Capital One Spark Cash Select for Business – Review

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Capital One Spark Cash Select for Business – Review

U.P. Rating ? The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

"Earn 1.5% cash-back on every purchases; all without an annual fee."

Learn More (at Capital One's secure site)

The information regarding the Capital One® Spark® Cash Select for Business was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

If you’re looking for a cash-back business card with no annual fee, Capital One® Spark® Cash Select for Business offers 1.5% cash back on every purchase.

Card Snapshot

  • Welcome Bonus & Info (Partner Content)
    • Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening.
    • 0% intro APR for 9 months; 13.99% – 23.99% variable APR after that.
    • Receive an email or text message alert if Capital One detects a potential mistake or unexpected charge on your account.
    • Track employee spending while earning all the rewards from their purchases.
    • Get cash back rewards for any amount at any time with no expiration date for the life of the account.
  • Card Categories:

Card Fees

  • Annual Fee
    • $0
  • Interest Rates
    • 0% Intro APR for the first 9 months after account opening
    • Ongoing APR: 13.99% - 23.99% variable
  • Late fees
    • Up to $39
    • Penalty APR: 29.4% Variable
  • Balance Transfers
    • 13.99% - 23.99% Variable
  • Cash Advance APR
    • 26.99% Variable
    • Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater.
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