Amazon Business Cards Will Transition From Amex to U.S. Bank in 2026

Updated: March 31, 2026, 10:24am CDT

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When and How Your Amazon Business Card Will Switch to U.S. Bank
Final Thoughts

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If you have an Amazon Business card from American Express, a change is coming — but don’t worry, the card isn’t going anywhere.

Instead, it’s more of a behind-the-scenes situation. Your card isn’t going away, it’s just moving to a new issuer. Here’s what’s actually happening and what you should keep in mind.

When and How Your Amazon Business Card Will Switch to U.S. Bank

American Express recently let cardholders know that its U.S. small business partnership with Amazon is coming to an end. As a result, the Amazon Business American Express Card* and Amazon Business Prime American Express Card** will transition over to a new issuer.

*The information regarding the Amazon Business American Express Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

**The information regarding the Amazon Business Prime American Express Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Here’s exactly what was sent out:

“We’re reaching out to let you know that American Express’ U.S. Small Business co-brand Card relationship with Amazon is ending. Your Amazon Business or Amazon Business Prime Card will be replaced with an Amazon co-branded credit card issued by U.S. Bank. We expect that this will take place on August 14, 2026.”

So what does that actually mean? Your current card isn’t being canceled. It’s being converted to a new version issued by U.S. Bank, with the switch expected to happen on August 14, 2026. You shouldn’t need to apply for anything new, as this is expected to be a portfolio transition.

Amazon Business Prime Card — Image Credit: American Express

Up until now, these business cards have been issued by American Express and geared toward small-business owners who regularly spend with Amazon. They’ve typically been simple, no-nonsense cards that reward Amazon purchases while helping separate business expenses.

It’s also worth calling out that this only affects the business side of things. If you have a personal Amazon credit card — like the Prime Visa — that’s issued by Chase, nothing is changing there. It’s a totally separate product by a totally different credit issuer.

As for what the new U.S. Bank version will look like, that’s still a bit of a question mark. We don’t yet know if rewards rates will stay the same, if benefits will change, or how smoothly everything will transfer over. In most cases like this, things stay fairly similar, but it’s not guaranteed.

Bottom Line:

Keep an eye on your email over the next few months. These kinds of transitions can come with updated terms, new card numbers, or small changes to benefits that are easy to miss if you’re not paying attention.

Final Thoughts

This sounds like a big change, but it’s probably not a huge deal. Amex is out, U.S. Bank is in, and the card should mostly stay the same. Still, a new issuer usually means some tweaks, so it’s worth keeping an eye on this situation.

For now, there’s nothing you need to do. Just keep using your card as usual. We’ll update this as soon as more details are announced leading up to August 2026.