases and balances.

    And although the rewards from this credit card are marketed as “cash-back,” you can convert that cash-back to Ultimate Rewards points if you have the right credit card — options include the Chase Sapphire Preferred® Card, Chase Sapphire Reserve card, or Ink Business Preferred® Credit Card.

    Your rewards will convert at a ratio of 1% to 1x, meaning 1.5% cash-back can be converted to 1.5x Ultimate Rewards points, making your return on spending hover around 3%.

    You’ll also enjoy extra perks such as secondary rental car coverage, purchase protection, extended warranty, fraud protection, zero liability for unauthorized purchases, and free authorized users.

    Top Picks (Business Cards)

    Card Summary

    SCROLL FOR MORE

    Card

    Welcome Offer and Annual Fee

    Earning Rates

    The Business Platinum Card® from American Express

    The Business Platinum Card® from American Express

    • LIMITED TIME TRAVEL OFFER150,000 points + $500 statement creditThe Business Platinum Card® from American ExpressEarn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
    1x-5x pointsThe Business Platinum Card® from American Express
    • Earn 5X Membership Rewards® points on flights, prepaid hotels, and short-term rentals and prepaid flight and hotel packages booked through Amex Travel
    • Earn 1.5X points on each eligible purchase at:
      • U.S. construction material
      • Hardware suppliers
      • Electronic goods retailers
      • Software & cloud system providers
      • Shipping providers
    • Earn 1.5X points on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
    • Earn 1X points on other eligible purchases
    Ink Business Unlimited® Credit Card

    Ink Business Unlimited® Credit Card

    • $750Ink Business Unlimited® Credit CardEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
    1.5% cash-backInk Business Unlimited® Credit Card
    • Earn unlimited 1.5% cash back on every purchase

    1. Amex Business Platinum Card (Best For Airport Lounge Access & Luxury Perks)

    LIMITED TIME TRAVEL OFFER
    The Business Platinum Card® from American ExpressTerms Apply / Rates & Fees
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

    Apply Now(at Amex's secure site)
    This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
    Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
    150,000 points + $500 statement credit
    Up to $3,800
    $695
    18.49% - 27.49% Variable
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent
    Why We Like This Card

    The Business Platinum Card® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

    When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

    Pros & Cons
    Pros
    • 5x Membership Rewards points per $1 on flights, prepaid hotels, and short-term rentals and prepaid flight and hotel packages booked through Amex Travel
    • Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection (as of 10/2024).
    • Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)
    Cons
    • High annual fee of $695 (rates & fees)
    • Airline fee credit does not cover airfare, only incidentals like checked bags
    Card Highlights
    • Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
    • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
    • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required.
    • Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
    • NEW! Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
    • Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
    • Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
    • $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
    • $695 Annual Fee.
    • Terms Apply.
    Financial Snapshot
    • APR: 18.49% - 27.49% Variable
    • Foreign Transaction Fees: None
    Rewards Center

    American Express Membership Rewards

    Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 250,000 points with the Amex Business Platinum card. The current public offer is 150,000 points plus a $500 statement credit. (This targeted offer was independently researched and may not be available to all applicants.)

    The best business card for private jet bookings, in our eyes, is the Amex Business Platinum card, which shouldn’t come as much of a surprise.

    Here’s a look at this card’s earning structure:

    • 5x Membership Rewards points per dollar spent on flights and prepaid hotels at AmexTravel.com
    • 1.5x Membership Rewards points per dollar spent on eligible purchases in key U.S. business categories, as well as on purchases of $5,000 or more everywhere else (up to $2 million in purchases per calendar year)
    • 1x Membership Rewards points per dollar spent on all other purchases

    When you book a private jet flight and spend more than $5,000 in a single transaction, you can earn 1.5x points, which is equal to a return on spending of 3.3%.

    In addition, if you’re a business owner who spends a lot on the following categories, you can earn 1.5x points per dollar:

    • U.S. construction material and hardware suppliers
    • U.S. electronic goods retailers and software and cloud system providers
    • U.S. shipping providers

    When you max out the $2 million cap in purchases that earn 1.5x points, you’ll end up with 3 million Amex points per year!

    The travel benefits you’ll get are extensive:

    • Access to the American Express Global Lounge Collection (which includes Centurion Lounges, 10 visits to Delta Sky Clubs when flying Delta the same day (with the ability to unlock unlimited visits through spend), Priority Pass lounges upon enrollment, Plaza Premium Lounges, and more)
    • Complimentary hotel and car rental elite status (enrollment required)
    • Access to Fine Hotels & Resorts and The Hotel Collection
    • Access to a 35% rebate when using Pay with Points (up to 1 million points back per calendar year)

    Beyond that, you’ll enjoy these business-oriented statement credits:

    • Up to $400 with Dell Technologies
    • Up to $360 with Indeed
    • Up to $150 with Adobe
    • Up to $120 on wireless telephone purchases
    • Up to $200 in airline fee credits
    • $199 in CLEAR credit

    2. Ink Business Unlimited Card [Low Intro APR, No Annual Fee]

    Ink Business Unlimited® Credit CardTerms Apply / Rates & Fees
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    The Ink Business Unlimited card is a stellar option for business owners looking for a no-fuss uncapped 1.5% cash-back card without an annual fee.

    Apply Now(at Chase's secure site)
    The Ink Business Unlimited card is a stellar option for business owners looking for a no-fuss uncapped 1.5% cash-back card without an annual fee.
    Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
    $750
    $750
    $0
    0% intro APR on purchases for 12 months; variable 17.49% - 23.49% thereafter
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent (670-850)
    Why We Like This Card

    As a business owner, you likely keep pretty busy and probably prefer a credit card that just keeps things simple.

    If so, the Ink Business Unlimited® Credit Card might be just the card for you. From zero annual fee to a flat cash-back rate, the card is a no-frills option that you don’t have to think twice about.

    Don’t forget too, 0% intro APR on purchases for 12 months; variable 17.49% - 23.49% thereafter

    Pros & Cons
    Pros
    • 1.5% cash-back on all purchases
    • No annual fee
    • 0% intro APR on purchases for 12 months; variable 17.49% - 23.49% thereafter
    Cons
      • 3% foreign transaction fee
    Card Highlights
    • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
    • Earn unlimited 1.5% cash back on every purchase made for your business
    • No Annual Fee
    • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
    • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
    • Round-the-clock monitoring for unusual credit card purchases
    • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
    • 0% introductory APR for 12 months on purchases
    • Member FDIC
    Financial Snapshot
    • APR: 0% intro APR on purchases for 12 months; variable 17.49% - 23.49% thereafter
    • Foreign Transaction Fees: 3% of each transaction in U.S. dollars
    Rewards Center

    The last credit card we’ll discuss is the Ink Business Unlimited card, which is issued by Chase.

    This credit card has a sizable welcome bonus and the ability to earn an unlimited 1.5% cash-back on all business purchases without bonus categories or limits.

    Although the Ink Business Unlimited card is a credit card, we’ve seen credit limits greater than $100,000, which could be more than enough to book private jet flights.

    This card also comes with the ability to convert your 1.5% cash-back to 1.5x Ultimate Rewards points if you also have an Ultimate Rewards card like the Chase Sapphire Reserve card. That’ll double your return on spending from 1.5% to 3%!

    Be sure to also make use of the other benefits, like the introductory 0% APR benefit, travel insurance (including primary car rental coverage), extended warranty coverage, purchase protection, zero liability fraud protection, and free employee cards.

    *No Preset Spending Limit on an American Express card means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.

    For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

    Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.

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