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    The 6 Best Credit Cards For Priority Pass Lounge Access [June 2024]

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    Top Priority Pass Picks (Quick Summary)

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    Credit Card

    Lounge Access

    The Platinum Card® from American Express
    The Platinum Card® from American Express

    • Priority Pass Lounge access upon enrollment, plus the luxurious Amex Centurion Lounges.
    • Also included: Delta Sky Club Lounges when flying Delta, Select Virgin Clubhouses, Plaza Premium Lounges, Escape Lounges
    • Allows access for cardholder plus up to 2 additional guests.
    • Add authorized users for $195 per card, in addition to the annual fee on the card (rates & fees).
    • Cardholder annual fee: $695 (rates & fees)
    Capital One Venture X Rewards Credit Card
    Capital One Venture X Rewards Credit Card
    • Priority Pass Lounge access and Capital One Lounge access.
    • Allows access for cardholder plus up to 2 additional guests.
    • Additional Cardholders: Add cardholders to your account for no additional fee so they can enjoy lounge benefits
    • APR: 19.99% - 29.99% variable (rates & fees)
    • Cardholder annual fee: $395 (rates & fees)
    Chase Sapphire Reserve®
    Chase Sapphire Reserve®

    • Priority Pass Lounge access.
    • Allows access for cardholder plus up to 2 additional guests.
    • Add authorized users for an additional annual fee of $75 each
    • Cardholder annual fee: $550
    The Business Platinum Card® from American Express
    The Business Platinum Card® from American Express
    • Priority Pass Lounge access upon enrollment, plus the luxurious Amex Centurion Lounges.
    • Allows access for cardholder plus up to 2 additional guests.
    • Each authorized user will incur an additional fee of $350 each year (rates & fees).
    • Cardholder annual fee: $695 (rates & fees)

    The Benefits of a Priority Pass Membership (Included With Many of the Cards Below)

    With a Priority Pass Select Membership, you can expect the following benefits:

    • Access to over 1,300 airport lounges worldwide
    • Complimentary beverages, snacks, and hot food where available
    • Free Wi-Fi, Showers, and conference rooms where available
    • Restaurant dining at specific airports – $28-$30 credit per person, limits apply depending on the card and/or restaurant
    • With Priority Pass Select (the level of membership you receive on certain travel credit cards), you can bring two additional guests into the lounge with you for no extra charge.

    The Platinum Card® from American Express (The #1 Card for Access to 1,400+ Airport Lounges)

    BEST LOUNGE ACCESS
    The Platinum Card® from American ExpressTerms Apply / Rates & Fees
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

    Learn More(at Amex's secure site)

    Apply With Confidence

    Know if you're approved with no credit score impact

    If you're approved and accept this Card, your credit score may be impacted.

    The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
    Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
    80,000 points
    $1,760
    $695
    See Pay Over Time APR. Carrying a balance will incur interest. Eligible charges can be included in the Pay Over Time balance, up to the Pay Over Time Limit. Pay Over Time only applies to eligible charges meeting minimum transaction amounts.
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent (670-850)

    When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

    Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

    Pros
    • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
    • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
    • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
    Cons
    • $695 annual fee (rates and fees)
    • Airline credit does not cover airfare (only incidentals like checked bags)
    • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
    • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
    • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
    • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
    • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
    • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
    • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
    • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
    • $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
    • Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
    • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
    • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
    • $695 annual fee.
    • Terms Apply.
    Financial Snapshot
    • APR: See Pay Over Time APR. Carrying a balance will incur interest. Eligible charges can be included in the Pay Over Time balance, up to the Pay Over Time Limit. Pay Over Time only applies to eligible charges meeting minimum transaction amounts.
    • Foreign Transaction Fees: None
    Rewards Center

    American Express Membership Rewards

    When it comes to complimentary worldwide lounge access, the Amex Platinum Card is king with access to 1,400+ lounges.

    While the Amex Platinum Card does include access to other lounges such as the Centurion Lounges, Plaza Premium, Delta Sky Club, and Aspire Lounges, by far the largest network available is Priority Pass.

    One of the best features of the Platinum Card is that authorized users receive the same complimentary Priority Pass lounge membership as the primary cardholder upon enrollment. You can also add authorized users for $195 per card, in addition to the annual fee on the card (see rates & fees).

    Authorized users can each bring an additional 2 guests into the lounge for no charge.

    Capital One Venture X Rewards Credit Card (Best Value Card for Priority Pass Access, Add Cardholders to Your Account For No Additional Fee)

    Capital One Venture X Rewards Credit CardTerms Apply / Rates & Fees
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

    Learn More(at Capital One's secure site)
    The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
    75,000 miles
    $1,350
    $395
    19.99% - 29.99% (Variable)
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Excellent (740-840)

    The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

    Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

    Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

     

    Pros
    • 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
    • 5x miles per $1 on flights purchased through Capital One Travel
    • 2x miles per $1 on all other purchases
    Cons
    • $395 annual fee (rates & fees)
    • Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status
    • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
    • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
    • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
    • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
    • Earn unlimited 2X miles on all other purchases
    • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
    • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
    • Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
    • Receive up to a $100 credit for Global Entry or TSA PreCheck®
    Financial Snapshot
    • APR: 19.99% - 29.99% (Variable)
    • Foreign Transaction Fees: None
    Rewards Center

    Capital One Miles

     

    A close contender behind the Amex Platinum Card, the Capital One Venture X card offers the distinct benefit of providing both the main cardholder and each authorized user unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and participating Priority Pass or Plaza Premium Lounges in the Partner Lounge Network.

    You can add on authorized users for no additional cost — making this a very lucrative benefit for those who can use it (rates & fees).

    Chase Sapphire Reserve® Card

    Chase Sapphire Reserve®
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

    Learn More(at Chase's secure site)
    A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠
    60,000 points
    $1,200
    $550
    22.49%-29.49% Variable
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Excellent (740-850)

    If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options out there.

    The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

    Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

    Pros
    • 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
    • 10x points on Lyft purchases March 31, 2025
    • 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
    Cons
    • $550 annual fee
    • Does not offer any sort of hotel elite status
    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
    • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
    • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
    • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
    • Member FDIC
    Financial Snapshot
    • APR: 22.49%-29.49% Variable
    • Foreign Transaction Fees: None
    Rewards Center

    Chase Ultimate Rewards

    The Chase Sapphire Reserve card is a premium travel rewards card offering plenty of travel benefits including travel statement credits, elevated earnings on travel purchases, and complimentary lounge access to Priority Pass lounges.

    Just like the Amex Platinum Card, authorized users receive the same Priority Pass Select membership as primary cardholders. This includes unlimited access plus 2 additional guests at no charge. Additional guests are then charged at the discounted rate of $27 per person, per visit.

    It costs $75 for each authorized user you add to your Chase Sapphire Reserve card, but that can be a good value for unlimited Priority Pass lounge access and the ability to bring 2 guests.

    Hot Tip: Adding an authorized user to the Amex Platinum Card or Chase Sapphire Reserve card can give the additional cardholder unlimited Priority Pass Select membership, which includes the option to bring 2 additional guests. 

    Best Business Credit Cards that Offer Priority Pass Access

    The Business Platinum Card® from American Express (Best Business Card for Lounge Access)

    150K OFFER
    The Business Platinum Card® from American ExpressTerms Apply / Rates & Fees
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

    Learn More(at Amex's secure site)
    This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
    Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
    150,000 points
    $3,300
    $695
    19.49% - 28.49% Variable
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent (670-850)

    The Business Platinum Card® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

    When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

    Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 150,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

    Pros
    • 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
    • Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
    • Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
    Cons
    • High annual fee of $695 (rates & fees)
    • Airline fee credit does not cover airfare, only incidentals like checked bags
    • Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
    • 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
    • Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
    • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
    • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
    • $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
    • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
    • $695 Annual Fee.
    • Terms Apply.
    Financial Snapshot
    • APR: 19.49% - 28.49% Variable
    • Foreign Transaction Fees: None
    Rewards Center

    American Express Membership Rewards

    Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 150,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

    The Amex Business Platinum Card comes with the same access to the American Express Global Lounge Collection as the personal version of the card. Included in the Global Lounge Collection is the Priority Pass lounge network. Just like the personal version, the Business Platinum Card offers unlimited access for the primary cardholder and any authorized users upon enrollment.

    The Amex Business Platinum allows access to 2 additional guests for both primary cardholders and authorized users. Additional guests beyond 2, according to the terms and conditions on the card, will be charged at the Priority Pass Standard Program rate of $32 per person, per visit.

    Authorized users on the Business Platinum Card can be added for $300 each or $350 (see rates & fees).

    Hilton Honors™ American Express Business Card

    The Hilton Honors American Express Business CardTerms Apply / Rates & Fees
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

    Learn More(at Amex's secure site)
    An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.
    Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
    130,000 points
    $650
    $195
    20.99% - 29.99% Variable
    Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
    Good to Excellent (670-850)

    For frequent business travelers who regularly stay in Hilton hotels, The Hilton Honors American Express Business Card is a great option.

    Not only will the card help you earn more points on all of your Hilton stays, but you’ll also receive automatic elite status and travel protections.

    Here’s a detailed look at all the benefits this card offers so that you can determine if it’s a good fit for you.

    Pros
    • Earn 12x points per $1 on eligible Hilton purchases
    • Earn 5x points on other purchases made for the first $100,000 in purchases each calendar year, 3x points thereafter.
    • Complimentary Hilton Honors Gold status, and the ability to spend your way to Diamond status
    Cons
    • Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
    • Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
    • Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
    • Enjoy up to $240 back each year for eligible purchases made directly with Hilton.
    • Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
    • You may receive an upgrade to Hilton Honors Diamond status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
    • Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
    • Terms apply.
    Financial Snapshot
    • APR: 20.99% - 29.99% Variable
    • Foreign Transaction Fees: None
    Rewards Center

    Hilton Honors loyalty program

    The Hilton Business Card has stellar earning potential without a high annual fee. You’ll earn 12 points per dollar spent on Hilton purchases, 6 points per dollar on a long list of business expenses, and 3 points on all other purchases. The card also comes with a generous welcome bonus and Hilton Honors Gold status.

    Plus, you’ll receive 10 complimentary Priority Pass lounge visit passes each Priority Pass Select membership year. These passes can be used for friends and family as well.

    Once you use your 10 passes, you will be charged the standard Priority Pass rate for $32 per person, per visit.

    For rates and fees of The Platinum Card® from American Express, click here.
    For rates and fees of The Business Platinum Card® from American Express, click here.
    For rates and fees of The Hilton Honors American Express Business Card, click here.

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