Capital One Spark Cash Select for Business – Review

Full Disclosure: We may receive financial compensation when you click on links and are approved for credit card products from our advertising partners. Opinions and product recommendations on this site are ours alone, and have not been influenced, reviewed or approved by the issuer. Please see our Advertiser Disclosure for more details!

Capital One Spark Cash Select for Business – Review

U.P. Rating ? The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

"Earn 1.5% cash-back on every purchases; all without an annual fee."

Learn More (at Capital One's secure site)

The information regarding the Capital One® Spark® Cash Select for Business was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

If you’re looking for a cash-back business card with no annual fee, Capital One® Spark® Cash Select for Business offers 1.5% cash back on every purchase.

Card Snapshot

  • Welcome Bonus & Info (Partner Content)
    • Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening.
    • 0% intro APR for 9 months; 13.99% – 23.99% variable APR after that.
    • Receive an email or text message alert if Capital One detects a potential mistake or unexpected charge on your account.
    • Track employee spending while earning all the rewards from their purchases.
    • Get cash back rewards for any amount at any time with no expiration date for the life of the account.
  • Card Type:
    Credit Card
  • Card Categories:

Card Fees

  • Annual Fee
    • $0
  • Interest Rates
    • 0% Intro APR for the first 9 months after account opening
    • Ongoing APR: 13.99% - 23.99% variable
  • Late fees
    • Up to $39
    • Penalty APR: 29.4% Variable
  • Balance Transfers
    • 13.99% - 23.99% Variable
  • Cash Advance APR
    • 26.99% Variable
    • Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater.
Alex Miller

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

Any thoughts or questions? Comment below!

Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. This site does not include all credit card companies or all available credit card offers that are on the market. Click here to see a list of advertisers that we work with.