Edited by: Katie Seemann
Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, F...
& Juan Ruiz
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For a limited time, Rakuten is offering 10% cash-back on purchases at Dell and Saks as well as travel purchases with Best Western, Expedia, IHG, Orbitz, Travelocity, and Tripadvisor.
Earning 10% cash-back is a great deal. However, Rakuten also offers the option to earn your rewards through American Express Membership Rewards points, which often represent a better value.
Let’s dig into the details!
Rakuten is currently promoting up to 10% cash back (or 10x Amex points) at many retailers. This promotion won’t last long, so you’ll want to move quickly!
There are a lot of increased earnings, but the travel-specific ones that caught our eye include:
The increased 10% cash-back earnings at Dell represent a great opportunity for cardholders of The Business Platinum Card® from American Express to maximize their Dell credit (upon enrollment) of up to $200 for the second half of the year. Make sure to check your Amex Offers to see if you have an opportunity to stack additional savings.
Cardholders of The Platinum Card® from American Express can also make the most of their semi-annual Saks Fifth Avenue credit of up to $50 (upon enrollment) and earn 10% cash-back on their purchase when clicking through Rakuten!
You can see all participating stores by visiting the Rakuten promotion page.
As mentioned above, Rakuten users can choose between earning cash-back or Amex Membership Rewards points on purchases.
Which is the right choice for you? That’s a personal decision, of course, but many of us in the points-and-miles community love the opportunity to earn extra Amex points at a relatively low “cost.”
For example, with Dell’s promotion of 10% cash-back, a $1,000 laptop would earn $100 in cash-back — a pretty good return.
Alternatively, that same $1,000 laptop could earn 10,000 American Express Membership Rewards points, which we value at $220.Hot Tip:
Refer a friend to Rakuten, and you’ll both earn $10 or 1,000 points!
If you were already planning on making a travel purchase with one of the retailers above, this is a great opportunity to earn some extra cash-back or American Express Membership Rewards points.
Just be sure to take advantage of this great bonus before the promotion expires!
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UP's Bonus Valuation
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.