Today Only: Up to 100X Points or 100% Cash-Back on VPN Services via Rakuten

Updated: October 26, 2026, 10:20am CDT

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Earn up to 100% Back on VPN Subscriptions With Rakuten
Final Thoughts

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For anyone who’s in the market for a new VPN — or just looking for an easy way to rack up points at a steep discount — this deal is worth looking into.

Right now, Rakuten is offering up to 100% cash-back on subscriptions from several VPN companies — or, depending on your account settings, up to 100x points with American Express Membership Rewards or Bilt Rewards.

A solid VPN (and related tools like password managers and identity protection) is especially useful when traveling. Plus, when you can effectively earn points at little to no net cost, it becomes even more compelling.

This offer is available today only, October 5, 2026. Let’s take a look at the details.

Earn up to 100% Back on VPN Subscriptions With Rakuten

Using a VPN is essential for travelers who frequently connect to Wi-Fi networks outside their home. Not only can a VPN protect your privacy and data, but it can also allow you to change how your location appears online. This can be especially helpful when logging in to banks and other accounts while traveling outside your home country.

Right now, Rakuten is offering up to 100% cash-back when signing up via Rakuten for several security tools, including VPNs, password managers, and identity protection services:

100% cash-back or 100x points with Coveron (formerly NordProtect)
100% cash-back or 100x points with CyberGhost VPN
100% cash-back or 100x points with ExpressVPN
100% cash-back or 100x points with NordVPN
100% cash-back or 100x points with Private Internet Access
90% cash-back or 90x points with NordPass
35% cash-back or 35x points with TunnelBear
20% cash-back or 20x points with Surfshark
20% cash-back or 20x points with Proton VPN
12.5% cash-back or 12.5x points with PureVPN

Rakuten VPN offers October 2026 — Screenshot: Rakuten website

But what makes this offer especially appealing is that Rakuten allows its users to receive American Express Membership Rewards and Bilt Rewards points instead of cash. That means 100% cash-back turns into 100x Amex or Bilt Rewards points.

While getting cash-back is amazing, many of us in the points and miles community opt for the points payout because it is quite easy to get even more value from them.

For example, we value Amex points at 2.2 cents apiece, so on a $100 NordVPN plan, you would get $220 in points, which is more than double the value of taking the cash.

And since Bilt is also a transfer partner of Rakuten, this opens up even more opportunities with a program that can sometimes be difficult to earn many points with if you aren’t paying rent. Since we value Bilt points at 2 cents apiece, a $100 ExpressVPN purchase would yield $200 worth of points.

Hot Tip:

Only Silver, Gold, and Platinum Bilt Rewards members receive 100 Bilt Points for every $1 transferred from Rakuten. Blue status members only receive 50 points per $1.

Final Thoughts

Right now, you can earn up to 100% cash-back or 100x points (via American Express Membership Rewards or Bilt Rewards) when you click through Rakuten and purchase select plans from various VPN providers.

While getting something for nearly free is always nice, earning 100x Amex or Bilt points along the way is even nicer. Just be sure to move quickly, as this offer likely won’t last long.