Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

Complete List of Over 120 Comenity Bank Store Credit Cards in 2026 [Includes Easy Approval Cards]

Alex Miller's image
Jessica Merritt's image
Alex Miller,Jessica Merritt
Updated: 
Edited by: Kellie Jez
& Ben Neighbors-Giles
Complete List of Over 120 Comenity Bank Store Credit Cards in 2026 [Includes Easy Approval Cards]
Jump to Section
Table of Contents

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Comenity Bank, a subsidiary of Bread Financial, is one of the largest issuers of store credit cards in the U.S., with card programs for well-known brands in apparel, home goods, beauty, and more. You might not recognize the Comenity name alongside major national banks, but it offers more than 120 credit cards designed for shoppers of specific retail brands.

Rather than large welcome offers or flexible travel rewards, Comenity Bank credit cards typically offer store-specific perks such as special financing, discounts, or loyalty rewards with the retailer.

Comenity Bank cards are generally easy to get approved for, which can be helpful if you’re building or repairing your credit. However, Comenity-issued cards typically have high interest rates that can easily outweigh the value of rewards and discounts if you carry a balance month to month. These cards are best used for discounts or financing offers when balances are paid in full. Cash-back or 0% interest cards may be a better fit.

Read on to learn about all the credit cards issued by Comenity Bank.

Advertisement

Comenity Bank’s Store Cards

Most credit cards offered by Comenity Bank are designed for loyal shoppers of particular retailers. Expect retailer-specific rewards programs, benefits, and financing exclusive to the retailer. However, these cards are closed-loop and can only be used with particular retailers, unlike open-loop cards with the Visa or Mastercard logo that can be used anywhere credit cards are accepted.

Comenity Bank’s Credit Cards

These Comenity Bank credit cards are open-loop, meaning they can be used anywhere Visa or Mastercard is accepted, including at the store they’re associated with. Typical benefits include discounts and rewards programs with the retailer.

Advertisement

Best Comenity Bank Credit Cards

Let’s take a look at some of Comenity Bank’s most popular cards that offer rewards, retailer benefits, and more.

Ann Taylor Mastercard®

Ann Taylor is a women’s retail store under the Ann Inc. umbrella of stores, which includes LOFT, Ann Taylor Factory Store, LOFT Outlet, and Lou & Grey.

The Ann Taylor Mastercard earns 5 rewards points per $1 spent with Ann Inc. stores. For every 500 points earned, you get a $5 reward. Cardholders get a $20 birthday reward each year. The card earns 2 points per $1 spent at gas and grocery stores and 1 point per $1 everywhere else.

Your first purchase made outside the Ann Inc. family also triggers a $20 rewards card, and you get 20% off your first day’s qualifying purchase and 15% off on the first Tuesday of every month.

Bealls Inc. Credit Card (Bealls Florida)

Bealls is a Florida department store that has expanded to include Bealls Outlet Stores and Burkes.

The Bealls Florida card earns a $5 reward for every $100 you spend with Bealls, and Bealls Rewards members get a 20% off birthday reward. You get a 10% discount when you open and use your Bealls card in stores.

BrylaneHome Platinum Credit Card

BrylaneHome is a home goods store that sells home decor and indoor and outdoor furniture, but the card can be used with FullBeauty’s family of brands, including Catherine’s, Jessica London, and Swimsuits for All.

The BrylaneHome Platinum Card earns 15 points per $1, which are redeemable as rewards certificates. You can use your card to get free shipping on orders of $75 or more 4 times per year, and you get a birthday offer for orders placed during your birthday month.

Buckle Credit Card

Buckle is a clothing store for men and women, selling brand-name clothes, footwear, and accessories, as well as items from the Buckle private line.

The Buckle Credit Card offers 10% off your first purchase and earns 2 points per $1. For every 300 points earned in select earning periods, you earn a $10 B-Rewards card.

Catherines

Catherines is a plus-size women’s clothing store. The Catherines credit card earns 15 points per $1, which are redeemable as rewards certificates. You can use your card to get free shipping on orders of $75 or more 4 times per year, and you also receive a birthday offer on orders placed during your birthday month.

GameStop Pro Credit Card

GameStop is a popular video game store with locations worldwide. In addition to games, the store sells electronics and wireless services. The GameStop Credit Card offers a free year of GameStop Pro if you use your card within 90 days of opening your account. You earn up to 40 points per $1 spent.

GameStop Pro membership includes $60 annually in $5 monthly rewards, 10% extra trade credit, and discounts on games and merchandise.

Roaman’s Platinum Credit Card

Roaman’s is a plus-size fashion retail store in the FullBeauty brand, along with BrylaneHome. The Roaman’s Platinum Credit Card earns 15 points per $1, which are redeemable as rewards certificates. You can use your card to get free shipping on orders of $75 or more 4 times per year, and you also receive a birthday offer on orders placed during your birthday month.

Torrid Credit Card

Torrid, formerly owned by Hot Topic, is a fashion retailer specializing in plus-size women’s clothing. The Torrid Credit Card offers an extra 25% off your first purchase and 5% off all purchases. You earn a $15 welcome offer on your next purchase of $50 or more, plus exclusive access to sales and offers. Cardholders earn 2x Torrid Cash on all qualifying purchases of $50 or more and can take advantage of 3x bonus points events.

Victoria’s Secret Credit Card

Victoria's Secret Mastercard® Credit Card
Victoria's Secret Mastercard® Credit Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Victoria's Secret Mastercard is a no-annual-fee card that is best suited for people who shop regularly at Victoria's Secret. The card offers 10 points per $1 at Victoria's Secret and PINK and 30 points per $1 on bras.

Learn More
Victoria's Secret Mastercard® Credit Card
The Victoria's Secret Mastercard is a no-annual-fee card that is best suited for people who shop regularly at Victoria's Secret. The card offers 10 points per $1 at Victoria's Secret and PINK and 30 points per $1 on bras.
Earn up to $55: Earn $25 off your first purchase (after meeting an undisclosed minimum purchase requirement). Plus, earn a $30 reward when you spend $500+ on purchases outside of Victoria's Secret and PINK stores with your card within 90 days of account opening.
Up to $55
$0
Pros & Cons
Pros
  • Automatic Silver status
  • No annual fee
Cons

  • High APR
Read Full Review
Card Highlights
  • Earn up to $55: Earn $25 off your first purchase (after meeting an undisclosed minimum purchase requirement). Plus, earn a $30 reward when you spend $500+ on purchases outside of Victoria’s Secret and PINK stores with your card within 90 days of account opening.
  • 10x points at Victoria’s Secret and PINK
  • 30x points on bras
  • 4x points on dining, travel, and streaming services
  • 2x points on purchases outside Victoria’s Secret and PINK
  • Birthday and anniversary gift
  • Free shipping on orders of $50 or more
Financial Snapshot
  • Foreign Transaction Fees: 

Victoria’s Secret is an American designer of women’s premium lingerie, women’s wear, and beauty products. The Victoria’s Secret Credit Card is tied to its rewards program, which earns 10 points per $1 on all purchases and 30 points per $1 on bras at Victoria’s Secret and PINK. You can redeem a $10 reward for every 2,000 points. Cardholders receive a $10 birthday gift and a 15% anniversary discount.

Hot Tip:

Store credit cards, such as Comenity Bank’s, tend to offer easy approval. See our guide to the easiest credit cards to get approved for.

Final Thoughts

Comenity Bank offers a lot in terms of quantity, with a wide range of store-branded cards that target and benefit loyal retail customers. The rewards offered by these cards don’t come close to the value that popular travel rewards credit cards provide, but they can provide value if you can utilize their specific reward programs.

The best thing about Comenity Bank is that its credit cards generally offer easy approvals. Easy approvals can help people rebuild their credit or just get started, and some cards offer preapproval with a soft credit check that doesn’t affect your credit until you formally apply for the card.

The information regarding the Academy Sports + Outdoors Credit Card, All Pet Credit Card, Alphaeon Cosmetic Credit Card, Alphaeon Vision Credit Card, Ann Taylor Credit Card, Arhaus Archarge, Ashley Stewart Credit Card, Avenue, B&H Payboo Credit Card, Ballard Designs Credit Card, Banter Credit Card, Bealls Inc. Credit Card (Bealls Florida), Bealls Inc. Credit Card (Bealls Outlet), Bealls Inc. Credit Card (Burkes Outlet), Bed Bath & Beyond and Overstock Credit Cards, Big O Tires® and Service Credit Card, Boot Barn Credit Card, Boscovs Credit Card, BrylaneHome Platinum Credit Card, Bucherer 1888 Credit Card, Buckle Credit Card, Burlington Credit Card, Carter’s® Credit Card, Catherines, Cosmo Prof™ Rewards Credit Card, Dell Pay Credit Account, El Dorado Furniture BLUCard®, Express Credit Card, Famous Footwear® FAMOUSLY YOU REWARDS® Credit Card, Frontgate Credit Card, fullbeauty Platinum Credit Card, GameStop Pro Credit Card, GEM Account Credit Card, Good Sam Credit Cards, Gordon’s Jewelers Credit Card, Grandin Road Credit Card, Harley-Davidson® Experience Credit Card, HealthiPlan® Patient Financing, Helzberg Credit Card, Hot Topic Guest List Credit Card, HP Credit Account, Iddeal Credit Card, IKEA® Projekt Credit Card, Interval World Mastercard® Credit Card, Jared Preferred Credit Card, Jessica London Platinum Credit Card, J.Jill Credit Card, KAY Jewelers Credit Card, KingSize Platinum Credit Card, Lands’ End® Credit Card, Lane Bryant Credit Card, Legendary Pine Mastercard®, Lexus Pursuits Credit Card, Little Switzerland Credit Card, LOFT Credit Card, maurices Credit Card, Michaels™ Credit Card, Midas® Credit Card, My Place Rewards Credit Card, My Smile Care Program Credit, Nest Credit Card, New York & Company RUNWAYREWARDS Credit Card, Petco Pay Credit Card, Petland Credit Card, Points Power Mastercard, Raymour & Flanigan Credit Account, Roaman’s Platinum Credit Card, Ross Credit Card, Saks Credit Card, Sally Beauty™ Rewards Credit Card, SalonCentric Credit Card, Sephora Credit Card, Smile Generation Financial, Sportman’s Guide Explorewards® Credit Card, Sterling Family of Jewelers Credit Card, Talbots Credit Card, The World Market® Credit Card, Torrid Credit Card, Toyota Credit Card, TRENDSETTER REWARDS Credit Card, Ulta Beauty Rewards® Credit Cardholders, Victoria’s Secret Credit Card, Woman Within Platinum Credit Card, Your Tuition Solution Credit, Zales Credit Card, Zales Credit Card (Outlet), AAA Daily Advantage Visa Signature® Credit CardAAA Travel Advantage Visa Signature® Credit Card, Ann Taylor Mastercard®, Bread Cashback™ American Express® Credit Card, Bread Rewards™ American Express® Credit Card, Coast to Coast Visa® Credit Card, Comenity® Mastercard® Credit Card, Crypto.com Visa Signature® Credit Card, Green Bay Packers Extra Points Mastercard® Credit Card, IKEA® Visa® Credit Card, Lands’ End® Visa Credit Card, Lexus Pursuits Visa® Credit Card, LOFT Mastercard® Credit Card, My World Mastercard® Credit Card, New York Yankees Mastercard® Credit Card, NFL Extra Points Visa® Credit Card, PENN Entertainment Mastercard® Credit Card, Petco Pay Mastercard® Credit Card, PlayStation® Visa® Credit Card, Ross Mastercard® Credit Card, Saks World Elite Mastercard Credit Card, Sephora Visa®, Sportsman’s Guide Buyer’s Club® Rewards Visa®, Sportman’s Guide Explorewards Visa® Credit Card, Talbots Mastercard® Credit Card, Toyota Rewards Visa® Credit Card, Ulta Beauty Rewards® Mastercard® Credit Cardholders, Unity™ by Hard Rock Mastercard® Credit Card, Victoria’s Secret Mastercard Credit Card, and Worldwide Vacation & Travel Mastercard® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Featured Image Credit: Upgraded Points

Frequently Asked Questions

What Is Comenity Bank?

Comenity Bank is a major credit card company that primarily issues store-branded credit cards.

How can I contact Comenity Bank?

Comenity recommends calling the phone number on the back of your credit card to connect you with an appropriate representative. However, if you do not have a Comenity Bank card, you can reach general customer service online or by phone at 1-800-695-1788.

Does Comenity Bank report to credit bureaus?

Yes, the bank reports to the 3 major credit bureaus Equifax, Experian, and TransUnion. Reporting usually corresponds with your statement closing date.

Is it easy to get approved for a Comenity Bank credit card?

In general, it’s fairly easy to get approved for a Comenity Bank-backed card. Keep in mind each retailer may be slightly different, but many cardholders have reported approval with a credit score in the fair range.

Alex Miller's image

About Alex Miller

Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business, The New York Times, and more.

INSIDERS ONLY: UP PULSE™

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy  and terms of service  apply.

Deluxe Travel Provided by UP Pulse

We Recommend

Platinum Card® from American ExpressTerms Apply / Rates & Fees

Platinum Card® from American Express

Apply Now(at Amex's secure site)

Platinum Card® from American Express

Welcome Offer: As High As 175,000 Points. Find Out Your Offer.

  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
Show more
  • With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
  • $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
  • $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
  • $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
  • $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
  • $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.

Related Posts

Full List of 142 Synchrony Store Credit Cards [Includes the Best Cards]
Full List of 142 Synchrony Store Credit Cards [Includes the Best Cards]
Chase Freedom® Card: Full Review [2026]
Chase Freedom® Card: Full Review [2026]
The Best Bank of America Credit Cards for Cash-back and Rewards [2026]
The Best Bank of America Credit Cards for Cash-back and Rewards [2026]
Alaska Airlines Visa Signature Credit Card — Full Review [2026]
Alaska Airlines Visa Signature Credit Card — Full Review [2026]

Upgrade your travel experience

  • Facebook
  • Twitter
  • Instagram
  • Pinterest
  • Linkedin
  • Youtube

© 2026 Upgraded Points™, LLC. All Rights Reserved.

DMCA.com Protection Status
Disclaimer: 

Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. The information provided is for informational purposes only and should not be considered financial, tax or legal advice.

Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position.

Advertiser Disclosure: 

Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. For more information on our advertisers and how we make money, see our advertising policy here. In addition, as an Amazon Associate we earn from qualifying purchases.

Editorial Disclosure: 

The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer.