Get up to $425 Extra When Applying for a Bank of America Credit Card Through Rakuten

You should always try to get the biggest welcome bonus offer possible when applying for a credit card, and a new Rakuten promotion could help you get there.

Right now, Rakuten can boost your rewards by up to $425 when applying for a trio of Bank of America credit cards.

Interested? Here’s how it works.

Rakuten Is Offering up to $425 on Top of Credit Card Welcome Offers

You could earn up to $425 in addition to the standard welcome offer bonus on 3 specific Bank of America credit cards. This is a rare opportunity to earn points from the welcome offer, plus a bonus.

New to the lineup, applicants for the Bank of America^® Premium Rewards^® credit card can earn $425 in cash-back from Rakuten on top of the card’s welcome offer. This is the card’s current public offer: Earn 60,000 online bonus points after you spend $4,000 in purchases in the first 90 days of account opening. Applications for this card are available here.

Applicants for the Bank of America^® Travel Rewards Credit Card can earn $275 cash-back from Rakuten on top of the card’s welcome offer bonus. This card’s current offer is: Earn 25,000 points after you make at least $1,000 in purchases in the first 90 days of account opening. Applications for this card are available here.

Meanwhile, applicants for the Bank of America^® Customized Cash Rewards credit card can earn $275 in cash-back from Rakuten in addition to the card’s standard welcome offer bonus. The public offer on this card is: Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Applications are available here.

Lastly, applicants for the Bank of America^® Unlimited Cash Rewards credit card can earn $225 in cash-back from Rakuten on top of the card’s current public offer. That welcome offer is: Earn a $250 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening. Applications are available here.

What Is Rakuten?

Rakuten is an online shopping portal that offers cash-back or bonus points on numerous online purchases, and rates can change often. Promotions can offer handsome rewards. An additional 1 or 2 clicks to go through Rakuten before making a purchase can put easy rewards back in your pocket.

You can opt not to earn cash-back from Rakuten and instead earn points from Amex Membership Rewards or Bilt Rewards. Based on our latest valuations, these rewards are worth twice as much as earning cash-back.

When applying for any of these Bank of America credit cards through Rakuten, you could earn up to $425 cash-back or up to 42,500 Bilt Points. Again, that’s on top of the cards’ regular welcome offer bonuses for new applicants. Unfortunately, these boosted offers aren’t available if you have your Rakuten earning preferences set as Amex points, but they are available if you’re earning with Bilt.

Final Thoughts

Right now, the Rakuten shopping portal has extra rewards available when you apply for certain credit cards from Bank of America.

Unfortunately, the list of available cards is short and doesn’t include some of Bank of America’s best credit cards. That said, if you’re interested in the Bank of America Customized Cash Rewards card, Bank of America Unlimited Cash Rewards card, or Bank of America Travel Rewards card, adding up to $425 cash-back (or up to 42,500 bonus points) on top of the card’s welcome bonus offer is a no-brainer.

We don’t know how long these offers will last. If you’re interested, applying soon could be a good idea.