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Mastercard Extends $2.50 Public Transit Credit Through 2027

Chris Hassan's image
Chris Hassan
Updated: 
Edited by: Ryan Smith
& Keri Stooksbury
Mastercard Extends $2.50 Public Transit Credit Through 2027
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If you commute via public transit to work or enjoy saving on transportation when exploring a new city, you can now score free rides for an additional 2 years.

After expanding its Public Transit Benefit to 7 major cities, Mastercard cardholders can now receive a $2.50 statement credit each month on eligible purchases through December 31, 2027.

No registration is needed, so let’s take a look at the details.

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Mastercard Public Transit Benefit

The Mastercard Public Transit Benefit is available to U.S. Mastercard credit and debit cardholders, as well as select prepaid cardholders. After spending $10 or more at the point of entry within a participating public transit system, cardholders can receive a $2.50 statement credit each calendar month through December 31, 2027.

Mastercard Public Transit Benefit
Image Credit: Mastercard

Depending on which city you are visiting, not all forms of public transportation will qualify for the statement credit.

Participating public transit systems currently include:

  • Boston, Massachusetts: Massachusetts Bay Transportation Authority (MBTA) bus or subway
  • Chicago, Illinois: Chicago Transit Authority (CTA) bus, rail, train, and Pace Suburban Bus
  • Dallas, Texas: Dallas Area Rapid Transit (DART) bus, rail, train
  • Miami-Dade County, Florida: Miami-Dade County Department of Transportation and Public Works (DTPW) bus, subway, or metrorail
  • New York/New Jersey: Port Authority Trans-Hudson (PATH) rail and New Jersey Transit Corporation (NJ Transit) light rail
  • Philadelphia, Pennsylvania: Southeastern Pennsylvania Transportation Authority (SEPTA) bus, subway, or metro
  • Washington, D.C.: Washington Metropolitan Area Transit Authority (WMATA) bus and subway

Payments must be made using contactless payment via a digital wallet or by tapping the physical card. Statement credits will appear as a refund line item within 60 days of purchase.

Since many of our favorite travel cards carry the Mastercard logo, this is a great way to save on public transportation through the end of the year — especially for families with multiple cards.

Hot Tip:

Add your cards to Apple Pay or Google Pay so you can easily rotate them after you hit the $10 minimum.

Final Thoughts

If you use public transit to get to work, your commute just got more affordable. The Mastercard Public Transit Benefit has been extended all the way through 2027, so you have more than 2 years of savings ahead of you — for no extra work.

Just be sure to tap your card or digital wallet for at least $10 per month to trigger the $2.50 statement credit.

Featured Image Credit: MBTA
Chris Hassan's image

About Chris Hassan

Chris holds a B.S. in Hospitality and Tourism Management and managed social media for all Marriott properties in South America, making him a perfect fit for UP and its social media channels. He has a passion for making content catered toward family travelers.

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