Capital One Spark Miles for Business – Review

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"Earn unlimited 2x on every purchase"

Learn More (at Capital One's secure site)

Alex Miller

- UPDATED: November 17, 2020

The information regarding the Capital One® Spark® Miles for Business was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The Capital One® Spark® Miles for Business is great for the business owners looking for straightforward 2x earning with no blackout dates, no seat restrictions, and no minimum when redeeming your miles.

Card Snapshot

Welcome Bonus & Info (Partner Content)
- Get unlimited 2X miles on every purchase with your business credit card with no blackouts or seat restrictions and no minimum to redeem.
- Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
- Earn 5X miles on hotel and rental car bookings through Capital One Travel.
- Use your miles on flights, hotels, vacation packages and more—you can even transfer miles to any of Capital One’s 10+ travel partners.
- Receive up to $100 credit for Global Entry or TSA Pre✓® when you use your Spark Miles card.
Card Categories:
- Credit Card Reviews
- Business Credit Cards

Card Fees

Annual Fee
- $0 intro for the first year, $95 after that
Interest Rates
- 20.99% Variable
Late fees
- Up to $39
- Penalty APR: 29.4% Variable
Cash Advance APR
- 26.99% Variable
- Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater.

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.