Card Summary Table
- Card Bonus & Info
- Card Provider
- Card Type(s):
- Card Focus:
- Office Supplies
- Annual Fee
- $99 per year
- Rewards Center
- Goes Well With
- Foreign Transaction FeesNone
- Typical UsersBusiness Owners, Frequent Travelers, International Travelers, The Average Spender
- Customer Service Number
- Login Link
- Interest Rates ?
- 12.74%, 20.74% or 25.74% Variable
- Late fees ?
- Up to $39
- Balance Transfers
- 12.74%, 20.74% or 25.74% Variable
- $5 or 3% of the transfer (whichever is greater)
- Cash Forwarding
- 25.99% Variable
- $10 or 3% of the amount (whichever is greater)
The Ideal Cardholder
You don’t have time to waste. That’s why you look for products and services you can depend on.
As a small business owner, you already spend money on airline tickets, office supplies, and dining out. Sign up for The JetBlue Business Card and you’ll automatically earn points (and bonus points!) for your expenses.
Give your employees cards at no extra cost and you’ll get the points earned from their purchases too. Then redeem your points for free trips and more!
It’s all with no extra effort, just the way you like it.
Sign-Up Bonus, Categories, and Earning Points
The current sign-up bonus for The JetBlue Business Card is listed above in the card summary table.
Use your card and earn 6 bonus TrueBlue points per dollar for all purchases made directly with JetBlue Airways. TrueBlue is JetBlue’s loyalty program.
You’ll also earn 2 True Blue bonus points per dollar at restaurants and office supply stores. All other purchases are worth 1 TrueBlue point per dollar.
There’s no limit to the number of points you can earn, and they never expire as long as you keep your account active. Redeem your TrueBlue points for JetBlue flights, and you can get any seat with no blackout dates.
You can also redeem points for offers from TrueBlue partners.
The JetBlue Business Card Benefits
The annual fee is $99 per year, but the card comes with a lot of fantastic benefits.
When you purchase your JetBlue ticket with card, a first checked bag is free for you and up to 3 companions.
You also automatically earn 5,000 points on your account anniversary.
Every time you redeem TrueBlue points, you get 10% back. This rebate can go toward your next redemption, increasing the value of your points by 10% overall. For example, redeem 20,000 points and you’ll get 2,000 back.
In addition to all of the above benefits, you save 50% on inflight purchases such as wine, beer, cocktails, meals, and JetBlue movies.
The sign-up bonus, benefits, and annual points that come with business card are almost identical to the The JetBlue Plus Card with a couple key differences.
You get 2x bonus points at office supply stores instead of grocery stores, and there is no 0% intro APR on balance transfers. Plus, enjoy perks geared toward small business owners.
Get your business name embossed on your credit card. Also receive a credit line in the name of your business and free cards for your employees.
Set controls on the employee cards such as credit lines, single purchase limits, and the amount of cash that can be accessed. Each month you’ll get a consolidated statement that shows all of the purchases made by you and your employees.
As a small business owner, you can rely on a dedicated credit line as a source of working capital. The card also comes with $0 fraud liability protection, so you are completely protected against unauthorized use.
Do you travel for business (or pleasure)? You’ll have access to cash through convenience checks and ATMs around the world. Plus, there are no foreign transaction fees with the card, and its chip technology means easier processing.
JetBlue Badges and Mosaic
Purchase at least $50,000 on the card between January and December to enjoy TrueBlue Mosaic benefits for the rest of that year plus the following year.
Non-cardholders must fly 30 segments and earn 12,000 base points OR earn 15,000 base points to qualify.
Mosaic is a badge in the TrueBlue Badges program, which gives cardholders the opportunity to earn bonus points and prestige for accomplishing goals. Depending on your travel habits, you can earn over 400 loyal, partner, and travel badges after signing up.
Badge requirements vary. Earn 50 points for linking your account to Facebook, 500,00 points for flying to every destination city, or something in between!
The Mosaic Badge gives you benefits like 15,000 points, 3x bonus points when purchasing JetBlue flights, and the opportunity to book Even More Space seats that have additional legroom.
You also receive up to 2 pieces of free checked luggage for everyone on your itinerary, an expedited security line, early boarding, and complimentary alcoholic beverages during flights.
There are no change fees, and you won’t be charged for cancellations. Plus, you’ll have access to a dedicated customer service line.
Drawbacks to the Card
There aren’t many drawbacks to The JetBlue Business Card other than the $99 annual fee, though the sign-up bonus points typically more than makes up for it.
It would be nice to have the 0% intro APR for making balance transfers like you get with the other cards, but the card still has a lot to offer compared to other airline credit cards.
For instance, the Chase United MileagePlus® Explorer Card has a similar sign-up bonus, but it only earns 2x miles for United Airlines purchases. However, it does give you the first year free before charging a $95 annual fee.
The Chase Southwest Rapid Rewards® Plus Credit Card has a similar sign-up bonus but, like the Chase United MileagePlus® Explorer Card, only earns 2x miles for flights.
Holders of The JetBlue Business Card enjoy a ton of benefits such as a 10% points rebate, 6x bonus points for JetBlue purchases, and a 5,000-point anniversary bonus. Plus, there are many other perks and discounts when you sign up for the card.
The bonuses are sure to outweigh the annual fee of $99!
Great Card If
- You want to earn points for business purchases you already make
- You already fly JetBlue regularly
- You are looking for a card with a big sign-up bonus
Don't Get If
- You and your employees don’t fly frequently
- You don’t have a local JetBlue hub
U.P. Pro Tips
American Express Membership Rewards is a JetBlue partner. That means you can transfer Membership Rewards points to your TrueBlue account and rack up points for big redemptions.
The transfer ratio is currently 250:200, but look for promotional periods with larger returns. For example, we found a recent promotion that provided a 1:1 ratio.
How To Use The JetBlue Business Card: The Upgraded Way™
Best Way To Maximize Points
Earning TrueBlue Points with The JetBlue Business Card is easy when you know how. We created the following list to give you an idea of the options:
Tip #1: Spend the required amount to earn the sign up bonus before the allotted time expires! Don’t leave any sign up bonus on the table; they’re typically the most valuable thing about signing up for a card.
Tip #2: Get your employees authorized user cards. It’s free, and you’ll get the points they earn automatically. Plus, you can manage credit lines, single purchase limits, and cash access for employee cards online.
Tip #3: The card is made for small business owners, but that doesn’t mean you can’t take advantage of benefits like Family Pooling. JetBlue is one of the only airlines to allow cardholders to combine points with family members (up to 2 adults and 5 children) for free.
Everyone collects points individually and then pools them together. It will be even easier to reach high redemption goals for huge rewards!
Tip #4: As a TrueBlue member, you can fly Hawaiian Airlines and earn points. Book your Hawaiian Airlines flights through Jetblue.com and enter your TrueBlue number, or speak to a reservation agent when you call 1-800-JETBLUE (538-2583).
You can also book directly through Hawaiian Airlines at hawaiianair.com and then call 1-977-HA-MILES to add your TrueBlue number.
If you fly Hawaiian Airlines and forget to add your TrueBlue number, you can request points within 7-90 days after your flight. Just go to the Request Missing Points page.
Tip #5: Many small business owners dine out with employees and clients regularly. Sign up for TrueBlue Dining and earn 1 extra point for every dollar spent (2 points if you have the Mosaic Badge) at participating restaurants.
You already earn 2 points per dollar for using the card, and joining the TrueBlue Dining program would bring you to 3 points per dollar. There are over 11,000 restaurants worldwide in the program.
Tip #6: Travel with JetBlue travel partners for business and pleasure to earn additional points.
In addition to Hawaiian Airlines, choose from Silver Airways, Singapore Airlines, Emirates, South African Airways and JetSuiteX when booking flights. JetBlue also has a wide variety of hotel and car rental partners.
Tip #7: Book flights on JetBlue to get the best earnings value. It’s possible to earn as many as 14x points (17x points as a Mosaic member) for JetBlue flights!
To break it down, you can earn 6x points for using your card, 3x points as a TrueBlue member, and 3x-5x points for your tickets depending on the type of fare you purchase (Blue Fare 3x, Blue Plus Fare 4x, Blue Flex Fare 5x, Mint Fare 3x).
Best Way To Redeem Points
When you earn miles with The JetBlue Business Card, you want to get as much value out of them as possible. Check out our redemption tips below:
Tip #1: Redeem TrueBlue points for flights on JetBlue. Go to jetblue.com/trueblue and sign in to search for flights using your points.
Unfortunately, you can’t predict how many points you need for a flight without doing a search. JetBlue doesn’t publish an awards chart since the points required for an award flight are based on the published fare at the time you book.
This can be a good thing if you see a fare go down, because that means you won’t need as many points to book it!
The other airline that accepts TrueBlue points for redemption is Hawaiian Airlines. Book your Hawaiian Airlines flight on hawaiianair.com or by calling 1-877-HA-MILES (426-4537) and giving your TrueBlue number.
Tip #2: Combine cash and TrueBlue points for JetBlue Vacation Getaways. You can’t use points only for these air and hotel packages, but if you need more points to qualify you can purchase them. The minimum purchase is 1,000 points for $37.63.
Additional points are available for purchase in increments of 500, up to a total of 30,000 points.
Tip #3: Subscribe to a variety of magazines and newspapers with TrueBlue points. Magazine subscriptions start at 400 points.
The number of points needed to redeem for newspaper subscriptions depends on your location.
Enter your zip code here to find out how many points are required for subscriptions to The Dallas Morning News, The Denver Post, San Francisco Chronicle, The Wall Street Journal, Chicago Tribune, The Washington Post, and Los Angeles Times.
Tip #4: Donate points directly to your chosen charity in one of 3 categories: youth & education, community, and environment. Find a list of participating charities here. Donations of points are not tax-deductible.
Tip #5: Transfer points to another TrueBlue member using a member-to-member transfer. Just go to the buy or transfer points page and follow the directions.
Save on purchases, earn bonus points, and redeem points toward award travel with JetBlue partners. You can even find exclusive deals!
In the card review above, we closely examined the benefits and drawbacks of the card. Next, we’ll explore the card’s monetary value.
Quick Recap of The JetBlue Business Card
Let’s begin with a snapshot of the cost and earning potential of the card:
|Annual Fee||Points Earned on JetBlue Purchases||Points Earned on Dining & Office Supplies||Other Points|
Card Value for a Consulting Agency
In this sample table, we spotlight the business expenses a consulting agency might incur. We will assume the agency has several employees who consult around the region.
For this example, we will also assume the agency books all flights as Blue Fare tickets on JetBlue.
|Shipping||$4,000||Airline Expenses related to above||$1,000|
|Cell Phone||$2,400||Hotel Expenses related to above||$1,000|
|Landline||$ –||Legal Fees||$10,000|
|Cable||$ –||Web Expenses (Including Dev)||$12,100|
|Gas Station||$5,200||Other Transportation||$500|
|TOTAL BUSINESS SPEND||$135,800|
Next, we’ll break down the above expenses into The JetBlue Business Card rewards categories:
|12x Airline Purchases*||$1,000||12,000|
|2x Office Supply Stores||$12,000||24,000|
|1x Everything Else||$120,200||120,200|
*12x: Includes 6x for The JetBlue Business Card purchase, 3x TrueBlue member, 3x Blue Fare
Based on this spending and assuming you put all of your business expenses on the card, it’s possible to earn 161,400 TrueBlue points!
During our research, we determined the value of each TrueBlue point to be $0.014.
Based on the example above, that makes the total monetary value of the miles $2,259.60. Even when you subtract the $99 annual fee, that’s a lot of value from card!
Of course, we always recommend that you do your own calculations based on your level of spending and always spend wisely.
The Gritty Details: Everything Else You Need To Know
Overall, the card is pretty straightforward.
The trickiest part of using the card is not knowing how many points you will need for a flight redemption until you search fares on the website.
Only new cardmembers can receive the sign-up offer points . Bonus points will be deposited within 4-6 weeks of qualifying.
There’s no limit to the total number of points that you can earn. You cannot earn points during any billing cycle when the account is not in good standing.
Your account must also be in good standing to qualify for the 50% savings on inflight cocktails, food, and JetBlue purchases. Statement credit is applied 4-6 weeks after each transaction posts to your account.
The 6x bonus points offer for JetBlue purchases does not apply to TrueBlue points purchases, and the 2x bonus offer does not apply to large warehouse-type stores such as Walmart, Target, and Costco.
Like other airline credit cards, your points will not expire as long as there’s activity on your card and you keep your account open and in good standing.
See TrueBlue Terms and Conditions for more information.
Other Unique Features
Because The JetBlue Business Card is a MasterCard, cardholders also receive the following benefits:
Extended warranty – The original manufacturer’s warranty is doubled for up to 1 year when you pay with your card.
Price protection – Find a lower price for an item purchased with the card within 60 days and you may receive the price difference.
Purchase assurance – If an item purchased is damaged or stolen within 90 days you will usually receive coverage.
Satisfaction guarantee – If a store does not accept a return for a purchase made with the card, you may be eligible for a refund of up to $250.
ID theft protection – Free services to help detect and resolve identity theft including expert resolution, ID theft alerts, and emergency wallet protection.
Travel assistance – Get help before your trip with visa/passport requirements, immunizations, and more. If you are traveling more than 100 miles from home, get referrals to physicians, attorneys, local embassies, and consulates.
Roadside assistance – Emergency roadside assistance includes tire changes, towing, jump-starts and gas delivery. All service fees will be billed to your card.
Global Service – Emergency MasterCard assistance anywhere and in any language.
Baggage delay insurance – If your checked baggage is delayed, get reimbursed for the replacement of essential personal or business items.
Car rental collision damage waiver – Rent a vehicle with the card and receive coverage for physical damage and theft.
Photo Credits/Credit/Copyright Attribution:
Gray Haired Businessman: Pressmaster/Shutterstock
American Express Cards: Chris DeRidder and Hans VandenNieuwendijk/Shutterstock
Professionals Dining Out: LuckyImages/Shutterstock
Man on Ladder Drawing Stacks of Money: Shutter_M/Shutterstock
JetBlue Plus Card
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What is The JetBlue Business Card? Is it worth it?
The JetBlue Business Card is one of 3 JetBlue cards (See also our The JetBlue Card Review and The JetBlue Plus Card Review). It is the only JetBlue credit card tailored specifically for businesses.
This card has a $99 annual fee. In return, you get 6x points on JetBlue purchases, 2x points on office supply store and restaurant purchases, and 1x points for everything else.
Cardholders receive business benefits such as their company name embossed on the card and free employee cards.
Other benefits include an anniversary bonus of 5,000 points, 10% back on point redemptions, and free first checked bag. Also, you get a 50% discount on in-flight purchases of cocktails, meals, and JetBlue movies.
Does The JetBlue Business Card have a sign-up bonus?
Yes, the sign-up bonus is mentioned in the above card summary table or below special offer.
Can I use The JetBlue Business Card for personal use too?
Yes, you can use the card for personal expenses even though it is tailored toward small business owners. You will still get 6x points for JetBlue purchases, 2x points for office supplies and restaurants, and 1x points for everything else.
Does The JetBlue Business Card have an annual fee?
Yes, you have to pay an annual fee of $99.
Which card is better, The JetBlue Business Card or Chase United MileagePlus® Explorer Business Card?
The Chase United MileagePlus® Explorer Business Card earns 2x points for office supplies and restaurants, just like The JetBlue Business Card. However, it only earns 2x miles for United flights.
Your annual fee for the Chase United MileagePlus® Explorer Business Card is $95 (only slightly less than $99), but it is waived for the first year.
Chase United MileagePlus® Explorer Business Card points are primarily for travel on United Airlines, and The JetBlue Business Card points are primarily for travel on JetBlue Airlines.
For your business, the “better” card is the one that fits your spending and patterns and flying preferences.
Does The JetBlue Business Card have a foreign transaction fee?
No. There are no foreign transaction fees with any of the JetBlue Barclaycards.
How long does it take for TrueBlue points to post?
TrueBlue points take 4-6 weeks to post.
How do I redeem JetBlue TrueBlue points?
Redeem TrueBlue points for flights on JetBlue and Hawaiian Airlines or newspaper and magazine subscriptions. You can also use miles toward JetBlue Getaways, transfer them to another member, or donate them to a charity.
When do The JetBlue Business Card miles expire?
Points do not expire as long as the account is current and active.
JetBlue also has other getaway, car rental, shopping, and financial partners.