Advertiser Disclosure & Additional Disclosures

Advertiser Disclosure: Upgraded Points, LLC may receive compensation when visitors click and/or apply to credit cards offers featured on UpgradedPoints.com.

Compensation may impact the placement of cards within the site from our partner offers and advertisers such as Chase, American Express, Barclays and other banks. UpgradedPoints.com does not include all available credit card offers on the market.

Amazon Disclosure: Upgraded Points, LCC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

Disclaimer: Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, credit card rewards, reward programs, travel information and ancillary information concerning travel and credit cards.  The information provided is for informational purposes only.

Upgraded Points, LLC does not provide any information which should be considered financial, tax or legal advice.

Upgraded Points, LLC uses reasonable efforts to maintain accurate information on UpgradedPoints.com but all visitors should review the terms of conditions of any credit card offer prior to applying for any credit.

Financial Disclosure: UpgradedPoints.com is meant to be an informational resource for maximizing credit card rewards.  By featuring and/or endorsing certain credit cards or credit card offers on UpgradedPoints.com, neither Upgraded Points, LLC or its authors consider the underlying financial aspects of such credit cards when soliciting or endorsing applications.  Before any visitor applies for credit cards, visitors should consider a multitude of additional factors and features of credit cards including but not limited to interest rates, annual fees, transaction fees, grace periods, foreign transaction fees, customer service and the issuer’s position on potential liability associated with unauthorized charges.

Upgraded Points, LLC does not discuss most of these attributes of these credit card offers and no information portrayed on UpgradedPoints.com should be construed or considered as providing any financial advice.

Credit cards extend credit to card holders which, if not paid in full in month, can incur significant interest fees and ongoing debt.  Responsible credit card use is encouraged but obtaining and using credit cards is an important financial decision which should be assessed by each visitor prior to applying for any credit cards.

Each visitor should individually determine the suitability of such credit cards considering their own individual financial position and regardless of any bonus offers, points or rewards offered by such credit card offers or credit card issuers. Fees, interest rates, finance charges, and benefits can vary greatly between credit cards and Upgraded Points, LLC does not provide all relevant information that consumers should review prior to applying for such credit cards.

Upgraded Points, LLC highly encourages all visitors to read the fine print of such credit card offers and all disclosures prior to applying for credit card offers found on UpgradedPoints.com.  When you click on the “Apply Now” button or through an UpgradedPoints.com link, you can and should review the specific credit card terms and conditions on the credit card issuer’s web site.  Offers are subject to change without notice and the terms displayed may not be available to all consumers.