Amtrak Guest Rewards Cards: Earn $20 by Adding an Authorized User [Targeted]

Updated: April 30, 2025, 2:12pm CDT

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Targeted Amtrak Guest Rewards Promotion
Best Credit Cards for Amtrak
Final Thoughts

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Do you have an Amtrak credit card? If so, listen up: Amtrak Guest Rewards is offering a sweet $20 statement credit after adding an authorized user to your Guest Rewards credit cards.

Let’s take a look at the promotion and how to find it yourself.

Targeted Amtrak Guest Rewards Promotion

Amtrak‘s newest promotion for a $20 statement credit appears to be targeted. As an Amtrak Guest Rewards credit cardholder, I received the promotion by email.

To receive the $20 statement credit, you need to register by May 30, 2025, using the link sent to your email.

Amtrak Authorized User Promo — You can earn a $20 statement credit when you add an authorized user to your Amtrak credit card by May 30. Image Credit: Amtrak

Adding an authorized user to your account is pretty simple. Here’s how to do it after logging in:

Click on “Manage Account Users” and then “Account Information” in the main menu.
Click on “Add an Authorized User to my Account.”
Then click “Submit.”
Enter your new Authorized User’s information and click “Submit.”

Amtrak says that adding an authorized user and receiving the statement credit will be applied to your account within 4 to 6 weeks after the promotion ends.

Hot Tip:

If you aren’t targeted for this promo or don’t have an Amtrak credit card, you can check out Amtrak’s public promotions at this link.

Best Credit Cards for Amtrak

Amtrak frequently runs promotions for customers with its 2 co-branded credit cards: the Amtrak Guest Rewards^® Preferred Mastercard^® ($99 annual fee) and the Amtrak Guest Rewards^® Mastercard^® ($0 annual fee).

Both cards are must-haves if you ride Amtrak often or want to earn its super-valuable Guest Rewards currency.

For instance, the Amtrak Guest Rewards Preferred card earns 3x points on Amtrak purchases, including onboard purchases, 2x points on dining, transit, and ride-sharing purchases, and a 20% rebate on onboard food and beverage purchases.

There’s a limited-time welcome offer for the card through April 30, 2025: 40,000 Amtrak Guest Rewards bonus points after spending at least $2,000 in purchases within the first 3 billing cycles of account opening.

The Amtrak Guest Rewards Mastercard offers 2x points on Amtrak purchases, including onboard purchases, and 2x points on dining. Additionally, it offers a 10% rebate on onboard food and beverage purchases.

Final Thoughts

Amtrak is offering a $20 statement credit when you add an authorized user to your Amtrak credit card. This promotion appears to be targeted, so if you’re interested, make sure to check your email.