The 7 Best Credit Cards for Weddings and Honeymoons [September 2024]
![The 7 Best Credit Cards for Weddings and Honeymoons [September 2024]](https://upgradedpoints.com/wp-content/uploads/2021/12/Wedding-catering.jpg?auto=webp&disable=upscale&width=900)
We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.
Top Choices (Quick Summary)
Card | Welcome Offer | Annual Fee | Best For |
| The Platinum Card® from American Express | Earn 80,000 points after spending $8,000 on purchases in the first 6 months. | Annual fee of $695 | Welcome Offer & Worldwide Lounge Access |
| Capital One Venture X Rewards Credit Card | Earn 75,000 miles when you spend $4,000 on purchases in the first 3 months. | Annual fee of $395 | Welcome Offer & Everyday Purchases |
| Chase Sapphire Preferred® | Earn 60,000 points after you spend $4,000 on purchases in the first 3 months. | Annual fee of $95 | Welcome Offer & Travel Insurance |
| Chase Freedom Unlimited® | Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. | Annual fee of $0 | Everyday Purchases & Low Intro APR |
The Best Credit Cards For Weddings and Honeymoons
1. The Platinum Card® from American Express (Best for Welcome Offer & Airport Lounge Access)
Terms Apply / Rates & Fees
The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Apply With Confidence
Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.
Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.
- The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
- 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
- 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
- $695 annual fee (rates and fees)
- Airline credit does not cover airfare (only incidentals like checked bags)
- Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
- $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
- $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
- Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
- $695 annual fee.¤
- Terms Apply.
- APR: See Pay Over Time APR
- Foreign Transaction Fees: None
Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)
The Amex Platinum card offers legendary prestige, amazing travel benefits, and one of the biggest welcome bonus offers in the business.
These are all fantastic reasons to get this card for wedding and honeymoon purchases. To start off, you can expect to earn 5x Membership Rewards points as follows:
- 5x points on flights purchased directly with the airline or with Amex Travel (up to $500,000 per year in these purchases)
- 5x points on prepaid hotel stays booked through Amex Travel
- 1x points on all other purchases
Even though the bonus rewards are based on travel-related purchases, you can also enjoy some amazing benefits with this card, including:
- Access to the American Express Global Lounge Collection, including Centurion Lounges, Priority Pass (upon enrollment), Delta Sky Club, Plaza Premium Lounges, and more
- Access to Fine Hotels & Resorts for benefits such as free breakfast, upgrades, late checkout, and more
- Complimentary elite status with Hilton Honors (Gold) and Marriott Bonvoy (Gold Elite) (enrollment required)
- Rental car benefits with Avis, Hertz, and National
- Up to $200 airline incidental fee credit
- Up to $200 prepaid hotel credit
- $199 CLEAR credit
- Up to $200 Uber Cash
- Up to $240 digital entertainment credit
- Up to $155 Walmart+ credit
- Up to $300 Equinox credit
- Up to $100 Saks Fifth Avenue credit
- Global Entry or TSA PreCheck application fee statement credit
The Amex Platinum card even comes with no preset spending limit*, purchase protection, extended warranty, cell phone protection, and high-end travel insurance. Lastly, you won’t find any foreign transaction fees (rates & fees) on this card.
Why We Like Earning American Express Membership Rewards Points
American Express Membership Rewards is one of the best rewards currencies out there. We value these points around 2.2 cents each, which essentially translates to an 11% return on spending on purchases that earn 5x points.
To get the best value possible, you should transfer your points to Amex’s travel partners to book award travel. In some cases, you can get more than 5 cents per point of value, which could skyrocket your total return on spending to 25% for purchases earning 5x points.
2. Capital One Venture X Rewards Credit Card (Best for Welcome Offer & Everyday Purchases)
Terms Apply / Rates & FeesThe Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.
Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.
Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.
- 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
- 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
- 2x miles per $1 on all other purchases
- $395 annual fee (rates & fees)
- Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- APR: 19.99% - 29.99% (Variable)
- Foreign Transaction Fees: None
Our runner-up credit card is the Capital One Venture X card, which offers some fantastic benefits with a lower annual fee price tag than the Amex Platinum card.
You’ll also notice the 10x Capital One miles in maximum rewards:
- Earn 10x miles on hotels and rental cars booked through Capital One Travel
- Earn 5x miles on flights and vacation rentals booked through Capital One Travel
- Earn 2x miles on all other purchases
This astonishing rewards structure is fantastic for wedding and honeymoon purchases. You can earn 2x miles on all other purchases to pay for wedding expenses like the wedding planner, dress, and venue while you can earn 10x miles on your honeymoon travel booked through Capital One Travel.
It gets even better; you’ll enjoy a $300 annual travel credit on Capital One Travel bookings, plus unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network.
Every account anniversary year, you’ll get a bonus of 10,000 extra miles. On an ongoing basis, utilize the complimentary Hertz President’s Circle status, a TSA PreCheck or Global Entry application fee statement credit, and cell phone protection.
The list of benefits is wrapped up with return protection, extended warranty, no foreign transaction fees (rates & fees), and up to 4 authorized users for no additional annual fee (rates & fees)!
Why We Like Earning Capital One Miles
Capital One Miles is a leading rewards system. These miles can be transferred to travel partners for luxury award travel, making each worth around 1.8 cents per mile.
And with a maximum earning of 10x miles, that’s equal to a return on spending of 18%, which could be even higher depending on how you use your rewards.
Other ways to use Capital One miles include Capital One Travel bookings, statement credits, gift cards, and online shopping.
3. Chase Sapphire Preferred® Card (Best Overall Value Card, Sub-$100 Annual Fee, Travel Insurance)
A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.
The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.
Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.
- 5x points on all travel booked via the Chase Travel portal
- 5x points on select Peloton purchases over $150 (through March 31, 2025)
- 5x points on Lyft purchases (through March 31, 2025)
- $95 annual fee
- No elite benefits like airport lounge access or hotel elite status
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
- APR: 21.49%-28.49% Variable
- Foreign Transaction Fees: None
The Chase Sapphire Preferred card is an awesome product to keep in your wallet for your wedding and beyond, especially if you’re in the market for a card with a low annual fee.
This credit card excels with a fantastic welcome bonus and the ability to earn up to 5x Ultimate Rewards points:
- 5x points on travel booked through Ultimate Rewards
- 5x points on Lyft purchases through March 31, 2025
- 3x points on dining at restaurants, including eligible delivery services and takeout
- 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 3x points on select streaming services
- 2x points on other travel purchases
- 1x points on other purchases
The Chase Sapphire Preferred card comes with a 10% anniversary rewards bonus, $50 statement credit every account anniversary year for hotel stays booked through Ultimate Rewards, a 25% redemption bonus at the Chase travel portal and Pay Yourself Back, a complimentary DoorDash DashPass subscription, and more.
Hot Tip: The Chase Sapphire Preferred card will likely give you better rewards on dining than the Chase Sapphire Reserve® thanks to the 10% anniversary bonus.
Plus, this credit card offers some of the best travel insurance out there, as well as no foreign transaction fees and authorized user cards for no additional annual fee.
Why We Like Earning Chase Ultimate Rewards Points
Chase Ultimate Rewards points are some of the most popular and valuable out there. Worth 2.0 cents per point, earning up to 5.5x points (which includes the 10% anniversary bonus) would be equivalent to a maximum return on spending of 11%! That’s incredible from a card with a mild annual fee.
To get the most value from your Ultimate Rewards points, we recommend transferring them to airlines and hotels to book luxury award travel.
If that doesn’t work for you, other ways to use points include Pay Yourself Back, bookings made through the Chase travel portal, cash-back, statement credits, gift cards, merchandise, and charitable donations.
4. Chase Freedom Unlimited® (No Annual Fee, LOW Intro APR)
This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!
The Chase Freedom Unlimited® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.
When paired with other Chase cards in the Ultimate Rewards family, you can transfer that cash back into points if you wish – making it one of the most lucrative cards in your wallet.
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
- 5% back on travel purchased through Chase Travel℠
- 3% back on dining and drugstore purchases
- 3% foreign transaction fee
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
- Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
- After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
- APR: 0% Intro APR for 15 months on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
- Foreign Transaction Fees: 3% of each transaction in U.S. dollars
The Freedom Unlimited card is one of Chase’s most popular credit cards without an annual fee.
Although it doesn’t come with a massive welcome offer to offset wedding expenses, one of the top perks you might enjoy is the 0% introductory APR offer. That can help you avoid accruing interest fees if you need to carry a balance on purchases made for your wedding.
It also earns up to 5% cash-back:
- 5% cash-back on travel through Chase Travel
- 5% cash-back on Lyft purchases through March 31, 2025
- 3% cash-back on dining and drugstores
- 1.5% cash-back on other purchases
That means you can earn 1.5% cash-back on all of those miscellaneous wedding purchases like flowers, tuxedo rentals, and a DJ.
Best of all, the cash-back rewards you earn can be converted to Ultimate Rewards points if you also have the right credit card like the Chase Sapphire Preferred card. The rewards would be converted at a 1% to 1x ratio, which would double your return on spending up to 10%.
This credit card gets you access to a free credit score through Chase Credit Journey, purchase protection, extended warranty, basic travel insurance, and zero liability protection. There are also no annual fees for authorized users with the Freedom Unlimited card.
5. American Express® Gold Card (Best for Earning Lots of Points)
Terms Apply / Rates & FeesThis is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
Apply With Confidence
Know if you're approved with no credit score impact
If you're approved and accept this Card, your credit score may be impacted.
The American Express® Gold Card is a game-changer.
With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.
There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.
- 4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
- 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
- 3x points per dollar on flights purchased directly from airlines or at AmexTravel.com
- $325 annual fee (rates and fees)
- No lounge access
- Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.
- Get the American Express® Gold Card in either the Gold, Rose Gold or Limited-Edition White Gold metal design. White Gold design is only available while supplies last.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $84 Dunkin' Credit: With the $84 Dunkin’ Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at Dunkin’ locations.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
- APR: See Pay Over Time APR
- Foreign Transaction Fees: None
Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 90,000 points with the Amex Gold card. The current public offer is 60,000 points + up to $100 back. (This targeted offer was independently researched and may not be available to all applicants.)
The Amex Gold card is one of the best cards for weddings and honeymoons, especially if you plan on spending a lot on food.
Expect to earn up to 4x Membership Rewards points, plus an exceptional welcome bonus. The rewards are broken down below:
- Earn 4x points at restaurants, including takeout and delivery in the U.S. (up to $50,000 per year)
- Earn 4x points at U.S. supermarkets (up to $25,000 per calendar year)
- Earn 3x points on flights purchased directly with the airline or at Amex Travel
- Earn 1x points on other purchases
Impressively, 4x, 3x, and 1x points are worth 8.8%, 6.6%, and 2.2%, respectively (according to our valuations).
Plus, the Amex Gold card has up to $120 in dining credits ($10 per month) at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys.
It also comes with up to $120 in Uber Cash every year ($10 per month) for rides and Uber Eats orders in the U.S., access to The Hotel Collection, purchase protection, extended warranty, authorized user cards for no additional annual fee, no foreign transaction fees, and more (rates & fees).
Bottom Line: If you’re planning on spending a significant amount of money on food, you could see a huge ROI when using the Amex Gold card, thanks to its bonus rewards at restaurants and U.S. supermarkets.
6. Chase Sapphire Reserve®
A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options out there.
The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options. Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.
Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!
- 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
- 10x points on Lyft purchases through March 31, 2025
- 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
- $550 annual fee
- Does not offer any sort of hotel elite status
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Member FDIC
- APR: 22.49%-29.49% Variable
- Foreign Transaction Fees: None
The Chase Sapphire Reserve card is the ultra-premium credit card offering for Chase loyalists. That makes it a great choice for honeymoon travel. Indeed, it has a great welcome bonus and a maximum of 10x Ultimate Rewards points earned:
- 10x points on Chase dining, car rentals, and hotels booked through Chase Travel
- 10x points on Lyft purchases through March 31, 2025
- 5x points on airfare booked through Chase Travel
- 3x points on all other travel and dining purchases
- 1x points on all other purchases
That’s equal to a maximum return on spending of 20%, according to our valuations!
There are plenty of perks that pay for its annual fee, including:
- $300 travel credit annually
- Complimentary Priority Pass Select membership
- Global Entry, TSA PreCheck, or NEXUS application fee credit
- Access to The Luxury Hotel & Resort Collection
- 50% redemption bonus on bookings made through the Chase travel portal
- 50% redemption bonus on select rotating categories through Pay Yourself Back
- Top-notch travel insurance
Of course, our discussion of this credit card wouldn’t be complete without mentioning that it comes with purchase protection, extended warranty, and no foreign transaction fees.
7. Citi Double Cash Card®
Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!
The Citi Double Cash® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!
This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.
Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.
- Uncapped 2% for every $1 spent (1% when you buy and another 1% when you pay)
- Flexible redemption options
- No annual fee
- No bonus categories
- 3% foreign transaction fees
- Bonus Offer: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Citi Double Cash® Card Travel Portal Limited Time Offer: Earn a total of 5 ThankYou Points per $1 spent on hotel, car rental, and attractions, excluding air travel, when booked through the Citi TravelSM portal on ThankYou.com or by calling 1-800-Thankyou and saying “Travel.” Offer is valid through 11:59 PM Eastern Time (ET) 12/31/2024.
- APR: 0% Intro APR for 18 months on balance transfers, then 19.24% - 29.24% Variable
- Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase
The Double Cash card happens to be one of Citi’s most popular credit cards. There’s no welcome bonus, but there’s a 0% introductory APR on balance transfers, which can help you consolidate existing high-interest credit card debt to avoid continuing to accrue interest.
This card earns 2% cash-back (1% when you buy and 1% when you pay, earned as ThankYou Points), making it a fantastic rewards credit card for all purchases.
The best part is that you can transfer these points to a huge list of partners like Emirates and Singapore Airlines if you also happen to have a card like the Citi Premier® Card or Citi Prestige® Card. That means your 2% cash-back can become a 3.2% return on spending.
The Double Cash card also gets you access to Citi Entertainment, fraud alerts, contactless payments, and zero liability fraud protection for unauthorized charges. Authorized users can also be added for no additional annual fee.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Enrollment required through Capital One website or mobile app. Upon enrollment, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.
For the purchase protection and extended warranty benefits of The Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details.
For the cell phone protection benefit of The Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
For the purchase protection and extended warranty benefits of the American Express® Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details.
The information regarding the Citi Double Cash® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Citi Premier® Card has expired and the card is no longer open to applicants.
The information for the Citi Prestige® Card has been collected independently by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.