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[EXPIRED] Special Offer Last Chance: First-Year Cash-Back Match on the Chase Freedom Unlimited

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Stella Shon
Stella Shon's image

Stella Shon

News Managing Editor

87 Published Articles 626 Edited Articles

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With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in ...
Edited by: Nick Ellis
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Nick Ellis

Editor & Content Contributor

151 Published Articles 741 Edited Articles

Countries Visited: 35U.S. States Visited: 25

Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...

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Hot Tip:

The offer information mentioned below has expired and is no longer available.

The Chase Freedom Unlimited® is a well-rounded card for everyday uses, mainly because it earns 1.5% cash back on purchases outside its excellent bonus categories.

Now, this fan-favorite starter card comes with a special welcome offer for new applicants — but it’s ending soon.

Chase will automatically match all of the cash-back earned on the Freedom Unlimited card at the end of their first year — with no maximum limit!

The standard welcome bonus offer on the Freedom Unlimited card has been $200 cash-back (awarded as 20,000 Chase Ultimate Rewards points) after spending $500 in the first three months, which is normally a good offer for a no-annual-fee card. But this special offer can greatly boost your rewards, so we’ll dive into the details so you can apply before it goes away.

Ending Soon: Chase Freedom Unlimited Card’s Cash-Back Match After 1 Year

With this special offer, new cardholders can enjoy a cash-back match to all the rewards earned at the end of their first year. Best of all, there’s no limit to how much you can earn.

The Freedom Unlimited card is one of our favorite rewards cards as there’s a $0 annual fee. In addition, the Freedom Unlimited card is a rewarding everyday card thanks to its earning rate:

  • 5% back on travel purchased through Chase
  • 3% back on dining and drugstore purchases
  • 1.5% back on all other eligible purchases

Most rewards cards only offer 1% back on non-bonus categories. That extra 0.5% boost can make a huge difference in earning thousands of points annually on purchases outside common bonus categories. Therefore, the Freedom Unlimited card is a frontrunner whether you’re shopping for holiday gifts or paying for tuition.

However, you could earn an even greater payout with this special offer. Let’s say you spent $3,000 on travel, $5,000 on combined purchases at dining and drugstores, and $20,000 on all other purchases in the first year. You could earn:

  • 15,000 points on travel booked through Chase
  • 15,000 points on dining and drugstores
  • 30,000 points on all other eligible purchases
  • 60,000 additional points at the end of year 1 with the special offer

Considering the standard welcome bonus offer on the Freedom Unlimited card is $200 cash-back, or 20,000 points, this special offer can be a great way to earn tons of Chase Ultimate Rewards points.

Hot Tip:

Patience is key with this special offer, as new applicants who get approved will only receive their double cash-back match as a lump sum at the end of the first year of card membership. But the payout is fantastic, especially for $0 annual fee.

How To Maximize the Freedom Unlimited Card

Even though the Freedom Unlimited card earns cash back, the rewards will be awarded as Chase Ultimate Rewards points. This can be crucial to your points-earning strategy, as you can pool your rewards earned from Chase’s travel cards like the Chase Sapphire Reserve®, Chase Sapphire Preferred® Card, or the Ink Business Preferred® Credit Card.

Alila Ventana Big Sur pool meadow
One of our favorite ways to use Chase Ultimate Rewards points is for luxury resorts through the World of Hyatt program. Image Credit: Hyatt
Hot Tip:

Learn more about the best ways you can redeem your Chase Ultimate Rewards points for maximum value.

Final Thoughts

This special offer on the Freedom Unlimited card is like earning double the rewards for the first year, so you’ll want to jump on it before it ends soon. If you’ve considered applying for this card, it’s the best time to jump on one of the best offers we’ve seen on the card in recent history!

Stella Shon's image

About Stella Shon

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in The New York Times, USA Today, and more.

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