Bank of America Unlimited Cash Rewards – Full Review [2024]

Name: Bank of America Unlimited Cash Rewards – Full Review [2024]
Item: Bank of America Unlimited Cash Rewards
Rating: 3.5
Author: Alex Miller

Updated: April 14, 2024, 10:00am CDT

Edited by:

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Bank of America^® Unlimited Cash Rewards credit card

U.P. Rating3.5

Welcome Offer
Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
$200
Annual Fee
$0
APR
0% Intro APR for 15 billing cycles for purchases. 18.24% - 28.24% variable thereafter.
Credit Recommended
Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Bank of America^® Unlimited Cash Rewards credit card

U.P. Rating3.5

The Bank of America^® Unlimited Cash Rewards credit card is a good option to consider if you’re looking for unlimited cash-back, and straightforward earning – all without an annual fee.

Card Snapshot

Welcome Bonus & Info

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn unlimited 1.5% cash back on all purchases.
If you’re a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
No annual fee.
No limit to the amount of cash back you can earn and cash rewards don’t expire.
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% – 28.24% Variable APR will apply. A 3% fee applies to all balance transfers in the first 60 days, and a 4% fee applies thereafter.
Contactless Cards – The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Card Categories

About Alex Miller

Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business, The New York Times, and more.