Get up to 95% Cash-Back at Norton and LifeLock With Rakuten — Plus Stack With an Amex Offer

For a limited time, Rakuten is offering up to 95% cash-back on purchases from LifeLock and Norton. Even better, you can use an Amex Offer to turn this deal into a profit.

But wait, there’s more! Earning 95% cash-back is a great deal. However, Rakuten also offers the option to earn your rewards through American Express Membership Rewards points, which often represent a better value.

Let’s dig into the details, as this deal never sticks around for long.

Rakuten 95% Cash-Back Deals

Rakuten is currently offering 95% cash-back (or 95x Amex points per $1) at both LifeLock and Norton. This promotion won’t last long, so you’ll want to move quickly!

You can find the LifeLock offer here and the Norton Security and Antivirus offer here.

Even better, if you’re purchasing software or services from Norton, you could add an Amex Offer (available through January 9, 2025) for another 20% — up to $20 total. If you’re doing the math at home, that’s up to 115% cash-back, which means you’re making money while signing up for Norton products.

Amex Offers are targeted, so not everyone will see this deal. Check all of your cards, if you have more than one American Express credit card. You’ll need to add the offer to your card and then use that same card for the purchase to get credit.

Cash-Back vs. Amex Membership Rewards Points

As mentioned above, Rakuten users can choose between earning cash-back or Amex Membership Rewards points on purchases.

Which is the right choice for you? That’s a personal decision, of course, but many of us in the points-and-miles community love the opportunity to earn extra Amex points at a relatively low “cost.”

With the current promotion offering 95% cash-back, an $89.99 subscription would net $85.49 in cash-back or 8,549 Membership Rewards points. That’s the price for the Standard plan — the cheapest option. Buying Ultimate Plus (the most expensive option) for 2 adults costs $395.88 for a year. You’d earn $376.09 in cash-back or 37,609 Membership Rewards points with this offer.

For context, we value 37,609 Amex points at $827.40. That’s more than double the value of choosing to earn cash-back from Rakuten.

Final Thoughts

If you were thinking about signing up for LifeLock or buying something from Norton, now could be a great time. That’s especially true with Norton, as you could get paid for your efforts. Be sure to review your Amex cards to see if you’ve been targeted for this Amex Offer to maximize your savings.

Remember that these deals never stick around long, so you shouldn’t delay.