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    The 7 Best Credit Cards for Free Global Entry & TSA PreCheck [September 2023]

    The 7 Best Credit Cards for Free Global Entry & TSA PreCheck [September 2023]

    We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

    What Is Global Entry and TSA PreCheck?

    Global Entry allows international travelers expedited immigration and customs security screening when entering the U.S. A special kiosk is provided where the traveler can scan their passport or utilize facial recognition software, answer a few security questions, and receive a printed receipt to hand to a special designated customs agent.

    This expedited screening process helps avoid lines at immigration and customs facilities.

    TSA PreCheck provides expedited security screening when departing on flights from the U.S. Prescreened members do not need to remove shoes, light outerwear, liquids, or electronics when passing through security checkpoints.

    Travelers can apply for Global Entry or TSA PreCheck through the Homeland Security website. There is a $100 application fee for Global Entry and an $85 fee for TSA PreCheck.

    If you are approved for Global Entry, you also receive TSA PreCheck for no extra fee.

    Bottom Line: If there is any chance you will be traveling internationally in the next 5 years, apply for Global Entry, which includes TSA PreCheck versus just TSA PreCheck. 

    Top Choices (Quick Summary)

    CardWelcome Bonus and Annual FeeBenefits for Global Entry and TSA PreCheck
    Capital One Venture X Rewards Credit Card (rates and fees)
    • Earn 75,000 miles when you spend $4,000 on purchases in the first 3 months.
    • Annual fee of $395
    		Up to $100 application fee credit every 4 years for Global Entry or TSA PreCheck
    The Platinum Card® from American Express
    • Earn 80,000 points after spending $8,000 on purchases in the first 6 months.
    • Annual fee of $695 (rates and fees)
    		Up to $100 application fee credit every 4 years for Global Entry or up to $85 application fee credit for TSA PreCheck
    Chase Sapphire Reserve®
    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
    • Annual fee of $550
    		Up to $100 application fee credit every 4 years for Global Entry, TSA PreCheck, or NEXUS
    United℠ Explorer Card
    • Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months.
    • Annual fee of $0 intro for the first year, then $95
    		Up to $100 application fee credit every 4 years for Global Entry or TSA PreCheck

    The 3 Best Premium Travel Rewards Cards for Global Entry and TSA PreCheck

    Several credit cards will reimburse for Global Entry or TSA PreCheck fees, but the best cards are those that offer additional travel benefits you can use.

    Premium travel rewards cards come with higher annual fees but also come with luxury travel benefits, higher earnings potential, and travel/shopping statement credits.

    1. Capital One Venture X Rewards Credit Card (Best Value Card for Lounge Access)

    POPULAR CARD
    Capital One Venture X Rewards Credit CardTerms Apply / Rates & Fees

    Capital One Venture X Rewards Credit Card

    U.P. Rating
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

    Learn More(at Capital One's secure site)

    Capital One Venture X Rewards Credit Card

    The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
    75,000 miles
    $1,350
    $395
    21.99% - 28.99% Variable
    Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
    Excellent (740-840)

    The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

    Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

    Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

     

    Pros

    • 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
    • 5x miles per $1 on flights purchased through Capital One Travel
    • 2x miles per $1 on all other purchases
    • $300 annual travel credit on bookings made through Capital One Travel
    • Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
    • 10,000 bonus miles awarded on your account anniversary each year
    • Global Entry/TSA PreCheck credit
    • Add authorized users for no additional annual fee
    • No foreign transaction fees

     

    Cons

    • $395 annual fee
    • Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

     

    • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
    • Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
    • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
    • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
    • Earn unlimited 2X miles on all other purchases
    • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
    • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more – you can even transfer your miles to your choice of 15+ travel loyalty programs
    • Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
    • Receive up to a $100 credit for Global Entry or TSA PreCheck®

    Financial Snapshot

    • APR: 21.99% - 28.99% Variable
    • Foreign Transaction Fees: $0

    Card Categories

    Rewards Center

    Capital One Miles

     

    Global Entry and TSA PreCheck Benefit

    • Reimbursement of up to $100 for either Global Entry or TSA PreCheck once every 4 years

    Additional Reasons To Get the Card

    • 10x miles on hotels and rental cars booked through Capital One Travel
    • 5x miles on flights booked through Capital One Travel
    • 2x miles on all other purchases
    • Priority Pass Select membership and Capital One Lounge access
    • $300 travel credit for Capital One Travel purchases
    • Transfer miles to airline and hotel partners

    2. The Platinum Card® from American Express (Best Card for Lounge Access)

    The Platinum Card® from American ExpressTerms Apply / Rates & Fees

    The Platinum Card® from American Express

    U.P. Rating
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    This card is undoubtedly the #1 card for luxury travel benefits. From the best lounge access (of any card) to statement credits, to complimentary elite status, you can’t go wrong.

    Learn More(at Amex's secure site)

    The Platinum Card® from American Express

    This card is undoubtedly the #1 card for luxury travel benefits. From the best lounge access (of any card) to statement credits, to complimentary elite status, you can’t go wrong.
    Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
    80,000 points
    $1,760
    $695
    See Pay Over Time APR
    Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
    Good to Excellent (670-850)

    When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

    Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

    Pros

    • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
    • 5x points per $1 spent on flights purchased directly with the airline or with American Express Travel (up to $500,000 per year)
    • 5x points per $1 spent on prepaid hotels booked with American Express Travel
    • Annual and monthly statement credits upon enrollment (airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit)
    • TSA PreCheck or Global Entry credit
    • Access to American Express Fine Hotels and Resorts
    • Access to Amex International Airline Program
    • No foreign transaction fees (rates and fees)

    Cons

    • $695 annual fee (rates and fees)
    • Airline credit does not cover airfare (only incidentals like checked bags)
    • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
    • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
    • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
    • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
    • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
    • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
    • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
    • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
    • $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
    • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
    • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
    • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
    • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
    • $695 annual fee.
    • Terms Apply.

    Financial Snapshot

    • APR: See Pay Over Time APR
    • Foreign Transaction Fees: None

    Card Categories

    Rewards Center

    American Express Membership Rewards

    Global Entry and TSA PreCheck Benefit

    • Cardmembers can receive 1 credit of $100 for Global Entry every 4 years or $85 for TSA PreCheck every 4.5 years
    • Authorized users qualify for Global Entry or TSA PreCheck fee reimbursement

    Additional Reasons To Get the Card

    • Worldwide airport lounge access to more than 1,400 lounges including the luxurious Centurion Lounges, Priority Pass Lounges (upon enrollment), Delta Sky Club lounges when flying Delta, Select Virgin Clubhouses, Plaza Premium Lounges and more.
    • 5x earnings on flights booked directly with the airlines plus flights and prepaid hotels via Amex Travel (up to $500,000 per year)
    • Over $1,400 in statement credits, including up to $200 airline incidentals credit, up to $200 Saks Fifth Avenue credit, up to $200 prepaid hotel credit on eligible stays, up to $240 digital entertainment credit, up to $155 Walmart+ credit, $200 Uber Cash, up to $300 Equinox credit, and a $189 CLEAR credit
    • Marriott Bonvoy Gold Elite and Hilton Honors Gold status
    • Rental car program benefits and elite status

    3. Chase Sapphire Reserve®

    Chase Sapphire Reserve®

    Chase Sapphire Reserve®

    U.P. Rating
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

    Learn More(at Chase's secure site)

    Chase Sapphire Reserve®

    A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    60,000 points
    $1,200
    $550
    Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
    Excellent (740-850)

    If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options out there.

    The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

    Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

    Pros

    • 10x points on car rentals, hotels, and dining booked via the Chase Ultimate Rewards portal
    • 10x points on Lyft purchases March 31, 2025
    • 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
    • 5x points on airfare booked via the Chase Ultimate Rewards portal
    • 3x points on all other travel and dining purchases; 1x point on all other purchases
    • $300 annual travel credit
    • Priority Pass airport lounge access
    • TSA PreCheck, Global Entry, or NEXUS credit
    • Access to Chase Luxury Hotel and Resort Collection
    • Rental car elite status with National and Avis

    Cons

    • $550 annual fee
    • Does not offer any sort of hotel elite status
    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
    • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
    • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
    • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
    • Member FDIC

    Financial Snapshot

    • Foreign Transaction Fees: None

    Card Categories

    Rewards Center

    Chase Ultimate Rewards

    Global Entry/TSA PreCheck/NEXUS Benefit

    • Receive $100 reimbursement for Global Entry, $85 for TSA PreCheck, or $50 for NEXUS once every 4 years

    Additional Reasons To Get the Card

    • Priority Pass Select membership
    • $300 annual travel statement credit
    • 10x total points on hotels and car rentals purchased through Chase Ultimate Rewards
    • 5x total points on air travel purchased through Chase Ultimate Rewards
    • 3x earnings on all other travel and at restaurants
    • Transfer points to airline and hotel partners
    • Elevated rewards redemption on the Chase travel portal at 1.5 cents per point

    If you’re wanting a deep dive into the benefits, explore the benefits of the Chase Sapphire Reserve card.

    The 2 Best Hotel and Airline Credit Cards for Global Entry and TSA PreCheck

    1. United Explorer℠ Card (Annual fee of $0 intro for the first year, then $95)

    United℠ Explorer Card

    United℠ Explorer Card

    U.P. Rating
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

    Learn More(at Chase's secure site)

    United℠ Explorer Card

    With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.
    Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
    60,000 miles
    $720
    $95
    Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
    Good to Excellent (670-850)

    You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

    You should consider the United℠ Explorer Card, because this card does all that and more!

    Pros

    • 2x miles per $1 on United purchases, dining purchases (including delivery services), and hotel stays
    • 1x mile per $1 on all other purchases
    • First checked bag free for you and up to 1 traveling companion
    • 25% statement credit on United inflight purchases
    • Priority boarding
    • Global Entry, TSA PreCheck, or NEXUS statement credit
    • 2 United Club 1-time passes each year
    • Premier upgrades on award tickets
    • Travel and purchase protections

    Cons

    • $0 intro for the first year, then $95 annual fee
    • Does not earn transferable rewards
    • Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
    • $0 introductory annual fee for the first year, then $95.
    • Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases
    • Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
    • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
    • Free first checked bag - a savings of up to $140 per roundtrip. Terms Apply.
    • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
    • Member FDIC

    Financial Snapshot

    • Foreign Transaction Fees: None

    Card Categories

    Rewards Center

    United MileagePlus Frequent Flyer Program

    Global Entry and TSA PreCheck Benefit

    • Cardholders qualify for up to $100 fee reimbursement every 4 years

    Top Card Benefits

    • Earn 2 miles per dollar spent on dining, hotel stays, and United purchases
    • Free checked bag, priority boarding, and 25% discount on inflight purchases on United
    • 2 United Club passes per year
    • Trip cancellation, interruption, and delay insurance

    2. Citi®/AAdvantage® Executive World Elite Mastercard®

    Citi® / AAdvantage® Executive World Elite Mastercard®

    Citi® / AAdvantage® Executive World Elite Mastercard®

    U.P. Rating
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    Access to Admirals Clubs, tons of added benefits, and a way to spend towards elite status make this a great option for American Airlines loyalists.

    Learn More(at our partner's secure site)

    Citi® / AAdvantage® Executive World Elite Mastercard®

    Access to Admirals Clubs, tons of added benefits, and a way to spend towards elite status make this a great option for American Airlines loyalists.
    Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.
    70,000 miles
    $980
    $595
    21.24% - 29.99% Variable
    Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
    Good to Excellent (670-850)

    The Citi®/AAdvantage® Executive World Elite Mastercard® is a go-to card thanks to its exclusive perks and benefits for people who love to fly American Airlines. With a complimentary Admirals Club membership, free checked bags, inflight discounts, and the ability to earn Loyalty Points for every $1 you spend, there is plenty to love about the card.

    Pros

    • Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.
    • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
    • No Foreign Transaction Fees on purchases
    • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
    • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation

    Cons

    • $595 annual fee
    • Doesn’t earn many miles on all other eligible purchases
    • Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.
    • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
    • No Foreign Transaction Fees on purchases
    • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
    • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation

    Financial Snapshot

    • APR: 21.24% - 29.99% Variable
    • Foreign Transaction Fees:

    Card Categories

    Rewards Center

    American Airlines AAdvantage Frequent Flyer Program

    Global Entry and TSA PreCheck Benefit

    • Receive 1 reimbursement of up to $100 every 5 years

    Top Card Benefits

    • 4 miles per dollar spent on American Airlines
    • Admirals Club lounge access and membership
    • Free checked bag for the cardholder and up to 8 companions, priority boarding, and inflight discounts on purchases

    The 2 Best Business Credit Cards for Global Entry and TSA PreCheck

    If you own a business and travel frequently, having a business travel rewards credit card is a smart decision. Having your Global Entry or TSA PreCheck fees reimbursed by your business card is a bonus.

    1. The Business Platinum Card® from American Express (Best Business Card for Lounge Access)

    OUR BEST OFFER
    The Business Platinum Card® from American ExpressTerms Apply / Rates & Fees

    The Business Platinum Card® from American Express

    U.P. Rating
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

    Learn More(at Amex's secure site)

    The Business Platinum Card® from American Express

    This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
    Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
    120,000 points
    $2,640
    $695
    19.49% - 27.49% Variable
    Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
    Good to Excellent (670-850)

    The Business Platinum Card® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

    When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

    Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

    Pros

    • 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
    • Up to $200 annual airline fee credit on your selected qualifying airline
    • Statement credits on select purchases with your card
    • 35% airline bonus when using Pay With Points (up to 1,000,000 bonus points per calendar year)
    • Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
    • Global Entry or TSA PreCheck application fee credit
    • Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
    • Access to Amex’s Fine Hotels & Resorts program

    Cons

    • High annual fee of $695 (rates and fees)
    • Airline fee credit does not cover airfare, only incidentals like checked bags
    • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
    • 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
    • Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
    • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
    • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
    • $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
    • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
    • $695 Annual Fee.
    • Terms Apply.

    Financial Snapshot

    • APR: 19.49% - 27.49% Variable
    • Foreign Transaction Fees: None

    Card Categories

    Rewards Center

    American Express Membership Rewards

    Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

    Global Entry and TSA PreCheck Benefit

    • Cardmembers can receive 1 credit of $100 for Global Entry every 4 years or $85 for TSA PreCheck every 4.5 years
    • Authorized users also qualify for Global Entry or TSA PreCheck fee reimbursement

    Top Card Benefits

    • 5x earnings on flights and prepaid hotels on Amex Travel
    • 1.5x earnings eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else on up to $2 million of these purchases per calendar year.
    • Worldwide airport lounge access for over 1,400 properties, including Centurion Lounges
    • Over $1,100 in statement credits, including up to $200 airline incidentals credit, up to $400 Dell credit, annual CLEAR credit, up to $360 in Indeed credit, up to $150 in Adobe credit, and up to $120 in wireless phone service credits

    Be sure to note that terms may apply and enrollment may be required for some offers, so explore your American Express account to ensure you’re getting the most out of your Amex Business Platinum card benefits.

    2. Southwest® Rapid Rewards® Performance Business Credit Card

    Southwest® Rapid Rewards® Performance Business Credit Card

    Southwest® Rapid Rewards® Performance Business Credit Card

    U.P. Rating
    The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

    Southwest frequent flyers will love the upgraded boarding positions, inflight Wi-Fi credits, and bonus points on each cardmember anniversary.

    Learn More(at Chase's secure site)

    Southwest® Rapid Rewards® Performance Business Credit Card

    Southwest frequent flyers will love the upgraded boarding positions, inflight Wi-Fi credits, and bonus points on each cardmember anniversary.
    Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
    80,000 points
    $1,040
    $199
    Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
    Good to Excellent (670-850)

    The Southwest Rapid Rewards® Performance Business Credit Card is a phenomenal option for business owners who are Southwest frequent flyers. It helps you earn more points on all of your business expenses, offers upgraded boarding certificates and Wi-Fi credits, and helps you reach higher levels of Southwest elite status. 

    Pros

    • 4x points per $1 spent on Southwest purchases
    • 3x points per $1 spent on Rapid Rewards hotel and car rental partner purchases
    • 2x points per $1 spent on social media and search engine advertising, internet, cable, and phone services
    • 2x points per $1 spent on local transit and commuting, including rideshare services
    • 9,000 bonus points each year after your cardmember anniversary
    • Up to 365 inflight Wi-Fi credits per year
    • 4 Upgraded Boarding certificates per year
    • Earn 1,500 tier qualifying points towards Southwest status for every $10,000 spent on the card
    • Up to a $500 fee credit for points transfers when you use your card to transfer points to another Southwest Rapid Rewards member
    • Employee cards at no additional cost
    • Global Entry/TSA PreCheck/NEXUS credit
    • No foreign transaction fees
    • Lost luggage reimbursement
    • Baggage delay insurance
    • Extended warranty protection
    • Purchase protection

    Cons

    • $199 annual fee
    • Doesn’t earn transferable rewards
    • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
    • 9,000 bonus points after your Cardmember anniversary.
    • Earn 4X points on Southwest® purchases.
    • Earn 3X points on Rapid Rewards® hotel and car rental partners.
    • Earn 2X points on rideshare.
    • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
    • 4 Upgraded Boardings per year when available.
    • Member FDIC

    Financial Snapshot

    • Foreign Transaction Fees: None

    Card Categories

    Global Entry/TSA PreCheck/NEXUS Benefit

    • Receive 1 Global Entry, TSA PreCheck, or NEXUS reimbursement every 4 years

    Top Card Benefits

    • 4 points per $1 spent on Southwest purchases
    • 3 points per $1 spent on Rapid Rewards hotel and car partners
    • 2 points per $1 spent on rideshare, social media/search engine ads, and internet, cable, and phone service
    • 9,000 points at card anniversary
    • 4 Upgraded Boardings each year when available

    Final Thoughts

    Getting reimbursed for your Global Entry, TSA PreCheck, or NEXUS application fee is a nice benefit, but with a maximum value of $100 every 4 years, it’s hardly a reason to secure a specific credit card.

    When it comes to selecting a travel rewards card, it’s best to look at the overall benefits package to determine if a card is a match and delivers good value for you.

    Select a card that rewards your spending habits, offers benefits you can use, and has redemption options that align with your travel objectives.

    For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

    The information regarding the Capital One Venture X Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

    For rates and fees of The Platinum Card® from American Express, click here.
    For rates and fees of the Marriott Bonvoy Brilliant® American Express® card, click here.
    For rates and fees of The Business Platinum Card® from American Express, click here.

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