More Credit Cards Now Work With Paze for Extra Security When Shopping Online

Shopping online carries certain risks. Among them is the fact your credit card information could be exposed.

Credit card issuers are taking note, taking steps to make your online shopping experience safer by partnering with programs like Paze — a digital wallet that uses virtual card numbers to keep your actual credit card number safe. And the list of cards you can use with Paze is growing.

Here are the current banks supported by Paze and other steps you can take to keep your credit card information safe while shopping online.

What Is Paze?

Paze is a way to make payments online. Originally launched in 2023, Paze allows you to make payments directly with the merchant, rather than navigating to a third-party platform like PayPal. And unlike PayPal, Paze doesn’t require you to share your payment information with the merchant website at the time of payment.

And now that additional banks are coordinating with Paze, you may already be set up to use this payment method — automatically, in fact. That means you won’t need to create another username and password and won’t need to log into another account when it’s time to pay. Instead, you’ll receive a one-time passcode and will confirm your identity that way when paying with Paze.

In fact, since you aren’t providing your actual credit card numbers at the time of payment, that reduces the risk of someone getting your information and making unauthorized purchases on your card. That’s because your actual card number was never involved in the transaction.

Credit Cards Supported by Paze

Your bank might already be integrated with Paze, meaning you’re ready to use it — you just need to activate it when you make your first purchase. That’s the case with Wells Fargo credit cards, for example. The issuer recently emailed cardholders to let them know its cards are ready to use with Paze, and no setup is required.

Chase also sent out emails directing customers to chase.com/paze to learn more about this payment method, how to use it, and how to opt-out if they don’t want their cards linked to Paze.

Presently, Paze only supports cards issued in the U.S. and doesn’t support American Express cards.

Other Ways To Protect Your Credit Card Information Online

If you like the idea of not exposing your real credit card number online, you may not need Paze at all. Several banks offer virtual credit card numbers for this reason.

Capital One, Citi, and American Express let you create virtual card numbers to use online — numbers that are different from your actual card number. This way, if someone gets the virtual number, your true account number isn’t compromised.

However, if you’re using a card from another issuer, you may not have this option yet. In that scenario, Paze can add additional security.

Final Thoughts

Paze continues to expand the number of banks and credit unions it supports, meaning more credit and debit cards can work with this online payment method. Rather than using your credit card number online and risk someone accessing this information, Paze uses a virtual number to protect your real card number — and that’s possible for growing numbers of customers in the U.S.