Jessica's Latest Posts - Page 5

A cruise can take you to exciting destinations with adventurous shore excursions, but no trip is immune to unexpected interruptions. Cancellations, delays, missed port calls, or illness can all interfere with your plans. But cruise excursion travel insurance can help…

Taking a cruise is one of the easiest ways to travel, but cruising isn’t immune to unexpected hiccups. Sudden illness, travel delays, or other unforeseen events could cancel or interrupt your cruising plans — you might even need medical coverage. …

If you’re trying to travel inexpensively, you might be hesitant to add the expense of travel insurance to your trip budget. But travel insurance — even low-cost travel insurance — can offer value far beyond its cost. With coverage for…

You’ve booked your flight, hotel, and tours and are ready to go on your trip — but what happens if you can’t make it? Unexpected circumstances can pop up that force you to cancel your trip, such as illness or…

The best time to buy travel insurance is shortly after you book your travel, but it’s still a good idea to buy travel insurance even if you’ve already started your trip. While your coverage and policy options will be more…

Timing is key when buying travel insurance. It’s best to buy travel insurance within 2 weeks of making your first trip payment. You can buy travel insurance at any time, even after departure with some travel insurance providers. Still, the…

Airline: Spirit AirlinesAircraft: Airbus A320Flight #: NK1679Route: Harry Reid International Airport (LAS) > George Bush Intercontinental Airport (IAH)Date: May 26, 2023Duration: 2hr 59minCabin and Layout: Spirit Airlines main cabin economy class; 178 standard seats and 8 Big Front Seats across 31…

‌COVID-19 continues to add a layer of uncertainty to travel, especially international journeys. Travelers may be unsure how to travel protected from COVID-19 and navigate international vaccine, testing, and quarantine requirements. While most countries have dropped COVID-19 entry requirements, there’s…

Traveling can be exciting but also comes with uncertainties and risks. But if you’ve covered your trip with travel insurance, you’ve got a lifeline in your pocket: the travel insurance company’s 24-hour travel assistance hotline. Whether you’re just planning your…

Traveling abroad can introduce you to new and thrilling experiences as you immerse yourself in diverse cultures and stunning landscapes. But you’re probably not prepared to explore the complexities of a foreign healthcare system. Medical emergencies can happen anytime, and…

Travel can be an exciting and enriching experience, but it’s not without risks. Unforeseen events such as medical emergencies abroad or trip cancellations can disrupt your plans and leave you with financial losses. When things go wrong on your trip,…

Planning an adventurous trip? Your travel insurance might not cover everything you want to do — particularly if you plan on adventure activities or winter or extreme sports.  Whether diving the ocean’s depths or ziplining through a forest, sports travel…

Unexpected circumstances can disrupt even the best-laid travel plans, which is where Cancel for Any Reason (CFAR) travel insurance comes in. With CFAR travel insurance, you can cancel your trip for almost any reason and receive partial reimbursement for nonrefundable…

I visited Hilton Grand Vacations Club Elara Center Strip Las Vegas for 3 nights in May with my husband. We stayed at the hotel using a timeshare vacation package from Hilton Grand Vacations (HGV) and attended a presentation during our…

Behind the scenes of every credit card transaction are processes and payment infrastructures that come with costs — and credit card networks charge businesses interchange fees for these costs. Credit card interchange rates affect every credit card payment you accept…

When you log in to your credit card account, you’ll see your current balance and available credit. If you don’t understand what these numbers mean, you may get confused about what you’ve spent on your credit card — and what…

I stayed at the Great Wolf Lodge Grapevine in the Dallas, Texas, area with my family of 5 for 2 nights in May 2023. We visited with another family and packed a lot of fun into 3 short days at…

A derogatory mark on your credit report can make getting approved for new credit challenging. From late payments to bankruptcies, derogatory marks may stay on your credit for up to 7 years — or sometimes 10 years for certain types…

I attended a Hilton Grand Vacations (HGV) “ownership” presentation in Las Vegas in May 2023. As a travel and finance nerd, it was honestly pretty fun, and I found it more fascinating than the awkward, high-pressure sales meeting I was…

A credit card minimum payment is the lowest amount you can pay on your credit card account each month to avoid late payment fees and penalties. It’s what you must pay to skate by and avoid immediate disaster, but not…

Having at least 1 credit card can help you build credit as long as you make on-time payments and keep a low credit utilization ratio. However, holding additional credit cards can help you further raise your credit score as they…