Edited by: Stella Shon
& Kellie Jez
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$0 intro for the first year, $95 after that
Good to Excellent (670-850)
The Capital One Spark Miles card is a low-annual-fee business card that earns 2x transferable miles on every $1 you spend. (Information collected independently. Not reviewed by Capital One.)
The Capital One Spark Miles for Business is a great option for business owners looking for an uncomplicated rewards card that earns double miles on every purchase they make and offers access to transfer partners, all for a low annual fee.
If you’re a business owner looking for a card that earns transferable rewards, is a great option for all purchases, and doesn’t have a high annual fee, then the Capital One Spark Miles card could be very worth it for you.
Additionally, the card includes benefits like 2 annual visits to Capital One Lounges or Plaza Premium Lounges, a Global Entry or TSA PreCheck credit, no foreign transaction fees, and more.
Like other card issuers, Capital One offers an airport lounge network called Capital One Lounges. Currently, there aren’t many locations, but Capital One is working to expand quickly. Thanks to your Capital One Spark Miles card, you’ll be able to visit a Capital One Lounge or Plaza Premium Lounge 2 times each year free of charge.
If you’re not sure of how these 2 programs differ, TSA PreCheck offers expedited airport screening at U.S. airports, while Global Entry provides an expedited Immigration and Customs experience when entering the U.S. from abroad.
If both sound great, fortunately, you don’t have to decide between them as those who apply and are approved for Global Entry also receive TSA PreCheck, and the $100 application fee is covered every 4 years with your Capital One Spark Miles card.
When you purchase products with your card, you’ll receive 1 year of additional warranty coverage on manufacturer’s warranties of 3 years or less.
In our view, Capital One Miles are one of the most valuable travel rewards currencies thanks to their flexibility and transferability. They can help you both offset virtually any travel purchase you can make and help you book luxury travel experiences for a fraction of the standard cost. You’ll definitely want to learn all of the ways to earn Capital One miles so that you can build up as large of a balance as possible.
Building up your miles balance is only half the battle, though, and while you’ll have plenty of options when it comes to redeeming your miles, some can offer you significantly more value than others. To help steer you in the right direction, read through our guide on the best ways to redeem Capital One miles.
The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.
The Ink Business Preferred® Credit Card is a powerhouse for earning lots of points from your business purchases, especially for business owners that spend regularly on ads.
Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.
Business owners will also love the protections the card provides like excellent cell phone insurance, rental car insurance, purchase protection, and more.
For the same $95 annual fee, the Ink Business Preferred card might be better suited for you if you’re looking for a card that offers a variety of bonus categories.
It offers 3x points per $1 spent on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites.
Plus, it still earns flexible rewards with access to transfer partners and includes perks like cell phone protection, rental car insurance, purchase protection, trip cancellation insurance, and more.
Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.
As a business owner, getting a credit card that maximizes each dollar you spend does not have to be complicated or expensive. Especially when you opt for The Blue Business® Plus Credit Card from American Express.
With the Amex Blue Business Plus card, you’ll earn 2x Membership Rewards points on everyday business purchases throughout the year (up to $50,000; 1x thereafter) and receive purchase protections and no-additional-charge employee cards all for no annual fee (see rates and fees).
The simple and straightforward earning structure makes it a great fit for those looking to earn flexible rewards, without having to fixate on which purchases earn the most points.
Let’s take look at all that the Amex Blue Business Plus card has to offer.
If you really like the idea of earning 2x points per $1 spent on all purchases so that you don’t need to worry about bonus categories, the Amex Blue Business Plus card offers this, too, but without an annual fee.
The drawback is that the 2x points are limited to the first $50,000 in spend each year, and you’ll earn 1x point per $1 spent thereafter, so you’ll want to take the annual spend of your business under consideration.
Information regarding the Capital One Spark Miles for Business was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of The Blue Business® Plus Credit Card from American Express, click here.
If you’re a business owner who wants a card that earns an uncapped 2x miles per $1 on all purchases, earns transferable rewards, and has a low annual fee, then, yes, the Capital One Spark Miles card would be a great option for you.
Yes, the Capital One Spark Miles card offers 2 complimentary visits to Capital One Lounges or Plaza Premium Lounges each year.
Yes, the Capital One Spark Miles card has an annual fee of [up cc_id=334879 name="capone-spark-miles-annual-fee-number"].
At Upgraded Points, we value Capital One miles at 1.8 cents apiece due to their flexibility and ability to be transferred to nearly 20 different partners.
Your valuation of Capital One Miles may differ based on how you choose to redeem them.
No, the Capital One Spark Miles card does not charge foreign transaction fees.