100K Chase Points: New Ink Business Preferred Welcome Offer

One of the best business rewards cards on the market, the Ink Business Preferred^® Credit Card, has an improved 100,000-point welcome offer. How long will it last? That’s anyone’s guess.

Here’s a look at the details of the latest welcome bonus offer. Plus, we’ll dive into the highlights of the Ink Business Preferred card to help you decide if it’s worth applying for!

Earn 100,000 Points With the Ink Business Preferred Card

New applicants can earn 100,000 Chase Ultimate Rewards points after spending $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred card. These points are worth at least $1,000 in cash-back; however, they’re often worth more for travel.

In fact, 100,000 points can also be worth $2,000 based on our valuations when you make strategic use of the Chase transfer partners.

The previous welcome bonus offer on the Ink Business Preferred card provided just 90,000 points, so this improved bonus allows you to earn over 11% more points for the same minimum spend requirement.

The offer is available by going straight to Chase’s website.

We’ve also seen the minimum spend requirement needed to receive the bonus on this card be as high as $15,000 in the first 3 months instead of $8,000. Thus, the current offer requires significantly less spending for a 6-digit welcome offer than what we saw in the past.

Ink Business Preferred Card Earning Rates

In addition to the welcome offer, the Ink Business Preferred card is excellent at earning points thanks to these 3x points bonus categories (on the first $150,000 spent per year in combined purchases across these 4 categories):

• Travel
• Shipping purchases
• Internet, cable, and phone services
• Advertising purchases made with social media sites and search engines

In other words, cardholders whose business expenses would reach the combined $150,000 threshold could earn up to a massive 450,000 Chase points per year. Plus, you’ll still earn 1x points on all other eligible purchases, and 5x points on Lyft rides (through September 30, 2027).

Ink Business Preferred Card Benefits

Similar to many great travel rewards credit cards, the Ink Business Preferred card does come with an annual fee of $95. In exchange for this modest annual fee, cardholders also receive these benefits:

• Cell phone protection: Covers your phone against loss or damage. You can receive up to $1,000 per claim, a maximum of 3 claims per 12-month period (a $100 deductible per claim will apply)
• Purchase protection: Covers purchases made with your card for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account
• Trip cancellation/trip Interruption insurance: Provides reimbursement for up to $5,000 per covered person and $10,000 per eligible trip for your pre-paid, non-refundable travel expenses
• Primary rental car insurance: Provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles (when renting for business purposes)
• Employee cards for no additional cost
• 1-year complimentary DoorDash DashPass Membership: Receive $0 delivery fees and reduced service fees on eligible orders when you activate by December 31, 2027.

Final Thoughts

Not only is the Ink Business Preferred card one of the best business credit cards, but it also has one of the best welcome bonus offers on the market. Now, the welcome offer is even better by offering 10,000 more points than it did previously.

If you’ve been on the fence about adding the Ink Business Preferred card to your wallet, now is a great time to do just that. We have no idea how long this offer might stick around.