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Discover Cardholders: Check Your Inbox for up to $40 Cash-Back From New Offer [Targeted]

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Ryan Smith,Juan Ruiz
Edited by: Nick Ellis
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Do you have a Discover credit card? Check your inbox for a new offer to earn up to $40 cash-back when shopping online and using Apple Pay.

Unfortunately, this is a targeted offer, so not everyone will be eligible. However, if you are, this offer can put money back in your pocket, and it’s easy to use.

Here is the current offer we’re seeing.

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Discover Cardholders: Earn an Extra 8% Cash Back (Up to $40)

If you’re a Discover cardholder, you’ll want to check your inbox for an email from Discover that can earn you 8% cash-back on all purchases from now until June 30, 2026. It’s a targeted offer, but if you received it, it’s an easy way to earn some extra cash-back on spending you’re probably already doing.

To activate the deal, you’ll need to add your Discover card to Apple Pay and use Apple Pay when making purchases. Once you do, you’ll earn 8% cash-back on eligible purchases, though the bonus is capped at $500 in total spending. In other words, the most you can earn from the promotion is $40 in cash-back.

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Image Credit: Discover

That may not sound like a huge amount, but 8% back is a very strong return, especially for everyday purchases that normally wouldn’t earn elevated rewards. If you regularly use Apple Pay to purchase things like coffee, takeout, groceries, or quick errands, hitting that $500 spending cap to earn the full $40 back should be pretty easy.

Hot Tip:

If you’re looking to maximize rewards on everyday spending like groceries, dining, and gas, it’s worth making sure you’re using the right card for the job. Check out our guide to the best credit cards for everyday purchases to see which cards offer the strongest rewards for daily expenses.

How To Find These Offers

These are targeted offers, meaning not everyone will be eligible. If you have a Discover credit card, check your emails to see if the card issuer sends you promotions.

You can also check offers online after logging in to your account and seeing if you have any alerts for a new promotion.

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Final Thoughts

If you were targeted for this Discover cash-back offer, this is an easy win. Just add your Discover card to Apple Pay and use it for everyday purchases, and you can earn 8% cash-back on up to $500 in spending through June 30, 2026 — good for up to $40 back.

It’s a small promo, but 8% back on everyday purchases is a fantastic return. If you already use Apple Pay to make purchases on a regular basis, you should have no problem maxing out this promotional offer.

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About Ryan Smith

Ryan completed his goal of visiting every country in the world in December of 2023 and is now revisiting some favorites. Over the years, he’s written about award travel and credit cards for publications like AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, Point.me, Forbes Advisor, and more.

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