Bank of America Customers Can Get Free Top-Tier Hotel Elite Status Through 2027

Updated: November 9, 2026, 11:12am CST

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Table of Contents

Who Qualifies for Free GHA Discovery Titanium Status?
What Are the Benefits of GHA Discovery Titanium Status?
Final Thoughts

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If you’re a Bank of America customer, there’s a new perk worth knowing about that might make your future hotel stays a bit more comfortable.

Eligible Bank of America customers can now get complimentary GHA Discovery Titanium status, the highest elite tier in a hotel loyalty program with hundreds of properties, including luxury brands such as Capella, Viceroy, Kempinski, and Anantara.

Here’s who’s eligible and how to claim this free hotel status through 2027.

Who Qualifies for Free GHA Discovery Titanium Status?

Who’s eligible for GHA Discovery Titanium status? If you’re a BofA Rewards Honors or Premier member, you may already qualify.

To reach the Honors tier, you’ll need an eligible Bank of America checking account and a combined 3-month average daily balance of at least $100,000 across qualifying Bank of America and Merrill accounts. Meanwhile, Premier membership generally requires at least $1 million in qualifying balances.

If you qualify, simply log in to your Bank of America or MyMerrill account, head to the Rewards section, and look for GHA DISCOVERY under the lifestyle or travel benefits.

Once activated, your Titanium status should be available almost immediately and remain valid through December 31, 2027, according to reports.

What Are the Benefits of GHA Discovery Titanium Status?

Hotel elite status typically comes with some pretty nice perks. For instance, with GHA Discovery Titanium status, members can enjoy room upgrades (up to 2 room categories, including suites), early check-in, late checkout, complimentary breakfast, and more.

What makes this offer pretty appealing is that reaching GHA Discovery Titanium status requires 30 qualifying nights, $15,000 in eligible spending, or stays at 3 different brands in a calendar year. However, if you already have qualifying accounts at Bank of America or Merrill, you can grab a nice perk without needing to spend any money on hotel stays.

Hot Tip:

It’s worth noting that you don’t need a Bank of America credit card to qualify for this offer. Eligibility is based on your banking and investment relationship with Bank of America and Merrill, not on which credit cards you have.

Final Thoughts

If you’re already a BofA Rewards Honors or Premier member, this is an easy perk worth taking advantage of, especially since it costs you nothing.

Even if you rarely stay at GHA Discovery hotels, having top-tier Titanium status through 2027 could come in handy on a future trip — or be useful for matching status into another hotel program. It’s worth checking your account to see if you’re eligible.