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Get up to $150 Extra When Applying for a Bank of America Credit Card Through Rakuten

Ryan Smith's image
Ryan Smith
Updated: 
Edited by: Jessica Merritt
& Tiffany Eastham
Get up to $150 Extra When Applying for a Bank of America Credit Card Through Rakuten
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We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

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You should get the biggest welcome bonus offer possible when applying for a credit card, and a new Rakuten promotion can help you get there.

Right now, Rakuten can boost your rewards by up to $150 when applying for 2 different Bank of America credit cards.

Interested? Here’s how it works.

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Rakuten Offering up to $150 Above Current Welcome Offers

You can earn up to $150 above the standard welcome bonus offer on these 2 credit cards. That’s not common.

Applicants for the Bank of America® Customized Cash Rewards credit card can earn $75 in cash-back from Rakuten in addition to the card’s standard welcome offer. At the time of publication, the offer is this: Earn a $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days from account opening. Applications are available here.

Meanwhile, applicants for the Bank of America® Travel Rewards Credit Card can earn $150 cash-back from Rakuten on top of the card’s welcome bonus offer. At the time of publication, this is the offer: Earn 25,000 bonus points after making at least $1,000 in purchases in the first 90 days from account opening. Applications for this card are available here.

Bank of America branch Salt Lake City
Image Credit: Ryan Smith
Hot Tip:

If you’ve never used Rakuten before, new members can get a bonus of $50 or 5,000 points.

What Is Rakuten?

Rakuten is an online shopping portal that offers cash-back or bonus points on numerous online purchases, and rates can change often. Promotions can offer handsome rewards. Adding 1 or 2 clicks to go through Rakuten before making a purchase can put easy rewards back in your pocket.

You can opt not to earn cash-back from Rakuten and earn points from Amex Membership Rewards or Bilt Rewards instead. Based on our latest valuations, these rewards are worth twice as much as earning cash-back.

When applying for either of these Bank of America credit cards through Rakuten, you could earn up to $150 cash-back or up to 15,000 points from either Bilt or Amex. Again, that’s on top of the cards’ regular welcome bonus offers for new applicants.

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Final Thoughts

Right now, the Rakuten shopping portal has extra rewards available when applying for 2 credit cards from Bank of America.

Unfortunately, the list of available cards is short, and it doesn’t include some of Bank of America’s best credit cards. That said, if you’re interested in either the Bank of America Customized Cash Rewards card or Bank of America Travel Rewards card, adding up to $150 cash-back (or up to 15,000 bonus points) on top of the card’s welcome bonus offer is a no-brainer.

We don’t know how long this offer will last. If you’re interested, applying soon could be a good idea.

Featured Image Credit: wichayada via Adobe Stock
Ryan Smith's image

About Ryan Smith

Ryan completed his goal of visiting every country in the world in December of 2023 and is now revisiting some favorites. Over the years, he’s written about award travel and credit cards for publications like AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, Point.me, Forbes Advisor, and more.

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Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. For more information on our advertisers and how we make money, see our advertising policy here. In addition, as an Amazon Associate we earn from qualifying purchases.

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