Edited by: Keri Stooksbury
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Update:The offer mentioned below has expired and is no longer available.
For a limited time, Rakuten is offering 10% cash-back on many purchases, including 10% cash-back at Away, Best Western, Dell, IHG Hotels & Resorts, Samsonite, and more.
Earning 10% cash-back is a great deal. However, Rakuten also offers the option to earn your rewards through American Express Membership Rewards points, which often represent a better value.
Let’s dig into the details!
Rakuten 10% Cash-Back Offer
Rakuten is currently promoting a 10% cash-back offer at many retailers. This promotion ends September 18, 2023, so move quickly!
While you’ll see increased earnings of up to 10% back at Orbitz, Travelocity, and Tripadvisor, there is a solid 10% cash-back offered from retailers such as Dell and IHG.
The increased earnings at Dell represent a great opportunity for cardholders of The Business Platinum Card® from American Express to maximize their Dell credit for the second half of the year. Make sure to check your Amex Offers to see if you have an opportunity to stack additional savings!
You can see all participating stores by clicking on the You hit the jackpot – 10% Cash Back banner on the Rakuten promotion page.
Cash-Back vs. Amex Membership Rewards Points
As mentioned above, Rakuten users can choose between earning cash-back or Amex Membership Rewards points on purchases.
Which is the right choice for you? That’s a personal decision, of course, but many of us in the points-and-miles community love the opportunity to earn extra Amex points at a relatively low “cost.”
For example, with Dell’s promotion of 10% cash-back, a $200 monitor would earn $20 in cash-back — a pretty good return.
Alternatively, that same $200 monitor could earn 2,000 American Express Membership Rewards points, which we value at $44 according to our latest valuations.Hot Tip:
Refer a friend to Rakuten and you’ll both earn $30 or 3,000 points!
If you were already planning on making a purchase with Dell or another 10% cash-back store, this is a great opportunity to earn some extra cash-back or American Express Membership Rewards points.
Just be sure to take advantage of this great bonus before the promotion expires!
For rates and fees of The Business Platinum Card® from American Express, click here.
Featured Image Credit: Davide Angelini via Adobe Stock
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