[Expired] 50% Transfer Bonus From Chase Ultimate Rewards to Marriott Bonvoy

Updated: November 17, 2024, 3:03am CST

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Is It Worth It?
Final Thoughts

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Update:

The offer mentioned below has expired and is no longer available.

Chase’s latest promotion means you can earn bonus Marriott Bonvoy points when converting your Ultimate Rewards points to the hotel’s loyalty program.

Until November 15, 2024, you can get a 50% bonus when you transfer your Chase Ultimate Rewards points to Marriott Bonvoy.

While a 50% bonus may appear great at the outset, there’s more to consider before making a transfer — especially since the last offer earlier this year provided a 70% transfer bonus. Let’s investigate.

Is It Worth It?

First and foremost, here’s a reminder of the valuations we assign to the points in each program:

Chase Ultimate Rewards Points: 2 cents per point
Marriott Bonvoy Points: 0.7 cents per point

The usual transfer ratio is 1:1, but with the 50% bonus, that increases to 1:1.5.

Using the example of a transfer of 100,000 Ultimate Rewards points, you’d get 150,000 Marriott Bonvoy points. Considering the value of those amounts, you’d be swapping $2,000 worth of Chase points for just $1,050 worth of Marriott Bonvoy points — almost 50% less value!

However, there are occasions where booking some properties using Marriott Bonvoy points transferred from Ultimate Rewards would equate to significant savings.

The London EDITION beds by night — Located in the heart of Central London, The London EDITION is one of the most luxurious Marriott properties in the city. Image Credit: Daniel Ross

If you were already planning a Marriott stay and were deciding whether to use cash or points, do some calculations based on what the cash cost versus the points cost of your stay would be using the valuations above.

Once you’ve done that, factor in the bonus points you’d get if you transferred from your Ultimate Rewards account. If, after all of that, you end up saving money, then it would be worth making the most of this 50% bonus promotion.

You’ll see the transfer bonus listed clearly on Chase’s transfer page, outlining the transfer rate and end date. Note that it can also take up to 2 days for your Chase Ultimate Rewards points to transfer to Marriott Bonvoy.

Hot Tip:

Check out our guide to the latest credit card and loyalty program transfer bonuses!

Final Thoughts

This promotion by Chase is a fine example of when a promotional “bonus” isn’t always as good a deal as you might imagine.

As is often the case, there are reasons for and against utilizing this transfer. The most important thing to do is work out whether you personally would benefit from using the promotion based on your travel plans and a few calculations.

For some redemption inspiration, check out our guide on the best ways to maximize your Chase Ultimate Rewards points.