[Expired] [Deal Alert] Up to 105X Points or 105% Cash-Back on VPN Services via Rakuten

Updated: June 10, 2026, 3:34am CDT

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Earn up to 105% Back on VPN Subscriptions With Rakuten
Final Thoughts

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Update:

The offer mentioned below has expired and is no longer available.

For anyone who’s in the market for a new VPN — or just looking for an easy way to rack up points at a steep discount — this deal is worth a look.

Right now, Rakuten is offering up to 105% cash-back on subscriptions from several VPN companies — or, depending on your account settings, up to 105x points with American Express Membership Rewards or Bilt Rewards.

A solid VPN (and related tools like password managers and identity protection) is especially useful when traveling. Plus, when you can effectively earn points at little to no net cost, it becomes even more compelling.

Let’s take a look at the details.

Earn up to 105% Back on VPN Subscriptions With Rakuten

Using a VPN is essential for travelers who frequently connect to Wi-Fi networks outside their home. Not only can a VPN protect your privacy and data, but it can also allow you to change how your location appears online. This can be especially helpful when logging in to banks and other accounts while traveling outside your home country.

Right now, Rakuten is offering up to 105% cash-back when signing up via Rakuten for several security tools, including VPNs, password managers, and identity protection services:

105% cash-back or 105x points with ExpressVPN
100% cash-back or 100x points with Spokeo
95% cash-back or 195x points with NordPass
95% cash-back or 95x points with NordVPN
97% cash-back or 97x points with Surfshark
50% cash-back or 50x points with TunnelBear
20% cash-back or 20x points with Proton VPN
20% cash-back or 20x points with CyberGhost VPN
20% cash-back or 20x points with Incogni

ExpressVPN 105x deal — Image Credit: Rakuten

But what makes this offer especially appealing is that Rakuten allows its users to receive American Express Membership Rewards and Bilt Rewards points instead of cash. That means the 105% cash-back turns into 105x Amex or Bilt Rewards points.

While getting cash-back is amazing, many of us in the points and miles community opt for the points payout, as it is quite easy to get even more value out of those points.

For example, we value Amex points at 2.2 cents apiece, so on a $100 ExpressVPN plan, you would get $231 worth of points, which is more than double the value compared to taking the cash.

And since Bilt is a transfer partner of Rakuten also, this opens up even more opportunities with a program that can sometimes be difficult to earn a lot of points with if you aren’t paying rent. Since we value Bilt points at 2 cents each, a $100 ExpressVPN purchase would yield $210 worth of points.

Hot Tip:

Only Silver, Gold, and Platinum Bilt Rewards members receive 100 Bilt Points for every $1 transferred from Rakuten. Blue status only receive 50 points per $1.

Final Thoughts

Right now, you can earn up to 105% cash-back or 105x points (via American Express Membership Rewards or Bilt Rewards) when you click through Rakuten and purchase select plans from various VPN companies.

While getting something for nearly free is always nice, earning 105x Amex or Bilt points along the way is even nicer. Just be sure to move quickly, as this offer likely won’t last long.