Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

[Expired] Earn up to 9% Cash-back With Latest Chase Freedom Flex Card Offer

Daniel Ross's image
Daniel Ross
Daniel Ross's image

Daniel Ross

Senior Content Contributor

726 Published Articles 1 Edited Article

Countries Visited: 64U.S. States Visited: 17

Daniel has loved aviation and travel his entire life. He earned a Master of Science in Air Transport Management and has written about travel and aviation in publications like Simple Flying, The Points...
Jump to Section

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Update: The offer mentioned below has expired and is no longer available.

The Chase Freedom Flex℠ is one of the most popular no-fee credit cards out there thanks to valuable benefits like its rotating quarterly bonus spending categories.

The Freedom Flex card’s latest promotion means that cardholders will now earn an extra 5% cash-back on up to $1,500 of purchases in 1 of the card’s bonus categories this holiday season.

Let’s take a closer look at the details of this offer.

Top-Spend Category Offer Details

From October 1, 2021, through December 31, 2021, you’ll earn an additional 5% cash-back in the eligible rewards category where you spend the most cash.

The 5% bonus is broken down into an additional 4% plus the 1% per dollar you usually get on all purchases.

This means the maximum potential cash-back would be 9% per dollar in the spending category you spend most on before the end of the promotional period.

There are a total of 9 categories that are eligible for the additional cash-back. Of the 9, travel (including transit), home improvement stores, and grocery stores (excluding Target and Walmart) are the 3 categories where you could likely most easily maximize this offer.

Freedom Flex card with shopping items
Image Credit: Chase

Other eligible categories include drugstores, gas stations, some live entertainment, some streaming services, and fitness clubs.

Total earnings from the bonus 5% will be calculated once the earning period ends on December 31, 2021, and should be credited to your account no more than 8 weeks later.

Any bonus cash-back earned with this latest offer on the Freedom Flex card will be in addition to the regular quarterly bonus category offer (for Q4, Walmart and PayPal).

With this bonus offer, you’ll be able to earn 9% cash-back with Walmart or PayPal spend, grocery purchases, or travel booked through Chase Travel, depending on which 1 category you’ve spent the most in during the promotional period. While not quite as lucrative, you could earn 7% cash-back on drugstore or dining purchases, since the card already earns 3% back on purchases in those categories.

Final Thoughts

Chase’s new bonus cash-back offer on the Freedom Flex card couldn’t have come at a better time. With the holiday season fast approaching and all the spending that comes with it, you could start seeing some serious cash-back into your account.

Just remember that you can transfer the points earned from your Freedom Flex card to a premium Ultimate Rewards card to maximize your earnings. Doing so makes your points worth 25% to 50% more when you redeem them through the Chase Travel or even more when you transfer them to one of the Chase transfer partners.

Daniel Ross's image

About Daniel Ross

Daniel has loved aviation and travel his entire life. He earned a Master of Science in Air Transport Management and has written about travel and aviation in publications like Simple Flying, The Points Guy, and more.

INSIDERS ONLY: UP PULSE

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy  and terms of service  apply.

Deluxe Travel Provided by UP Pulse
DMCA.com Protection Status