Capital One Spark Miles for Business – Review

We may be compensated when you click on links from one or more of our advertising partners. Opinions and recommendations are ours alone. Terms apply to offers below. See our Advertiser Disclosure for more details.

Capital One Spark Miles for Business – Review

U.P. Rating ? The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

"Earn unlimited 2x on every purchase"

Learn More (at Capital One's secure site)

The information regarding the Capital One® Spark® Miles for Business was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 


The Capital One® Spark® Miles for Business is great for the business owners looking for straightforward 2x earning with no blackout dates, no seat restrictions, and no minimum when redeeming your miles.

Card Snapshot

  • Welcome Bonus & Info (Partner Content)
    • Get unlimited 2X miles on every purchase with your business credit card with no blackouts or seat restrictions and no minimum to redeem.
    • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
    • Earn 5X miles on hotel and rental car bookings through Capital One Travel.
    • Use your miles on flights, hotels, vacation packages and more—you can even transfer miles to any of Capital One’s 10+ travel partners.
    • Receive up to $100 credit for Global Entry or TSA Pre✓® when you use your Spark Miles card.
  • Card Categories:

Card Fees

  • Annual Fee
    • $0 intro for the first year, $95 after that
  • Interest Rates
    • 20.99% Variable
  • Late fees
    • Up to $39
    • Penalty APR: 29.4% Variable
  • Cash Advance APR
    • 26.99% Variable
    • Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater.
Alex Miller

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

Travel prices are about to surge from pent-up demand.

Use this points strategy to lock in pennies-on-the-dollar pricing in 2021, all without being a frequent flyer...

How do I only pay $30 to go to Hawaii, $200 for business class to Asia or just $150 to Europe?

Discover the real-life strategies that anyone can use to enjoy limitless travel (even on a limited budget!)

Just sign up below and I’ll send you the Limitless Travel Playbook instantly:

We respect your privacy. Please view our privacy policy here.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

Any thoughts or questions? Comment below!

Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. This site does not include all credit card companies or all available credit card offers that are on the market. Click here to see a list of advertisers that we work with.