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[Expired] Buy Amtrak Guest Rewards Points With up to a 40% Bonus [Ends November 10]

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Ryan Smith
Edited by: Juan Ruiz
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Update:

The offer mentioned below has expired and is no longer available.

It’s nearly impossible to find a company without an award program. While Amtrak is a staple of many Americans’ travel, it isn’t at the top of people’s minds when they think about rewards programs.

If you’re a frequent patron of Amtrak, signing up for its Guest Rewards program should be a no-brainer. But is it worth buying Guest Rewards points?

Let’s take a closer look at the promotion Amtrak is currently running, which lets you purchase points with up to a 40% bonus, to see if it’s the right fit for you.

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Promotion Details

Amtrak regularly runs promotions allowing you to buy points, but the offers aren’t always good. The last promotion was better, for example, as it offered a 50% bonus.

This promotion is available through November 10, 2025, and it has a tiered bonus, meaning you’ll get a better bonus when you buy more points. You’ll need to buy at least 2,500 points to get a bonus, as purchasing just 500 to 2,000 points won’t trigger this promotional offer.

Here are the available bonus tiers:

  • 2,500 to 4,500 points: 20% bonus
  • 5,000 to 11,500 points: 25% bonus
  • 12,000 to 15,500 points: 30% bonus
  • 16,000 to 50,000 points: 40% bonus (2.69 cents per point)

Purchases are available here. Here’s the fine print:

  • The bonus is tiered.
  • You can purchase points in increments of 500.
  • To receive any bonus, you must purchase at least 2,500 points.
  • To receive the maximum bonus, you must purchase at least 16,000 points.
  • This promotion runs through November 10, 2025.
  • Purchased points do not count toward elite status.
  • You can purchase up to a maximum of 50,000 points each year.
  • Points expire if there’s no activity in your account for 24 months.
  • It may take up to 72 hours to receive the points you purchased.

Is It Worth It?

The value of Amtrak Guest Rewards points isn’t fixed, and values vary based on your specific redemption. For example, we found a one-way ticket from New York to Boston in business class for either $72 or 2,700 points.

Amtrak Northeast Regional Business Class Rear
Amtrak Northeast Regional business class. Image Credit: James Larounis

Using 2,700 points to save $72 means using points at 2.67 cents each.

With the current promotion, you can buy points for as little as 2.69 cents each. Buying points at 2.69 cents and using them at 2.67 cents doesn’t make sense.

That means this promotion is best for frequent Amtrak guests who may be short a few points for a great redemption and just need to top off their accounts. It’s not ideal for those who are simply looking for a deal.

Amtrak sells points through Points.com, so buying points won’t code as a travel purchase on your credit card. Thus, if you decide to purchase points from Amtrak, use your best credit card for everyday spending.

Hot Tip:

If you frequently ride on Amtrak, you may be considering earning elite status. Our guide, “How To Earn Amtrak Guest Rewards Elite Status (And Is It Worth It?)” will help you determine whether it’s worth it.

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Final Thoughts

Amtrak’s offer of 40% bonus points is a decent tool to get some traction in the world of points and miles, but purchasing points doesn’t always make sense. Before you pull out your wallet, do the math to see if you can use your points at a higher value than the cost of purchasing them. Otherwise, this sale is best for those who just need to top off their accounts for a redemption.

For anyone deciding to buy Amtrak points, you have until November 10 to take advantage of this promotion.

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About Ryan Smith

Ryan completed his goal of visiting every country in the world in December of 2023 and is letting now revisiting some favorites. Over the years, he’s written about award travel and credit cards for publications like AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, Point.me, and Forbes Advisor.

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