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Chase’s Ink Business Unlimited and Cash Cards: 75,000-Point Welcome Offers

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Stella Shon
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Stella Shon

News Managing Editor

Countries Visited: 25U.S. States Visited: 22

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in ...
Edited by: Juan Ruiz
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Juan Ruiz

Compliance Editor & Content Contributor

Countries Visited: 40U.S. States Visited: 27

Juan has been involved in credit cards, loyalty, travel, and personal finance for more than 10 years. He has worked for several outlets including The Points Guy and Forbes and was previously Editor-in...

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As a business owner, having the right credit card at your disposal is crucial. You’ll not only get to draw the line between your personal and business expenses, but there’s the added bonus of earning rewards on those purchases.

Chase has 2 business credit cards that can make a lot of sense for business owners — and you don’t necessarily need an established LLC to qualify. The Ink Business Unlimited® Credit Card and the Ink Business Cash® Credit Card both provide outstanding rewards rates with no annual fee.

Additionally, new applicants have the opportunity to earn 75,000 Chase Ultimate Rewards points once they meet the minimum spend requirements for the welcome bonus.

Here’s some valuable information about these starter business cards, part of Chase’s popular Ink lineup.

Earn 75,000 Points With the Ink Business Unlimited Card or Ink Business Cash Card

Both Ink cards boast rewarding introductory welcome offers:

The cash-back is deposited as Chase Ultimate Rewards points. With a 1:1 ratio between cash and points, $750 in bonus cash back is worth 75,000 Ultimate Rewards points, which are worth $1,500 according to our valuations.

Some business owners may be targeted for the higher 90,000-point welcome offer, but for a no-annual-fee card, the current welcome bonus offers are some of the best publicly available ones you’ll get.

Hot Tip:

With a premium Chase card (Ink Business Preferred® Credit Card, Chase Sapphire Reserve®, or Chase Sapphire Preferred® Card), you can combine your points together for even more redemption opportunities — particularly if you’re interested in using your rewards for travel.

Comparing the Ink Business Unlimited Card vs. Ink Business Cash Card

As both cards have the same welcome offers, you may wonder which one best suits your business needs.

Chase Ink Business Unlimited vs Chase Ink Cash Upgraded Points LLC
Image Credit: Upgraded Points

This will greatly depend on the type of business you run. The Ink Business Cash card earns up to 5% cash back:

  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other purchases

On the other hand, the Ink Business Unlimited card offers a simple earning rate: 1.5% cash back on all eligible purchases.

No matter which business card you choose, both come with purchase protection, extended warranty coverage, and rental car insurance.

Final Thoughts

The standard welcome offers on the Ink Business Cash card and the Ink Business Unlimited card are back, and applying for either is one of the best ways to beef up your balances of Chase Ultimate Rewards points.

As long as you can meet the minimum spend requirements in time, these cards pack a powerful punch for all types of business owners.

Stella Shon's image

About Stella Shon

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in The New York Times, USA Today, and more.

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