10 2-Night Stays To Use the $300 Amex Hotel Collection Credit

It’s exciting to find aspirational properties you can book with the hotel benefits available on premium travel rewards cards. But what if you just want to take advantage of the benefit, spend as little as possible, and enjoy an affordable getaway?

We’ve searched the world for properties you can book with statement credits from American Express premium cards for The Hotel Collection. Here’s which cards offer the credit, how it works, along with 10 inspiring hotels where you can book a 2-night stay using the credit with little or no out-of-pocket expense.

Which Cards Offer the Credit

The Platinum Card^® from American Express and The Business Platinum Card^® from American Express each offer annual statement credits for hotels booked through Fine Hotels + Resorts and The Hotel Collection. The statement credits are just one of the benefits offered on these premium travel rewards cards.

For context, here are snapshots of the cards, key benefits, and other pertinent details, including the most current welcome offers.

BEST OFFER

Terms Apply / Rates & Fees

Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum card reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card^® from American Express

The Amex Platinum card reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary, and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount — all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.

As High as 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$895

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, the Platinum Card^® from American Express is a top choice.

The card offers premium perks like best-in-class airport lounge access, hotel elite status, and several annual card credits. The Amex Platinum card is easily worth the annual fee for frequent travelers who use the lounges and travel credits, and hard to justify for those who won’t.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far): Get access to over 1,550 worldwide lounges, including Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5 points per $1 spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5 points per $1 spent on prepaid hotels booked with AmexTravel.com

Cons

• $895 annual fee (rates & fees)
• Airline credit does not cover airfare (only incidentals like checked bags).

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Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts^® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.
• With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass membership (enrollment required), and other select partner lounges. *As of 08/2026.
• $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S. when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card^® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
• $400 Resy Credit + Platinum Nights™ by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card^® to pay for eligible purchases with Resy, including dining purchases at over 10,000 qualifying U.S. Resy restaurants. Enrollment required. As a Platinum Card^® Member you have special access to reservations on select nights at participating sought after Resy restaurants through Platinum Nights™ by Resy. Simply add your Platinum Card^® to your Resy profile to book your reservation.
• $219 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 60+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $219 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to The Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Whatever the occasion, choose from our two signature collections of premium hotels, curated to inspire and excite you when you book through Amex Travel™: Fine Hotels + Resorts^® is a collection of over 1,900 luxury hotels that are destinations unto themselves and the Hotel Collection includes over 1,400 upscale hotels in desirable destinations.
• $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card^®. *Up to $12.95 plus applicable taxes on one membership fee.
• $895 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

NEW CHATGPT BENEFIT

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Your Offer Could Be As High As 300,000 points. Apply And Find Out Your Offer. You may be eligible to earn as high as 300,000 Membership Rewards^® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Your Offer Could Be As High As 300,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $6,600

Annual Fee

$895

APR

17.99% - 28.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Amex Business Platinum Card is a premium travel rewards card tailored for business owners who are frequent travelers with high annual expenses.

When you factor in the large number of perks that the card offers, like the best airport lounge access at over 1,550 lounges and numerous annual credits, it’s easy to see why this card is a top option for frequent traveling business owners.

Pros & Cons

Pros

• Earn 5x Membership Rewards points per $1 on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through AmexTravel.com
• Access to over 1,550 worldwide airport lounges as part of the American Express Global Lounge Collection
• Earn 2x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)

Cons

• High annual fee of $895 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

Read Full Review

Card Highlights

• As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 01/2026.
• See how you can unlock over $4,000 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
• Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel^® using the Business Platinum Card^®. The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts^® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.
• No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
• Make the Business Platinum Card^® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
• Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• Use the Business Platinum Card and get up to $219 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
• Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
• Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
• Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Platinum Card. *Subject to auto-renewal.
• Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
• Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
• Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required. Effective February 17, 2027, select merchants only. See terms.
• 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers¹, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per Card account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. ¹Effective February 17, 2027, select merchants only. See terms.
• 5X points on flights and prepaid hotels on AmexTravel.com
• NEW: With the Business Platinum Card^® , you receive a complimentary American Express^® ZO Membership from Tishman Speyer. Enjoy access to premium ZO Clubhouses and Lounges in select U.S. cities. Plus, get 4 complimentary day passes per month at U.S. Studio spaces and up to $500 in statement credits each calendar year when you use the Business Platinum Card^® for event space bookings and/or a Dining Club membership.
• 1X points on other eligible purchases
• Apply to know if you’re approved with no personal or business credit score impact. If you are approved and choose to accept the Card, your personal and business credit scores may be impacted
• Terms Apply.

Financial Snapshot

• APR: 17.99% - 28.74% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

How the Hotel Collection Benefits Work

Each year, you can receive up to $600 in hotel statement credits for prepaid hotel bookings with FHR or The Hotel Collection properties. Stays must be booked through AmexTravel.com and apply to stays of any length with FHR for 2 or more consecutive nights at The Hotel Collection.

Statement Credits

Use your Amex Platinum card or Amex Business Platinum card to book your stay and receive up to $300 in statement credits available January through June. An additional credit of up to $300 is available from July through December, for a total of up to $600 per calendar year.

On-Site Benefits

In addition to the statement credits, guests receive several benefits, including early check-in, late checkout, and an upgraded room, all subject to availability. Additionally, guests receive a $100 credit toward eligible charges at the property.

Additional benefits, such as daily breakfast for 2 guests, can be available at participating properties.

Hotel Loyalty Program Benefits

Unlike Fine Hotels + Resorts bookings, you’re unlikely to receive any elite benefits from hotel loyalty programs when booking with The Hotel Collection. That said, you should always include your hotel loyalty program number when booking. Or ask the front desk to add it at check-in, just in case. Data points suggest guests have occasionally received associated benefits, depending on the property.

Bottom Line:

The up-to-$600 annual hotel statement credits are available on the Amex Platinum card and Amex Business Platinum card. To use the credit, you must book a prepaid stay of at least 1 night with Fine Hotels + Resorts or at least 2 nights with The Hotel Collection. No preregistration or enrollment is required.

10 Properties You Can Book With Credit for The Hotel Collection

We’ve written previously about aspirational properties you can book with your FHR credits. But here, we’ll focus on more affordable stays found in The Hotel Collection. We’ve also narrowed our search to properties you can book with the $300 credit, which can cover the entire 2-night stay or most of it.

Las Vegas has long been known as the best destination for finding affordable properties to maximize The Hotel Collection statement credit, thanks to the collection’s nightly rates. If you’re simply looking for inexpensive properties to use your credits on, start there.

If you’re interested in a getaway beyond Las Vegas that still lets you maximize your credits, here are 10 options for an affordable 2-night stay using your credits.

1. Canopy by Hilton New Orleans Downtown (Louisiana)

In a historic 1950s former oil-and-gas building, the hotel is a 10-minute walk from the French Quarter. Canopy hotels are reliably eco-friendly, with complimentary bikes and refillable water stations for guests. Travelers comment on the hotel’s good value, but views on the level of service are mixed.

Things you can count on at the Canopy by Hilton New Orleans Downtown include good food options, a fun atmosphere, and access to the city’s sights.

2. Sofitel Wellington (New Zealand)

Wellington, New Zealand, can serve as a strategic base for exploring the country, given its position as a gateway between the North and South islands. The Sofitel Wellington would be a good fit if you’re looking for 5-star luxury accommodations and access to the city’s sights.

Guests note that the hotel could use a refresh, but the overall decor is chic and modern. Comments also noted that the hotel is on a steep incline, making parking and walking challenging. However, the cable car entrance is a short walk from the hotel and offers access to the Wellington Botanical Garden. The hotel’s service received high marks.

3. The Hoxton, Edinburgh (Scotland)

The Hoxton, Edinburgh, is in the quiet Haymarket neighborhood on Edinburgh’s west end and offers easy access to the city center via public transport. The boutique hotel has eclectic yet comfortable decor, high-quality service, and delicious cuisine. Although structurally a combination of several former townhouse buildings, the hotel is described by guests as cozy.

Direct tram service to the airport is a 5-minute walk away, and Edinburgh Castle is a 25-minute walk, a 3-minute taxi ride, or a 20-minute tram ride away.

4. Hilton Bogota Corferias (Colombia)

Though the Hilton Bogota Corferias is a contemporary hotel in the financial district, it’s conveniently near the city’s dining, shopping, and historic sites. In reviews, staff members are frequently mentioned by name and praised for their service.

Guests particularly enjoy the executive lounge, local food offerings, rooftop bar, and nearby shopping mall. The hotel is about 20 minutes from the historic center. Business travelers like the hotel for its connections to the Corferias fairgrounds and the Ágora Bogotá Convention Center.

5. Hilton Auckland (New Zealand)

This well-located Hilton Auckland hotel receives positive reviews for its waterfront location next to the ferry terminal and Princes Wharf. Dining, shopping, bars, and easy access to Waiheke Island make the property a good choice for exploring Auckland.

The Hilton Auckland also runs specials offering the fourth night free on specific dates (shown on AmexTravel.com during booking). The fastest and most direct route to the hotel is via ride-share from the airport.

6. Meliá Granada Hotel (Spain)

Granada is home to one of the most iconic structures in the world: the Alhambra, a thirteenth-century fortress and palace known as one of the finest examples of Islamic architecture. A stay at the Meliá Granada Hotel offers an opportunity to visit the Alhambra and even enjoy views of this architectural wonder from the hotel.

Although rooms can be compact, the hotel has undergone a complete renovation, so rooms are clean, modern, and comfortable. The hotel’s right in the center of the city, making it a good choice for exploring Granada.

7. The Emerald House Lisbon, Curio Collection By Hilton (Portugal)

The Emerald House Lisbon, Curio Collection by Hilton, offers the peaceful location of a residential neighborhood with direct access to the city. The Tagus River is nearby, with lovely views and scenic walking opportunities. Guests mention that the breakfast buffet is very good and that à la carte egg orders are available.

Parking is limited around the hotel, as there is no underground garage or parking lot. The hotel is described as an excellent value for its quality and price, with the trade-off being a 30-minute walk from the historic center.

8. Brunfels Hotel, Hyatt Unbound Collection (Germany)

The city of Mainz is an easily missed gem just outside of Frankfurt. In fact, you can take a 25-minute train ride from Frankfurt Airport (FRA) to reach the heart of Mainz. Its walkable, picturesque old town, wine culture, and historic architecture make it a delightful destination for a short getaway.

The Brunfels Hotel in the Unbound Collection by Hyatt is a former Hilton property that a local botanist transformed into a garden oasis. You’ll find his organic touch evident throughout the hotel. The property is also within walking distance of the historic old town.

9. NH Collection Quito Royal (Ecuador)

You never have to worry about the weather in Quito, Ecuador, as the city feels like spring year-round. With its consistently affordable nightly rates, your $300 hotel credit could easily cover a 3-night stay at the NH Collection Quito Royal. The hotel is in the business district, just a short, inexpensive ride-share from the historic district.

Some guests were not impressed with the hotel’s breakfast, but others found it adequate and noted that other meals ordered at the hotel restaurant were excellent. There are also restaurants, shopping, and markets around the hotel.

10. Thompson Washington D.C., by Hyatt (Washington, D.C.)

Although the $300 statement credit covers nearly the entire nightly rate for a 2-night stay at the Thompson Washington, D.C., you’d need to pay more yourself at the property. We’re still including this hotel because it can be an exceptional value in a city where lodging may be expensive.

The rooftop bar at the Thompson is a major draw, but guests also like its proximity to the baseball stadium, public transportation, and riverside trails. The hotel receives high marks for its decor, modern with retro vibes, clean rooms, and excellent cuisine.

Final Thoughts

You can enjoy an affordable 2-night getaway using the hotel statement credits available on the Amex Platinum card or Amex Business Platinum card. We’ve included hotels where the up-to-$300 statement credit may cover the room rate for 2 nights, including taxes and fees. However, there may be an additional destination charge at the property noted in each listing.

The best nightly rates are typically during shoulder and off-peak seasons for most properties. Hotel descriptions were derived from reading numerous guest reviews on Tripadvisor and from the associated hotel’s website. Your experience can vary.