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    The Best Credit Cards for Priority Pass Lounge Access [February 2026]

    We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

    Top Priority Pass Picks (Quick Summary)

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    Credit card

    Welcome offer

    Lounge access

    Platinum Card® from American Express

    Platinum Card® from American Express

    As High As 175,000 Points. Find Out Your Offer.Platinum Card® from American ExpressYou may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted. 

    • Priority Pass Lounge access upon enrollment, plus Amex Centurion Lounge access
    • Also included: 10 visits to Delta Sky Clubs, Select Virgin Clubhouses, Plaza Premium Lounges, Escape Lounges
    • Allows access for cardholder plus up to 2 additional guests
    • Add Additional Platinum Cards for $195 per card, in addition to the annual fee on the card (rates & fees).
    • Cardholder annual fee: $895 (rates & fees)
    Chase Sapphire Reserve®
    Chase Sapphire Reserve®

    NEW OFFER125,000 pointsChase Sapphire Reserve®Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

    • Priority Pass lounge access and Chase Sapphire Lounge
    • Allows access for the cardholder plus up to 2 additional guests
    • Cardholder annual fee: $795 (rates & fees)
    Capital One Venture X Rewards Credit Card
    Capital One Venture X Rewards Credit Card

    75,000 milesCapital One Venture X Rewards Credit CardEarn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

    • Participating Priority Pass Lounge access (after enrollment) and Capital One Lounge and Landing access
    • APR: 19.49% - 28.49% Variable (rates & fees)
    • Cardholder annual fee: $395 (rates & fees)
    The Business Platinum Card® from American Express
    The Business Platinum Card® from American Express

    ELEVATED WELCOME OFFER150,000 200,000 pointsThe Business Platinum Card® from American ExpressEarn 150,000 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

    • Priority Pass Lounge access upon enrollment, plus Amex Centurion Lounge access
    • Allows access for cardholder plus up to 2 additional guests
    • Each Employee Card incurs an additional fee of $400 each year (rates & fees).
    • Cardholder annual fee: $895 (rates & fees)

    Benefits of a Priority Pass Membership (Included With Many of the Cards Below)

    With a Priority Pass Select membership, you can expect the following benefits:

    • Access to over 1,300 airport lounges worldwide
    • Complimentary beverages, snacks, and hot food (where available)
    • Free Wi-Fi, showers, and conference rooms (where available)
    • 2 additional lounge guests with you for no extra charge on most cards, subject to each lounge’s capacity

    Platinum Card® from American Express (The No. 1 Card for Access to Over 1,550 Airport Lounges)

    Platinum Card® from American ExpressTerms Apply / Rates & Fees
    Platinum Card® from American Express
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

    Apply Now(at Amex's secure site)

    Apply With Confidence

    Know if you're approved with no credit score impact

    If you're approved and accept this Card, your credit score may be impacted.

    Platinum Card® from American Express
    The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
    You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted. 
    As High As 175,000 Points. Find Out Your Offer.
    Up to $3,850
    $895
    See Pay Over Time APR
    Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
    Good to Excellent
    Why We Like This Card

    When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card® from American Express.

    Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

     

    Pros & Cons
    Pros
      • The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
      • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
      • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
      • Annual and monthly statement credits upon enrollment (airline credit, Uber Cash and Uber One, Resy, Saks Fifth Avenue credit, lululemon credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR+ credit, and Equinox credit)
      • TSA PreCheck or Global Entry credit
      • Access to American Express Fine Hotels and Resorts and Amex International Airline Program
      • Access to Amex transfer partners
      • No foreign transaction fees (rates and fees)

       

    Cons
      • $895 annual fee (rates and fees)
      • Airline credit does not cover airfare (only incidentals like checked bags)

       

    Read Full Review
    Card Highlights
    • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
    • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
    • With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
    • $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
    • $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
    • $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
    • $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
    • $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
    • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
    • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
    • $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
    • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
    • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
    • $895 annual fee.
    • Terms Apply.
    Financial Snapshot
    • APR: See Pay Over Time APR
    • Foreign Transaction Fees: None
    Rewards Center

    American Express Membership Rewards

     

    When it comes to complimentary worldwide lounge access, the Amex Platinum card is king, with access to over 1,550 lounges.

    While the Amex Platinum card does include access to other lounges such as the Centurion Lounges, Plaza Premium Lounges, Delta Sky Clubs (when flying Delta the same day), and Escape Lounges, by far the largest network available is Priority Pass.

    One of the best features of the Amex Platinum card is that additional cardholders receive the same complimentary Priority Pass lounge membership as the primary cardholder upon enrollment. You can also add additional Platinum cards for $195 per card, in addition to the annual fee on the card.

    Additional cardholders can each bring an additional 2 guests into the lounge for no charge (excluding Amex Centurion Lounges and Delta Sky Clubs).

    Chase Sapphire Reserve Card (Best for Priority Pass & Sapphire Lounge Access)

    NEW OFFER
    Chase Sapphire Reserve®Terms Apply / Rates & Fees
    Chase Sapphire Reserve®
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

    Apply Now(at Chase's secure site)
    Chase Sapphire Reserve®
    A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.
    Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
    125,000 points
    $2,500
    $795
    19.49% - 27.99% Variable
    Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
    Excellent
    Why We Like This Card

    If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options.

    The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

    Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

    Pros & Cons
    Pros
    • 8x points on all Chase Travel purchases
    • 5x points on Lyft rides
    • 4x points on flights and hotels booked directly
    Cons
      • $795 annual fee
    Read Full Review
    Card Highlights
    • Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
    • Get more than $2,700 in annual value with Sapphire Reserve.
    • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
    • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
    • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
    • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
    • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
    • Member FDIC
    Financial Snapshot
    • APR: 19.49% - 27.99% Variable
    • Foreign Transaction Fees: None
    Rewards Center

    Chase Ultimate Rewards

    The Chase Sapphire Reserve card is a premium travel rewards card offering plenty of travel benefits, including travel statement credits, elevated earnings on travel purchases, and complimentary lounge access to Priority Pass lounges. The card also has access to Chase Sapphire Lounge by The Club and the Chase Sapphire Terrace.

    Just like the Amex Platinum card, authorized users receive the same Priority Pass Select membership as primary cardholders. This includes unlimited access plus 2 additional guests at no charge. Additional guests are then charged at the discounted rate of $27 per person, per visit.

    It costs $195 for each authorized user you add to your Chase Sapphire Reserve card, but that can be a good value for unlimited Priority Pass lounge access and the ability to bring 2 guests.

    Hot Tip: Adding an additional user to the Amex Platinum card or Chase Sapphire Reserve card can give the additional cardholder unlimited Priority Pass Select membership, which includes the option to bring 2 additional guests.

    Capital One Venture X Rewards Credit Card (Best Value Card for Participating Priority Pass Access)

    Capital One Venture X Rewards Credit CardTerms Apply / Rates & Fees
    Capital One Venture X Rewards Credit Card
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

    Apply Now(at Capital One's secure site)
    Capital One Venture X Rewards Credit Card
    The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
    75,000 miles
    $1,350
    $395
    Purchases: 19.49% - 28.49% (Variable)
    Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
    Excellent
    Why We Like This Card

    The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

    Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

    Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

     

    Pros & Cons
    Pros
    • 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
    • 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
    • 2x miles per $1 on all other purchases
    Cons
    • $395 annual fee
    • Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status
    Read Full Review
    Card Highlights
    • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
    • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
    • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
    • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
    • Earn unlimited 2X miles on all other purchases
    • Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass lounges, after enrollment
    • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
    • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
    • Receive up to a $120 credit for Global Entry or TSA PreCheck®
    • Top rated mobile app
    Financial Snapshot
    • APR: Purchases: 19.49% - 28.49% (Variable)
    • Foreign Transaction Fees: None
    Rewards Center

    Capital One Miles

     

    A close contender behind the Amex Platinum card, the Capital One Venture X card offers unlimited access to over 1,300 airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass lounges (after enrollment).

    The Business Platinum Card® from American Express (Best Business Card for Lounge Access)

    ELEVATED WELCOME OFFER
    The Business Platinum Card® from American ExpressTerms Apply / Rates & Fees
    The Business Platinum Card® from American Express
    Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
    U.P. Rating 
    The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

    Apply Now(at Amex's secure site)
    The Business Platinum Card® from American Express
    This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
    Earn 150,000 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
    150,000 200,000 points
    Up to $4,400
    $895
    17.74% - 28.49% Variable
    Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
    Good to Excellent
    Why We Like This Card

    The Amex Business Platinum Card is a premium travel rewards card tailored for business owners who are frequent travelers with high annual expenses.

    When you factor in the large number of perks that the card offers, like the best airport lounge access at over 1,550 lounges and numerous annual credits, it’s easy to see why this card is a top option for frequent traveling business owners.

    Pros & Cons
    Pros
    • Earn 5x Membership Rewards points per $1 on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through AmexTravel.com
    • Access to over 1,550 worldwide airport lounges as part of the American Express Global Lounge Collection
    • Earn 2x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)
    Cons
    • High annual fee of $895 (rates & fees)
    • Airline fee credit does not cover airfare, only incidentals like checked bags
    Read Full Review
    Card Highlights
    • Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
    • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
    • See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
    • Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
    • No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
    • Make the Business Platinum Card® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
    • Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
    • Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
    • Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
    • Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
    • Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
    • Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
    • Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
    • Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
    • 5X points on flights and prepaid hotels on AmexTravel.com
    • 1X points on other eligible purchases
    • $895 Annual Fee.
    • Terms Apply.
    Financial Snapshot
    • APR: 17.74% - 28.49% Variable
    • Foreign Transaction Fees: None
    Rewards Center

    American Express Membership Rewards

    Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 250,000 points with the Amex Business Platinum card. The current public offer is 150,000 200,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

    The Amex Business Platinum card has the same access to the American Express Global Lounge Collection as the personal version, which includes the Priority Pass lounge network. Just like the personal version, the Amex Business Platinum card offers unlimited access for the primary cardholder and any Employee Cards upon enrollment.

    The Amex Business Platinum card allows access to 2 additional guests for both primary cardholders and Employee Cards. Additional guests beyond 2, according to the terms and conditions on the card, are charged at the Priority Pass Standard Program rate of $35 per person, per visit.

    Employee Cards on the Amex Business Platinum card can be added for $400 each, though there’s also an Expense Card version for a $0 annual fee (rates & fees).

    Upgrade your travel experience

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