Full List of 30+ Credit Cards That Come With a Global Entry Credit [2024]

Updated: March 6, 2024, 12:33am CST

Edited by:

Full List of 30+ Credit Cards That Come With a Global Entry Credit [2024]

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

You’ve probably seen them at the airport before… people who whisk through airport security and customs, like George Clooney in “Up In The Air,” before you can even finish taking your shoes off. How do they do it? They aren’t celebrities, or even airline employees — more likely than not they’re just taking advantage of a government program called Global Entry.

In this post, we will show you what Global Entry is, why any traveler who values their time should want it, and better yet how you can get it paid for by using a travel rewards credit card.

What Is Global Entry?

Global Entry is one of 5 Trusted Traveler Programs offered by the U.S. Customs and Border Protection agency. When you have Global Entry, you get an expedited immigration and customs security screening process when returning to the U.S. from any international travel.

To apply for Global Entry, you need to pay a $100 application fee, fill out and submit your application, and then have an interview at your local Global Entry enrollment center. Once you’re approved, your membership is good for a period of 5 years.

With Global Entry, instead of waiting in a long line with everyone else waiting to clear customs, you’ll head to an expedited section with a special kiosk where you will scan your passport, have your photo taken, verify your identity, and receive a printed form confirming your information. From there you can jump to the front of the customs line, answer any questions the agent has, and be on your way.

Instead of waiting in line with hundreds of people for an hour or more, you can be through the entire customs process in as few as 5 minutes. As if that weren’t enough, Global Entry includes a TSA PreCheck membership, giving you expedited security screening when on flights from within or departing from the U.S. According to the TSA, 94% of TSA PreCheck members wait less than 5 minutes during screening.

So if you’re looking for a way to improve your overall airport experience by spending significantly less time waiting in line, getting a Global Entry membership is a great way to do just that.

Credit Cards That Cover the Cost of Global Entry

When it comes to credit cards that offer a Global Entry credit, you have over 30 options to choose from!

We’ll first detail a summary of our favorite cards, each offering a $100 statement credit for Global Entry every 4 years. Then we’ll break down every credit card that offers a Global Entry credit, by credit issuer, to help you determine which card is the best option for you.

Our Favorite Cards That Offer Global Entry

SCROLL FOR MORE

Credit Card	Welcome Bonus	Annual Fee
Aeroplan^® Credit Card	Earn 60,000 points after you spend $3,000 on purchases in the first 3 months.	$95
The Business Platinum Card^® from American Express	Earn 120,000 points after you spend $15,000 on purchases in the first 3 months.	$695 (rates & fees)
Capital One Venture X Rewards Credit Card	Earn 75,000 miles when you spend $4,000 on purchases in the first 3 months.	$395 (rates & fees)
Chase Sapphire Reserve^®	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.	$550
Delta SkyMiles^® Platinum American Express Card	Earn 50,000 miles after you spend $3,000 in purchases in the first 6 months.	$350 (rates & fees)
Delta SkyMiles^® Reserve American Express Card	Earn 60,000 miles after you spend $5,000 in purchases in the first 6 months.	$650 (rates & fees)
IHG One Rewards Premier Credit Card	Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.	$99
Marriott Bonvoy Brilliant^® American Express^® Card	Earn 185,000 points after spending $6,000 within the first 6 months.	$650 (rates & fees)
The Platinum Card^® from American Express	Earn 80,000 points after spending $8,000 on purchases in the first 6 months.	$695 (rates & fees)
United℠ Explorer Card	Earn 50,000 bonus miles after spending $3,000 on purchases in the first 3 months.	$0 intro annual fee for the first year, then $95

American Express

The Platinum Card^® from American Express (Top Pick)

BEST LOUNGE ACCESS

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome OfferEarn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
80,000 points

UP's Bonus Valuation*:
$1,760

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Good to Excellent (670-850)

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros

The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
5x points per dollar spent on prepaid hotels booked with AmexTravel.com
Annual and monthly statement credits upon enrollment (airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit)
TSA PreCheck or Global Entry credit
Access to American Express Fine Hotels and Resorts
Access to Amex International Airline Program
No foreign transaction fees (rates and fees)

Cons

$695 annual fee (rates and fees)
Airline credit does not cover airfare (only incidentals like checked bags)

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card^®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel.
$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
$155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card^®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card^®.
$200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
$300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card^®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
$189 CLEAR^® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card^®. Learn more.
$100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
$300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card^®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card^® to your Resy profile.
$695 annual fee.
Terms Apply.

Financial Snapshot

APR: See Pay Over Time APR
Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

5x points per $1 on flights booked directly with airlines or with AmexTravel.com
5x points per $1 on prepaid hotels booked with AmexTravel.com
1x point per $1 on all other purchases

Delta SkyMiles^® Platinum American Express Card

Terms Apply / Rates & Fees

Delta SkyMiles^® Platinum American Express Card

U.P. Rating

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Delta SkyMiles^® Platinum American Express Card

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Welcome OfferEarn 50,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership. 
50,000 Bonus Miles

UP's Bonus Valuation*:
$600

Annual Fee

$350

APR

20.99%-29.99% Variable

Credit Recommended

Good to Excellent (670-850)

The Delta SkyMiles^® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.

A key feature of this card is the ability to earn bonus Medallion Qualification Dollars (MQDs) that are essential for earning Delta status. This could help you get closer to earning a handful of valuable benefits with the airline.

Pros

3x SkyMiles per $1 spent on Delta purchases
3x SkyMiles per $1 spent on purchases made directly with hotels
2x SkyMiles per $1 spent at restaurants (including takeout and delivery) and U.S. supermarkets
1x SkyMile per $1 spent on all other eligible purchases
Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal of your Card. Taxes and fees will apply.
Receive $2,500 MQDs each year and get closer to Status with MQD Headstart.
Complimentary first checked bag
Main Cabin 1 Priority Boarding
$120 Resy Credit: Earn up to $10 per month in statement credits on eligible Resy purchases.
$120 Rideshare Credit: Earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers upon enrollment.
Application fee credit for Global Entry or TSA PreCheck
20% back on inflight purchases
$150 Delta Stays Credit: Earn up to $150 back annually on eligible prepaid Delta Stays bookings on delta.com.

Cons

$350 annual fee (rates & fees)
Does not earn transferable rewards

Earn 50,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership.
Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
Receive $2,500 Medallion^® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
Delta SkyMiles^® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Earn $1 Medallion^® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles^® Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases.
$120 Resy Credit: With the Delta SkyMiles^® Platinum American Express Card Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
$120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles^® Platinum American Express Card. Enrollment Required.
Enjoy your first checked bag free on Delta flights.
Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Fee Credit for Global Entry or TSA PreCheck^®: Receive $100 back for Global Entry or up to $85 back for TSA PreCheck^® after you apply through any Official Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
Delta SkyMiles^® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
No Foreign Transaction Fees.
$350 Annual Fee.
Terms Apply.

Financial Snapshot

APR: 20.99%-29.99% Variable
Foreign Transaction Fees: None

Card Categories

Rewards Center

Delta Air Lines SkyMiles

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

3x miles per $1 on Delta purchases and purchases made directly with hotels
2x miles per $1 at restaurants and U.S. supermarkets
1x mile per $1 all other eligible purchases

Delta SkyMiles^® Platinum Business American Express Card

Terms Apply / Rates & Fees

Delta SkyMiles^® Platinum Business American Express Card

U.P. Rating

Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.

Learn More(at Amex's secure site)

Delta SkyMiles^® Platinum Business American Express Card

Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.

Welcome OfferWelcome Offer: Earn 65,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
65,000 Bonus Miles

UP's Bonus Valuation*:
$780

Annual Fee

US$350

APR

20.99% - 29.99% Variable

Credit Recommended

Good to Excellent (670-850)

As a small business owner and frequent Delta flyer, the Delta SkyMiles^® Platinum Business American Express Card is your go-to credit card.

You like knowing you’re earning 3x SkyMiles per dollar for purchases with Delta; benefits like no foreign transaction fees, priority boarding, and a free checked bag for each flight only sweeten the deal (rates & fees).

Plus, you can redeem your SkyMiles for travel on Delta and its partner airlines, saving you money. It’s a no-brainer!

Pros

Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
3x SkyMiles per $1 spent on Delta and hotel purchases
1.5x SkyMiles per $1 spent on purchases of $5,000 or more, up to 50,000 additional SkyMiles per calendar year
1x SkyMile per $1 on all other purchases
Main Cabin 1 Priority Boarding
Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
First checked bag free
Annual companion certificate
20% discount on inflight purchases
Global Entry or TSA PreCheck application fee statement credit
Trip delay insurance
Baggage insurance
Rental car insurance
Purchase protection and extended warranty coverage
$120 Resy Credit (up to $10 per month in statement credits) on eligible purchases with your card
Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members. Ticket must be purchased on or after February 1, 2024, to be eligible to receive a complimentary upgrade.
Annual statement credit of up to $200 after using your card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.

Cons

$350 annual fee (rates & fees)
Does not earn transferable rewards

Welcome Offer: Earn 65,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles^® Platinum Business American Express Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
Get closer to elevated Status next Medallion^® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles^® Platinum Business American Express Card.
Delta SkyMiles^® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
Earn up to $10 back each month after using your enrolled Delta SkyMiles^® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members. Ticket must be purchased on or after February 1, 2024 to be eligible to receive a complimentary upgrade.
Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles^® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Terms and limitations apply.

Financial Snapshot

APR: 20.99% - 29.99% Variable
Foreign Transaction Fees: None

Card Categories

Rewards Center

Delta Air Lines SkyMiles Frequent Flyer Program

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

3x miles per $1 on Delta purchases and eligible hotel purchases
1.5x miles per $1 on purchases of $5,000 or more
1x mile per $1 everywhere else

Delta SkyMiles^® Reserve American Express Card

Terms Apply / Rates & Fees

Delta SkyMiles^® Reserve American Express Card

U.P. Rating

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Delta SkyMiles^® Reserve American Express Card

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.

Welcome OfferEarn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership.
60,000 Bonus Miles

UP's Bonus Valuation*:
$720

Annual Fee

$650

APR

20.99%-29.99% Variable

Credit Recommended

Good to Excellent (670-850)

The Delta SkyMiles^® Reserve American Express Card is a stellar option for frequent travelers who always fly with Delta thanks to its MQD Headstart towards status boost, lounge access, annual companion certificate, and many other great benefits.

Here is a full look at everything the Delta Reserve card can offer to you to help you decide whether the card deserves a place in your wallet.

Pros

3x SkyMiles per $1 on Delta purchases
1x SkyMile per $1 on all other eligible purchases
Card Members get 15% off when using miles to book Award Travel on Delta flights.
Receive $2,500 MQM each year and get closer to Status with MQD Headstart.
Receive a Companion Certificate on First Class, Delta Comfort+^®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal.
$240 Resy Credit: Earn up to $20 per month in statement credits on eligible Resy purchases upon enrollment.
$120 Rideshare Credit: Earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers upon enrollment.
Application fee credit for Global Entry or TSA PreCheck.
$200 Delta Stays Statement Credit: Earn up to $200 back in the form of a statement credit annually on eligible prepaid Delta Stays bookings on delta.com.
Access to Complimentary Upgrades and Upgrade Priority
Free checked bag
20% back on inflight purchases

Cons

$650 annual fee (rates & fees)
No bonus categories other than Delta purchases

Earn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership.
Reserve your piece of history with the new limited edition Boeing 747 Delta SkyMiles^® Reserve American Express Card design.
Enjoy complimentary access to the Delta Sky Club^® and bring up to two guests or immediate family members at a rate of $50 per person per visit when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
Receive four Delta Sky Club^® One-Time Guest Passes each year when you fly together on Delta. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location.
Enjoy complimentary access to The Centurion^® Lounge when you book a Delta flight with your Reserve Card.
Receive $2,500 Medallion^® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
Earn $1 Medallion^® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles^® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
Receive a Companion Certificate on First Class, Delta Comfort+^®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
$240 Resy Credit: With the Delta SkyMiles^® Reserve American Express Card Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
$120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles^® Reserve American Express Card. Enrollment Required.
Delta SkyMiles^® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
Delta SkyMiles^® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
No Foreign Transaction Fees.
$650 Annual Fee.
Terms Apply.

Financial Snapshot

APR: 20.99%-29.99% Variable
Foreign Transaction Fees: None

Card Categories

Rewards Center

Delta SkyMiles Airline Loyalty Program

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

3x miles per $1 on Delta purchases
1x mile per $1 on all other eligible purchases

Delta SkyMiles^® Reserve Business American Express Card

Terms Apply / Rates & Fees

Delta SkyMiles^® Reserve Business American Express Card

U.P. Rating

Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

Learn More(at Amex's secure site)

Delta SkyMiles^® Reserve Business American Express Card

Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

Welcome OfferWelcome Offer: Earn 75,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
75,000 Bonus Miles

UP's Bonus Valuation*:
$900

Annual Fee

US$650

APR

20.99% - 29.99% Variable

Credit Recommended

Good to Excellent (670-850)

The Delta SkyMiles^® Reserve Business American Express Card is a premium card option for small business owners who are both frequent travelers and Delta loyalists.

While the annual fee may be steep, the card comes loaded with perks and benefits that all frequent Delta flyers are sure to love. Let’s take a look at what makes the card unique, and why it may be a great fit for your wallet.

Pros

3x miles per dollar on Delta purchases
1.5x miles per dollar on eligible transit, U.S. shipping and office supply stores, plus all eligible purchases after you spend $150,000 in a year
Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
Complimentary Delta Sky Club® access and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
Complimentary Amex Centurion Lounge access when flying Delta
MQD Headstart and MQD Boost: Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your card
Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. See terms and conditions for details.
Access to complimentary flight upgrades and priority boarding (Main Cabin 1)
$240 Resy Credit: Earn up to $20 per month [in statement credits] on eligible Resy purchases using your enrolled card.
Earn up to $10 back each month after using your enrolled card for U.S. rideshare purchases with select providers.
Up to $250 annual statement credit after using your card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.

Cons

High annual fee
Does not earn many miles for purchases outside of Delta spend
Rewards are not transferable

Welcome Offer: Earn 75,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
Reserve your piece of history with the new limited edition Boeing 747 Delta SkyMiles^® Reserve Business American Express Card design.

Financial Snapshot

APR: 20.99% - 29.99% Variable
Foreign Transaction Fees: None

Card Categories

Rewards Center

Delta SkyMiles Frequent Flyer Program

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

3x miles per $1 on Delta purchases
1x mile per $1 on all purchases
1.5x miles per $1 on all purchases after spending $150,000 on the card

Marriott Bonvoy Brilliant^® American Express^® Card

NEW 185K WELCOME OFFER

Terms Apply / Rates & Fees

Marriott Bonvoy Brilliant^® American Express^® Card

U.P. Rating

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Brilliant^® American Express^® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Welcome OfferEarn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
185,000 bonus points

UP's Bonus Valuation*:
$1,295

Annual Fee

$650

APR

20.99%-29.99% Variable

Credit Recommended

Good to Excellent (670-850)

The Marriott Bonvoy Brilliant^® American Express^® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros

6x points per $1 at hotels participating in Marriott Bonvoy program
3x points per $1 on flights booked directly with airlines and restaurants worldwide
2x points per $1 on all other purchases
25 Elite Night Credits each year
Priority Pass Select membership upon enrollment
Global Entry or TSA PreCheck application fee statement credit
Annual Free Night Award after card renewal
Complimentary Platinum Elite status

Cons

Steep annual fee of $650 (rates and fees)
6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy™ American Express^® Card

Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
$300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
$100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
No Foreign Transaction Fees on international purchases.
With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
$650 Annual Fee.
Terms Apply.

Financial Snapshot

APR: 20.99%-29.99% Variable
Foreign Transaction Fees: None

Card Categories

Rewards Center

Marriott Bonvoy

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

6x points per $1 on Marriott stays
3x points per $1 at U.S. restaurants and on flights booked directly with airlines
2x points per $1 on all other purchases

The Business Platinum Card^® from American Express

OUR BEST OFFER

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Learn More(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome OfferEarn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
120,000 points

UP's Bonus Valuation*:
$2,640

Annual Fee

US$695

APR

19.49% - 28.49% Variable

Credit Recommended

Good to Excellent (670-850)

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Pros

5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
Up to $200 annual airline fee credit on your selected qualifying airline
Statement credits on select purchases with your card
35% airline bonus when using Pay With Points (up to 1,000,000 bonus points per calendar year)
Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
Global Entry or TSA PreCheck application fee credit
Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
Access to Amex’s Fine Hotels & Resorts program

Cons

High annual fee of $695 (rates and fees)
Airline fee credit does not cover airfare, only incidentals like checked bags

Welcome Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
5X Membership Rewards^® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card^®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card^®, here.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
$189 CLEAR^® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card^®.
The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
$695 Annual Fee.
Terms Apply.

Financial Snapshot

APR: 19.49% - 28.49% Variable
Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

5x points per $1 on flights and prepaid hotels booked on AmexTravel.com
1.5x points per $1 on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else (up to $2 million in purchases per calendar year)
1x point per $1 on all other purchases

Bank of America

Bank of America^® Premium Rewards^® Credit Card

Bank of America^® Premium Rewards^® credit card

U.P. Rating

The Bank of America Premium Rewards card is a great travel rewards card for those looking for a simple approach to earning and redeeming rewards.

Bank of America^® Premium Rewards^® credit card

The Bank of America Premium Rewards card is a great travel rewards card for those looking for a simple approach to earning and redeeming rewards.

Welcome OfferEarn 60,000 bonus points after you spend at least $4,000 in purchases in the first 90 days of account opening.
60,000 points

UP's Bonus Valuation*:
$600

Annual Fee

$95

APR

20.24% - 27.24% Variable

Credit Recommended

Good to Excellent (670-850)

The Bank of America^® Premium Rewards^® credit card is a great option for anyone looking for a travel rewards card with a simple approach to how you earn and redeem your rewards.

From travel and purchase protections to airline incidental and Global Entry credits, there is plenty to love about the Bank of America Premium Rewards card.

Plus, those that hold status in the Bank of America Preferred Rewards program can get even more value from the card by boosting their rewards by 25% to 75%!

Pros

2x points per $1 on travel and dining purchases
1.5x points per $1 on all other purchases
Up to $100 annual airline incidental statement credit
Global Entry/TSA PreCheck statement credit
No foreign transaction fees
Travel protections
Purchase protections
Boost your rewards rate with the Bank of America Preferred Rewards program

Cons

$95 annual fee
Points are worth a fixed 1 cent per point, so it isn’t possible to get outsized redemptions via airline and hotel transfer partners

Receive 60,000 online bonus points – a $600 value – after you make at least $4,000 in purchases in the first 90 days of account opening.
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases.
If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
No limit to the points you can earn and your points don’t expire.
Redeem for cash back as a statement credit, deposit into eligible Bank of America^® accounts, credit to eligible Merrill^® accounts, or gift cards or purchases at the Bank of America Travel Center.
Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck^®/Global Entry Statement Credits of up to $100, every four years.
No foreign transaction fees.
Low $95 annual fee.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Financial Snapshot

APR: 20.24% - 27.24% Variable
Foreign Transaction Fees: None

Card Categories

Global Entry Benefit: Up to $100 statement credit every 4 years

Annual Fee: $95

Card Earnings:

2x points per $1 on all travel and dining purchases
1.5x points per $1 on all other purchases

Barclays

Mastercard^® Black Card™

Global Entry Benefit: $100 statement credit every 4 years

Annual Fee: $495

Card Earnings:

1x point per $1 on all purchases

Mastercard^® Gold Card™

Global Entry Benefit: $100 statement credit every 4 years

Annual Fee: $995

Card Earnings:

1x point per $1 on all purchases

Capital One

Capital One Spark Miles for Business

U.P. Rating

The Capital One Spark Miles card is a low-annual-fee business card that earns 2x transferable miles on every $1 you spend. (Information collected independently. Not reviewed by Capital One.)

Capital One Spark Miles for Business

The Capital One Spark Miles card is a low-annual-fee business card that earns 2x transferable miles on every $1 you spend. (Information collected independently. Not reviewed by Capital One.)

Welcome OfferEarn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
50,000 miles

UP's Bonus Valuation*:
$900

Annual Fee

$0 intro for the first year, $95 after that

APR

26.24% (Variable)

Credit Recommended

Good to Excellent (670-850)

The Capital One Spark Miles for Business is a great option for business owners looking for an uncomplicated rewards card that earns double miles on every purchase they make and offers access to transfer partners, all for a low annual fee.

Pros

Unlimited 2x miles per $1 spent on all purchases
5x miles per $1 spent on hotel and rental cars purchased through Capital One Travel
2 complimentary visits to a Capital One Lounge per year
Up to a $100 Global Entry or TSA PreCheck credit
Access to Capital One transfer partners
No foreign transaction fees
Free employee cards
Extended warranty coverage

Cons

Annual fee: $0 intro for the first year, $95 after that

Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won’t expire for the life of the account
Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
Transfer your miles to 15+ travel loyalty programs
Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
Skip the lines with up to a $100 statement credit on TSA PreCheck^® or Global Entry
$0 intro annual fee for the first year; $95 after that
Free employee cards which also earn unlimited 2X miles from their purchases

Financial Snapshot

APR: 26.24% (Variable)
Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

5x miles per $1 on hotel and rental car bookings through Capital One Travel
2x miles per $1 on all other purchases

Capital One Venture Rewards Card

Terms Apply / Rates & Fees

Capital One Venture Rewards Credit Card

U.P. Rating

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Learn More(at Capital One's secure site)

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Welcome OfferEnjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
75,000 miles

UP's Bonus Valuation*:
$1,350

Annual Fee

$95

APR

19.99% - 29.99% (Variable)

Credit Recommended

Good to Excellent Credit (670-850)

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

Pros

5x miles per $1 on hotels and rental cars booked through Capital One Travel
2x miles per $1 on all other purchases
Global Entry or TSA PreCheck application fee credit
No foreign transaction fees (rates & fees)
Access to Capital One transfer partners

Cons

$95 annual fee (rates & fees)
Limited elite benefits

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Earn unlimited 2X miles on every purchase, every day
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to a $100 credit for Global Entry or TSA PreCheck^®
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
Transfer your miles to your choice of 15+ travel loyalty programs

Financial Snapshot

APR: 19.99% - 29.99% (Variable)
Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

5x miles per $1 on hotel and rental car bookings through Capital One Travel
2x miles per $1 on all other purchases

Capital One Venture X Rewards Credit Card

Terms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Learn More(at Capital One's secure site)

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome OfferEarn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
75,000 miles

UP's Bonus Valuation*:
$1,350

Annual Fee

$395

APR

19.99% - 29.99% (Variable)

Credit Recommended

Excellent (740-840)

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

Pros

10x miles per $1 on hotels and rental cars purchased through Capital One Travel
5x miles per $1 on flights purchased through Capital One Travel
2x miles per $1 on all other purchases
$300 annual travel credit on bookings made through Capital One Travel
Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
10,000 bonus miles awarded on your account anniversary each year
Global Entry or TSA PreCheck credit
Add authorized users for no additional annual fee (rates & fees)
No foreign transaction fees (rates & fees)

Cons

$395 annual fee (rates & fees)
Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
Earn unlimited 2X miles on all other purchases
Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
Receive up to a $100 credit for Global Entry or TSA PreCheck^®

Financial Snapshot

APR: 19.99% - 29.99% (Variable)
Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

10x miles per $1 on hotels and rental cars booked through Capital One Travel
5x miles per $1 on flights booked through Capital One Travel
2x miles per $1 on all other purchases

Chase

Chase Sapphire Reserve^®

U.P. Rating

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Learn More(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Welcome OfferEarn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel.
60,000 points

UP's Bonus Valuation*:
$1,200

Annual Fee

$550

APR

22.49%-29.49% Variable

Credit Recommended

Excellent (740-850)

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options. Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros

10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
10x points on Lyft purchases March 31, 2025
10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
5x points on airfare booked through Chase Travel^SM
3x points on all other travel and dining purchases; 1x point on all other purchases
$300 annual travel credit
Priority Pass airport lounge access
TSA PreCheck, Global Entry, or NEXUS credit
Access to Chase Luxury Hotel and Resort Collection
Rental car elite status with National and Avis

Cons

$550 annual fee
Does not offer any sort of hotel elite status

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
1:1 point transfer to leading airline and hotel loyalty programs
Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck^®
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Member FDIC

Financial Snapshot

APR: 22.49%-29.49% Variable
Foreign Transaction Fees: None

Card Categories

Rewards Center

Chase Ultimate Rewards

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

10x total points on hotels and car rentals if purchased through Chase Travel
5x points on air travel if purchased through Chase Travel
3x points on all other travel
1x point on all other purchases

IHG One Rewards Premier Credit Card

U.P. Rating

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Learn More(at Chase's secure site)

IHG One Rewards Premier Credit Card

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Welcome OfferEarn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
140,000 points

UP's Bonus Valuation*:
$700

Annual Fee

$99

APR

21.49% - 28.49% Variable

Credit Recommended

Good to Excellent (670-850)

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Platinum elite status, an annual free night certificate, and travel protections.

Pros

Up to 26x points per $1 on IHG stays
5 points per $1 spent on purchases on travel, at gas stations, and restaurants
3x points per $1 on all other purchases
Automatic Platinum Elite status, and the ability to spend your way to Diamond Elite status
Free anniversary night certificate
Fourth-night free on award stays
20% off when buying IHG Rewards points
Up to $50 in United Airlines TravelBank Cash each year
Global Entry, TSA PreCheck, or NEXUS fee credit (up to $100 every four years)
Earn a $100 statement credit and 10,000 bonus points after spending $20,000 on the card in a calendar year
Trip cancellation/interruption insurance
Purchase protection
No foreign transaction fees

Cons

$99 annual fee
Does not earn transferable points

Earn 140,000 Bonus Points
Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
Automatic Platinum Elite status as long as you remain a Premier cardmember
Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Member FDIC

Financial Snapshot

APR: 21.49% - 28.49% Variable
Foreign Transaction Fees: None

Card Categories

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

Up to 26 points total per $1 spent when you stay at an IHG hotel
5 points per $1 spent on purchases on travel, gas stations, and restaurants
3 points per $1 spent on all other purchases

IHG One Rewards Premier Business Credit Card

LIMITED TIME OFFER!

IHG One Rewards Premier Business Credit Card

U.P. Rating

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Learn More(at Chase's secure site)

IHG One Rewards Premier Business Credit Card

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Welcome OfferLimited Time Offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.
175,000 Bonus Points

UP's Bonus Valuation*:
$875

Annual Fee

$99

APR

21.49% - 28.49% Variable

Credit Recommended

Good to Excellent Credit Recommended (670-850)

IHG Rewards and Chase have teamed up to offer the IHG One Rewards Premier Business Card, a compelling option for those who travel often for their business and stay at IHG hotels.

In this review, we will cover all of the benefits of the card, including earning rates, perks, fees, and more to help you determine whether the card is a good fit for your travel goals.

Pros

Up to 26x total points per $1 spent on IHG Hotels and Resorts
5x points per $1 spent on travel, at gas stations, select advertising, and restaurants
3x points per $1 spent on all other purchases
Automatic IHG Platinum Elite status, plus the ability to spend your way to Diamond Elite status
Fourth night free on award stays
Free anniversary night certificate, plus the ability to earn a second free night after spending $40,000 on the card in a calendar year
Up to $50 United Airlines TravelBank Cash each year
Global Entry, TSA PreCheck, or NEXUS statement credit
Trip cancellation/interruption insurance
Purchase protection
20% discount on IHG point purchases

Cons

$99 annual fee
Does not earn transferable rewards

Limited Time offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.
Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
Automatic Platinum Elite status as long as you remain a Premier Business cardmember
Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points are redeemable at hotels such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
Member FDIC

Financial Snapshot

APR: 21.49% - 28.49% Variable
Foreign Transaction Fees: None

Card Categories

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

Up to 26 points total per $1 spent when you stay at an IHG hotel
5 points per $1 spent on purchases on travel, gas stations, restaurants, and select business purchases
3 points per $1 spent on all other purchases

Aeroplan^® Credit Card

U.P. Rating

The Aeroplan card is a great option for Air Canada flyers looking to earn more points and receive automatic elite status.

Learn More(at Chase's secure site)

Aeroplan^® Credit Card

The Aeroplan card is a great option for Air Canada flyers looking to earn more points and receive automatic elite status.

Welcome OfferEarn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.
Earn 60,000 points

UP's Bonus Valuation*:
$900

Annual Fee

APR

21.74% - 28.74% Variable

Credit Recommended

Good to Excellent (670-850)

Flyers based in the U.S. may think they wouldn’t have a need for a card like the Aeroplan^® Credit Card, it might be much better suited for you than you think.

Not only does Air Canada offer fantastic award redemptions, but adding the card to your wallet makes the program even more rewarding by offering elite status, more points, travel coverage, and more. Let’s take a closer look and see why the Aeroplan card might make a lot of sense for you.

Pros

3x points per $1 on Air Canada purchases, at grocery stores, and dining at restaurants (including takeout and eligible delivery services)
500 bonus points for every $2,000 you spend in a calendar month (up to a maximum of 1,500 bonus points)
Receive Aeroplan 25K status for the remainder of the calendar year, plus the following calendar year, and continue to extend it beyond that by spending $15,000 on the card per calendar year
Free first checked bag for you and up to 8 traveling companions
Global Entry, TSA PreCheck, or NEXUS fee credit
Preferred pricing on award tickets
No foreign transaction fees

Cons

$95 annual fee
Does not earn transferable rewards

Earn 60,000 bonus points
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
$95 Annual Fee
Redeem points for both international and domestic flights with the Aeroplan^® Credit Card.
Fly to another continent and travel the world with the Aeroplan^® Credit Card.
Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases.
500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.
Member FDIC

Financial Snapshot

APR: 21.74% - 28.74% Variable
Foreign Transaction Fees: None

Card Categories

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

3x points per $1 on dining, grocery stores, and Air Canada
2x points per $1 on purchases at gas stations, grocery stores, and restaurants
1x point per $1 spent on all other purchases

Southwest^® Rapid Rewards^® Performance Business Credit Card

U.P. Rating

Southwest frequent flyers will love the upgraded boarding positions, inflight Wi-Fi credits, and bonus points on each cardmember anniversary.

Learn More(at Chase's secure site)

Southwest^® Rapid Rewards^® Performance Business Credit Card

Southwest frequent flyers will love the upgraded boarding positions, inflight Wi-Fi credits, and bonus points on each cardmember anniversary.

Welcome OfferEarn 80,000 points after you spend $5,000 on purchases in the first 3 months.
80,000 points

UP's Bonus Valuation*:
$1,040

Annual Fee

$199

APR

21.49%-28.49% Variable

Credit Recommended

Good to Excellent (670-850)

The Southwest Rapid Rewards^® Performance Business Credit Card is a phenomenal option for business owners who are Southwest frequent flyers. It helps you earn more points on all of your business expenses, offers upgraded boarding certificates and Wi-Fi credits, and helps you reach higher levels of Southwest elite status.

Pros

4x points per $1 spent on Southwest purchases
3x points per $1 spent on Rapid Rewards hotel and car rental partner purchases
2x points per $1 spent on social media and search engine advertising, internet, cable, and phone services
2x points per $1 spent on local transit and commuting, including rideshare services
9,000 bonus points each year after your cardmember anniversary
Up to 365 inflight Wi-Fi credits per year
4 Upgraded Boarding certificates per year
Earn 1,500 tier qualifying points towards Southwest status for every $5,000 spent on the card
Up to a $500 fee credit for points transfers when you use your card to transfer points to another Southwest Rapid Rewards member
Employee cards at no additional cost
Global Entry/TSA PreCheck/NEXUS credit
No foreign transaction fees
Lost luggage reimbursement
Baggage delay insurance
Extended warranty protection
Purchase protection

Cons

$199 annual fee
Doesn’t earn transferable rewards

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
9,000 bonus points after your Cardmember anniversary.
Earn 4X pts on Southwest^® purchases.
Earn 3X points on Rapid Rewards^® hotel and car rental partners.
Earn 2X points on rideshare.
Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
4 Upgraded Boardings per year when available.
Member FDIC

Financial Snapshot

APR: 21.49%-28.49% Variable
Foreign Transaction Fees: None

Card Categories

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

4x points on Southwest purchases
3x points on Rapid Rewards hotel and car partners
2x points on rideshare, social media and search engine advertising, and internet, cable, and phone services
1x point on all other purchases

United Club℠ Infinite Card

U.P. Rating

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Learn More(at Chase's secure site)

United Club℠ Infinite Card

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Welcome OfferEarn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
Earn 80,000 bonus miles

UP's Bonus Valuation*:
$960

Annual Fee

$525

APR

21.99% - 28.99% Variable

Credit Recommended

Excellent (740-850)

The United Club℠ Infinite Card is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.

United frequent flyers will find that the United Club Infinite card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.

Pros

4x miles per $1 on United purchases
2x miles per $1 on travel and dining purchases
Complimentary United Club membership
Free first and second checked bag for you and 1 traveling companion
United Premier Access
25% back on United inflight purchases
Complimentary Premier Upgrades on United-operated award tickets (when available)
Expanded award availability
Up to 10,000 Premier Qualifying Points
$100 Global Entry/TSA PreCheck/NEXUS credit
Trip protections like trip delay insurance, lost and delayed luggage insurance, and rental car insurance
Shopping protections like return protection, purchase protection, and extended warranty protection
IHG One Rewards Platinum Elite status and a $75 annual credit
Avis President’s Club elite status
10% discount on United Economy Saver Awards within the continental U.S. and Canada

Cons

$525 annual fee
Does not earn transferable rewards

Earn 80,000 bonus miles after qualifying purchases
Earn 4 miles per $1 spent on United^® purchases
Earn 2 miles per $1 spent on all other travel and dining
Earn 1 mile per $1 spent on all other purchases
Free first and second checked bags - a savings of up to $320 per roundtrip (terms apply) - and Premier Access^® travel services
10% United Economy Saver Award discount within the continental U.S. and Canada
Earn up to 10,000 Premier qualifying points (25 PQP for every $500 you spend on purchases)
Member FDIC

Financial Snapshot

APR: 21.99% - 28.99% Variable
Foreign Transaction Fees: None

Card Categories

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

4x miles per $1 on United purchases
2x miles per $1 on travel and dining purchases
1x miles per $1 on all other purchases

United℠ Explorer Card

U.P. Rating

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Learn More(at Chase's secure site)

United℠ Explorer Card

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Welcome OfferEarn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
50,000 bonus miles

UP's Bonus Valuation*:
$600

Annual Fee

$0 introductory annual fee for the first year, then $95

APR

21.99% - 28.99% Variable

Credit Recommended

Good to Excellent (670-850)

You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

You should consider the United℠ Explorer Card, because this card does all that and more!

Pros

2x miles per $1 on United purchases, dining purchases (including delivery services), and hotel stays
1x mile per $1 on all other purchases
First checked bag free for you and up to 1 traveling companion
25% statement credit on United inflight purchases
Priority boarding
Global Entry, TSA PreCheck, or NEXUS statement credit
2 United Club 1-time passes each year
Premier upgrades on award tickets
Travel and purchase protections

Cons

$0 intro annual fee for the first year, then $95 annual fee
Does not earn transferable rewards

Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
$0 introductory annual fee for the first year, then $95.
Earn 2 miles per $1 spent on dining, hotel stays, and United^® purchases
Up to $100 Global Entry, TSA PreCheck^® or NEXUS fee credit
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
Free first checked bag - a savings of up to $140 per roundtrip. Terms Apply.
Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
Member FDIC

Financial Snapshot

APR: 21.99% - 28.99% Variable
Foreign Transaction Fees: None

Card Categories

Rewards Center

United MileagePlus Frequent Flyer Program

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

2x miles per $1 on United purchases, restaurants, and hotel stays
1x mile per $1 on all other purchases

United Quest℠ Card

U.P. Rating

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Learn More(at Chase's secure site)

United Quest℠ Card

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Welcome OfferEarn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
60,000 miles

UP's Bonus Valuation*:
$720

Annual Fee

$250

APR

21.99% - 28.99% Variable

Credit Recommended

Good to Excellent (670-850)

The newest addition to United’s lineup of cards is the United Quest℠ Card. With it, you can bolster your United MileagePlus miles, thanks to the bonus categories, while enjoying the card’s many perks designed to help save you money on each United flight.

With an annual fee that falls between the United℠ Explorer Card and United Club℠ Infinite Card, the United Quest card makes for a fantastic card option for United frequent flyers.

Pros

3x miles per $1 on United purchases
2x miles per $1 spent on travel, dining, and select streaming services
$125 annual United credit
2 5,000-mile anniversary award flight credits
Free first and second checked bag for you and 1 traveling companion
Priority boarding
25% back on United inflight purchases
Complimentary Premier Upgrades on United-operated award tickets (when available)
Expanded award availability
Up to 3,000 Premier Qualifying Points
Up to $100 Global Entry/TSA PreCheck/NEXUS credit
Travel and shopping protections including trip delay insurance, lost/delayed luggage insurance, rental car insurance, purchase protection, and extended warranty protection

Cons

Does not earn transferable rewards
Does not offer airport lounge access
$250 annual fee

Earn 60,000 bonus miles and 500 PQP after qualifying purchases
Earn 3 miles per $1 spent on United^® purchases
Earn 2 miles per $1 spent on all other travel, dining and select streaming services
Earn 1 mile per $1 spent on all other purchases
Free first and second checked bags - a savings of up to $320 per roundtrip (terms apply) - and priority boarding
Up to a $125 United^® purchase credit and up to 10,000 miles in award flight credits each year (terms apply)
Earn up to 6,000 Premier qualifying points (25 PQP for every $500 you spend on purchases)
Member FDIC

Financial Snapshot

APR: 21.99% - 28.99% Variable
Foreign Transaction Fees: None

Card Categories

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

3x miles per $1 on United purchases
2x miles per $1 on travel, dining, and streaming services
1x mile per $1 on all other purchases

Citibank

Citi Prestige^® Card

Hot Tip: At this time, the Citi Prestige card is no longer available for new applicants.

Global Entry Benefit: $100 statement credit every 5 years

Card Earnings:

5x points per $1 on airfare and dining purchases
3x points per $1 with hotels and cruise lines
1x point per $1 on all other purchases

Hot Tip: While the Citi Prestige card offers you a Global Entry credit every 5 years, which is 1 year less than most cards on the list, Global Entry memberships are valid for 5 years.

Citi^®/AAdvantage^® Executive World Elite Mastercard^®

Citi^® / AAdvantage^® Executive World Elite Mastercard^®

U.P. Rating

Access to Admirals Clubs, tons of added benefits, and a way to spend towards elite status make this a great option for American Airlines loyalists.

Learn More(at our partner's secure site)

Citi^® / AAdvantage^® Executive World Elite Mastercard^®

Access to Admirals Clubs, tons of added benefits, and a way to spend towards elite status make this a great option for American Airlines loyalists.

Welcome OfferEarn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.
70,000 miles

UP's Bonus Valuation*:
$980

Annual Fee

$595

APR

21.24% - 29.99% Variable

Credit Recommended

Good to Excellent (670-850)

The Citi^®/AAdvantage^® Executive World Elite Mastercard^® is a go-to card thanks to its exclusive perks and benefits for people who love to fly American Airlines. With a complimentary Admirals Club membership, free checked bags, inflight discounts, and the ability to earn Loyalty Points for every $1 you spend, there is plenty to love about the card.

Pros

Earn 70,000 American Airlines AAdvantage^® bonus miles after spending $7,000 within the first 3 months of account opening
Earn 10 miles per $1 spent on eligible car rentals booked through aa.com/cars
Earn 10 miles per $1 spent on eligible hotels booked through aa.com/hotels
Earn 4 miles per $1 spent on eligible American Airlines purchases
After you spend $150,000 in purchases in a calendar year, earn a total of 5 miles per $1 spent on eligible American Airlines purchases for the remainder of the year
Earn 1 per $1 spent on other purchases
Admirals Club^® membership for you and access for up to two guests or immediate family members traveling with you
No Foreign Transaction Fees on purchases
Earn a 10,000 Loyalty Point bonus after reaching 50,000 Loyalty Points in a status qualification year. Earn another 10,000 Loyalty Point bonus after reaching 90,000 Loyalty Points in the same status qualification year
Earn 1 Loyalty Point for every 1 eligible AAdvantage^® mile earned from purchases
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation

Cons

$595 annual fee
Doesn’t earn many miles on all other eligible purchases

Earn 70,000 American Airlines AAdvantage^® bonus miles after spending $7,000 within the first 3 months of account opening.
Admirals Club^® membership for you and access for up to two guests or immediate family members traveling with you
No Foreign Transaction Fees on purchases
Earn 1 Loyalty Point for every 1 eligible AAdvantage^® mile earned from purchases
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation

Financial Snapshot

APR: 21.24% - 29.99% Variable
Foreign Transaction Fees:

Card Categories

Rewards Center

American Airlines AAdvantage Frequent Flyer Program

Global Entry Benefit: Up to $100 statement credit every 4 years

Card Earnings:

4x miles per $1 on American Airlines purchases
10x miles per $1 on eligible car rentals booked through aa.com/cars
10x miles per $1 on eligible hotels booked through aa.com/hotels

City National Bank

Crystal^® Visa Infinite^® Credit Card

Global Entry Benefit: $100 statement credit every 4 years

Annual Fee: $400

Card Earnings:

3x points per $1 on travel, transit, and dining purchases
1x point per $1 on all other purchases

HSBC

HSBC Premier World Elite Mastercard^® Credit Card

Global Entry Benefit: $100 statement credit every 4.5 years

Annual Fee: $395

Card Earnings:

3x points per $1 on airfare, hotels, and car rentals
2x points per $1 on dining purchases
1x point per $1 on all other purchases

Navy Federal Credit Union

Navy Federal Credit Union Visa Signature^® Flagship Rewards Card

Global Entry Benefit: $100 statement credit every 4 years

Annual Fee: $49

Card Earnings:

3x points per $1 on travel
2x points per $1 on all other purchases

PenFed Credit Union

PenFed Pathfinder^® Rewards Visa Signature^® Card

Global Entry Benefit: $100 statement credit every 4 years

Annual Fee: $95

Card Earnings:

3x points per $1 on all travel purchases
1.5x points per $1 on all other purchases

Provident Credit Union

Provident World+ Travel Visa Signature Card

Global Entry Benefit: $100 statement credit every 4 years

Annual Fee: $45, waived the first year

Card Earnings:

2x points per $1 on all travel purchases
1x point per $1 on all other purchases

SunTrust

SunTrust Travel Rewards Credit Card

Global Entry Benefit: $100 statement credit every 5 years

Annual Fee: $89

Card Earnings:

3% cash-back on travel purchases
2% cash-back on dining purchases
1% cash-back on all other purchases

Truist

Truist Enjoy Travel Credit Card

Global Entry Benefit: $85 statement credit every 4 years

Annual Fee: $0

Card Earnings:

2x miles per $1 on airfare, hotels, and car rentals
1x mile per $1 on all other purchases

UBS

UBS Visa Infinite Credit Card

Global Entry Benefit: $100 statement credit every 4 years

Annual Fee: $495

Card Earnings:

3x points per $1 on airfare
2x points per $1 on gas and groceries
1x point per $1 on all other purchases

U.S. Bank

SKYPASS Select Visa Signature^® Card

Global Entry Benefit: $100 statement credit every 4 years

Annual Fee: $450

Card Earnings:

2x miles per $1 on airfare, car rentals, and hotels
1x mile per $1 on all other purchases

U.S. Bank Altitude™ Reserve Visa Infinite^® Card

Global Entry Benefit: $100 statement credit every 4 years

Annual Fee: $400

Card Earnings:

5x points per $1 on hotels and car rentals booked directly in the Altitude Rewards Center
3x points per $1 on travel purchases and mobile wallet spending
1x point per $1 on all other purchases

U.S. Bank FlexPerks^® Gold American Express^®

Global Entry Benefit: $100 statement credit every 5 years

Annual Fee: $85

Card Earnings:

5x points per $1 on hotels and car rentals booked directly in the FlexPerks Rewards Center
3x points per $1 at restaurants
2x point per $1 on airfare and at gas stations
1x point per $1 on all other purchases

Our Top Pick for the Best Card That Offers a Global Entry Credit

Amex Platinum Card

Amex Platinum Upgraded Points LLC 24 Large — Image Credit: Upgraded Points

Why is the Amex Platinum card our favorite card to use for Global Entry? Because not only does it provide a Global Entry credit, it is also the very best card for airport lounge access by allowing cardholders to visit Centurion Lounges, International American Express Centurion Lounges, Plaza Premium Lounges, Delta Sky Clubs (when flying Delta same-day), Escape Lounges, select Virgin Clubhouses, select Lufthansa Lounges (when flying Lufthansa same-day), and of course, Priority Pass lounges upon enrollment.

Amex Platinum cardholders also get up to $200 annual airline fee credit, up to $200 annual Uber credit, and up to $100 annual Saks Fifth Avenue credit.

Any frequent traveler will love the premium travel perks that come with the Amex Platinum card, which is why it is our top choice!

Final Thoughts

As you can see, you really have no shortage of options when it comes to cards that will reimburse you for your $78 to $100 Global Entry application fee. If you’re someone who wants an improved airport experience that helps drastically cut down on your wait times when clearing security and clearing customs, then getting Global Entry is the perfect way to do just that.

Better yet, you can have your cake and eat it, too, because holding one of the above credit cards allows you to apply for Global Entry at no additional cost to you!

For Capital One products listed on this page, some of the above benefits are provided by Visa^® or Mastercard^® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Enrollment required through Capital One website or mobile app. Upon enrollment, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.
The information regarding the Mastercard^® Black Card™, Mastercard^® Gold Card™, Expedia^® Rewards Voyager Card from Citi, Crystal^® Visa Infinite^® Credit Card, Navy Federal Credit Union Visa Signature^® Flagship Rewards Card, Provident World+ Travel Visa Signature Card, SunTrust Travel Rewards Credit Card, Truist Enjoy Travel Credit Card, UBS Visa Infinite Credit Card, SKYPASS Select Visa Signature^® Card, U.S. Bank Altitude™ Reserve Visa Infinite^® Card and U.S. Bank FlexPerks^® Gold American Express^® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The information regarding the Bank of America^® Premium Rewards^® credit card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information for the Citi Prestige^® Card has been collected independently by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the HSBC Premier World Elite Mastercard^® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the PenFed Pathfinder^® Rewards Visa Signature^® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Information regarding the Capital One Spark Miles for Business was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of The Business Platinum Card^® from American Express, click here.
For rates and fees of the Delta SkyMiles^® Platinum American Express Card, click here.
For rates and fees of Delta SkyMiles^® Reserve American Express Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant^® American Express^® card, click here.
For rates and fees of The Platinum Card^® from American Express, click here.
For rates and fees of the Delta SkyMiles^® Platinum Business American Express Card, click here.
For rates and fees for the Delta SkyMiles^® Reserve Business American Express Card, click here.

Featured Image Credit: Upgraded Points

Frequently Asked Questions

Who is eligible for Global Entry?

If you are a U.S. citizen, permanent resident, or citizen of a participating country, then you are eligible to apply for Global Entry.

Applicants may not qualify for Global Entry participation if they:

Provide false or incomplete information on the application
Have been convicted of any criminal offense or have pending criminal charges, including outstanding warrants
Have been found in violation of any customs, immigration, or agriculture regulations or laws in any country
Are subjects of an investigation by any federal, state or local law enforcement agency
Are inadmissible to the U.S. under immigration regulation, including applicants with approved waivers of inadmissibility or parole documentation
Cannot satisfy CBP of their low-risk status or meet other program requirements

How much does Global Entry cost?

The application fee for Global Entry is $100.

How can I get a Global Entry membership paid for?

The easiest way is by holding a credit card that offers a $100 Global Entry application credit every 4 to 5 years that you hold the card.

What is the difference between Global Entry and TSA PreCheck?

TSA PreCheck gives a traveler expedited security screening for domestic flights, along with international flights departing from a U.S. airport.

Global Entry provides all of the benefits of TSA PreCheck, plus expedited U.S. customs screening when returning to the U.S. from an international destination.

The price of TSA PreCheck is $78, and the price of Global Entry is $100. Since Global Entry includes TSA PreCheck, it almost always makes sense to opt for that program.

Can I use my Global Entry credit for someone else?

Yes, you are allowed to use the Global Entry application credit provided from your credit card for anyone you’d like.

What is the best credit card for Global Entry fees?

Our favorite travel rewards card that provides a Global Entry credit is the Amex Platinum card thanks to all of the premium benefits it offers, like industry-leading airport lounge access, hotel elite status, and annual credits to help offset the card’s annual fee.

Which countries offer Global Entry?

U.S. citizens, U.S. lawful permanent residents, and citizens of the following countries are eligible for Global Entry membership:

Argentina
Brazil
India
Colombia
United Kingdom
Germany
Panama
Singapore
South Korea
Switzerland
Taiwan
Mexican nationals

Does Global Entry include TSA PreCheck access?

Yes, a Global Entry membership includes TSA PreCheck, but a TSA PreCheck membership does not include Global Entry.

Because of this, you’ll likely be better off by applying for Global Entry so that you’ll get the benefits of both programs.

How long does it take to get approved for Global Entry?

The entire process, from having your application approved to scheduling your interview, can take anywhere from 2 to 6 months depending on how booked up your local CBP office is with interviews.

To expedite this, you might be eligible for Global Entry Enrollment on Arrival, which allows Global Entry applicants who are conditionally approved to complete their interviews upon arrival into the U.S. at eligible airports. This eliminates the need for you to schedule an interview at a local enrollment center to complete your interview process.

What happens at a Global Entry interview?

The interviews are usually pretty quick and painless, often lasting less than 10 to 15 minutes, but your mileage may vary.

Common questions usually include asking you about items from your application, your previous travel history and future travel plans, along with why you want Global Entry.

Is Global Entry worth it?

If you’re someone who hates waiting in line, values your time, and wants an improved airport experience, then yes getting Global Entry is 100% worth it.

It is even more worth it if you are able to get the application fee paid for just for holding a credit card, making it a win-win scenario!

Is Global Entry a Known Traveler Number?

Yes, your Global Entry number is a Known Traveler Number that you can include on your flight reservations to make sure you receive the TSA PreCheck expedited security benefits when you arrive at the airport.

Is Global Entry a Real ID?

Yes, your Global Entry ID card is considered a Real ID.

How long does a Global Entry membership last?

A Global Entry membership lasts for 5 years.

Was this page helpful?

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

INSIDERS ONLY: UP PULSE^™

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy and terms of service apply.

Full List of 30+ Credit Cards That Come With a Global Entry Credit [2024]

Upgraded Points: Expertise You Can Trust

The U.P. Rating System

What Is Global Entry?

Credit Cards That Cover the Cost of Global Entry

Our Favorite Cards That Offer Global Entry

American Express

The Platinum Card® from American Express (Top Pick)

Apply With Confidence

Know if you're approved with no credit score impact

Pros

Cons

Financial Snapshot

Card Categories

Rewards Center

Delta SkyMiles® Platinum American Express Card

Apply With Confidence

Know if you're approved with no credit score impact

Pros

Cons

Financial Snapshot

Card Categories

Rewards Center

Delta SkyMiles® Platinum Business American Express Card

Pros

Cons

Financial Snapshot

Card Categories

Rewards Center

Delta SkyMiles® Reserve American Express Card

Apply With Confidence

Know if you're approved with no credit score impact

Pros

Cons

Financial Snapshot

Card Categories

Rewards Center

Delta SkyMiles® Reserve Business American Express Card

Pros

Cons

Financial Snapshot

Card Categories

Rewards Center

Marriott Bonvoy Brilliant® American Express® Card

Apply With Confidence

Know if you're approved with no credit score impact

Pros

Cons

Financial Snapshot

Card Categories

Rewards Center

The Business Platinum Card® from American Express

Pros

Cons

Financial Snapshot

Card Categories

Rewards Center

Bank of America

Bank of America® Premium Rewards® Credit Card

Pros

Cons

Financial Snapshot

Card Categories

Barclays

Mastercard® Black Card™

Mastercard® Gold Card™

Capital One

Capital One Spark Miles for Business

Pros

Cons

Financial Snapshot

Card Categories

Rewards Center

Capital One Venture Rewards Card

Pros

Cons

Financial Snapshot

Card Categories

Rewards Center

Capital One Venture X Rewards Credit Card

The Platinum Card^® from American Express (Top Pick)

Delta SkyMiles^® Platinum American Express Card

Delta SkyMiles^® Platinum Business American Express Card

Delta SkyMiles^® Reserve American Express Card

Delta SkyMiles^® Reserve Business American Express Card

Marriott Bonvoy Brilliant^® American Express^® Card

The Business Platinum Card^® from American Express

Bank of America^® Premium Rewards^® Credit Card

Mastercard^® Black Card™

Mastercard^® Gold Card™

Chase Sapphire Reserve^®

Aeroplan^® Credit Card

Southwest^® Rapid Rewards^® Performance Business Credit Card