New IHG Card Debuts With 200K-Point Bonus, Plus Elevated Offers on 3 More Credit Cards

Chase and IHG are adding a fourth card to the IHG One Rewards lineup: the new IHG One Rewards Premier Select Credit Card. It’s launching with a 200,000-point welcome offer, the largest of 4 limited-time offers announced across the portfolio.

The 3 existing IHG cards are getting elevated offers and updated names, too. Depending on the card, new applicants can earn between 125,000 and 190,000 bonus points after meeting the spending requirements.

All 4 elevated welcome offers are available through November 18, 2026. Here’s how they compare.

New IHG Card and Elevated Welcome Offers

The new IHG One Rewards Premier Select Credit Card leads the lineup with the largest welcome offer bonus of 200,000 points. Here’s what each card is offering, how the bonuses compare with the previous offers, and what the IHG One Rewards welcome offer bonus is worth based on Upgraded Points’ valuations.

Personal IHG One Rewards Cards

IHG One Rewards Premier Select Credit Card

The IHG Premier Select card is brand-new, so there’s no previous offer to compare it with.

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

The Brand New IHG One Rewards Premier Select Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The IHG Premier Select card is a compelling option for travelers who frequently stay at IHG hotels, and want a card that will help them earn more points on all of their stays.

Apply Now(at Chase's secure site)

The Brand New IHG One Rewards Premier Select Credit Card

The IHG Premier Select card is a compelling option for travelers who frequently stay at IHG hotels, and want a card that will help them earn more points on all of their stays.

Welcome Offer

Earn 200,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.

200,000 points

UP's Offer Valuation*:

$1,000

Annual Fee

$350

APR

19.24% - 27.74% Variable

Why We Like This Card

The IHG Premier Select card is a compelling option for travelers who frequently stay at IHG hotels, and want a card that will help them earn more points on all of their stays, and comes with automatic IHG Platinum Elite status.

Pros & Cons

Pros

• Up to 28x total points on IHG stays
• 6x points on dining and all other travel, including rideshare
• 3x points on all other purchases

Cons

• $350 annual fee
• Food and beverage credits don’t roll over quarter to quarter

Read Full Review

Card Highlights

• Limited Time Launch Offer! Earn 200,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.
• Enjoy up to $300 in Food & Beverage Rewards annually at IHG Hotels & Resorts.
• This card offers over $1,000 in value your first year!
• Get an Anniversary Free Night each year. Plus, redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.
• Earn up to 28X total points on stays at IHG Hotels & Resorts
• Earn 6X points on dining and all other travel, including rideshare. Earn 3X points per $1 spent on all other purchases.
• Automatic Platinum Elite status as long as you remain an IHG One Rewards Premier Select cardmember. Plus, get 20 Elite Night Credits each year.
• Earn 2 Elite Night Credits for every $5,000 you spend on your card.
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Kimpton^®, Hotel Indigo^®, Crowne Plaza^®, EVEN^® Hotels, & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.74% Variable
• Foreign Transaction Fees: 

• New welcome offer: Earn 200,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.
• Analysis: This is the largest bonus among IHG One Rewards cards, though it also has the highest annual fee at $350.
• Valuation: At 0.5 cents per point, the new bonus is worth approximately $1,000.

IHG One Rewards Premier Credit Card

Chase now lists the former IHG One Rewards Premier card as the IHG One Rewards Premier Credit Card. Along with the updated name comes a bigger welcome offer.

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

The New IHG One Rewards Premier Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent card for IHG fans, offering a free night every year, automatic Gold Elite status, and your fourth night free on award stays.

Apply Now(at Chase's secure site)

The New IHG One Rewards Premier Credit Card

An excellent card for IHG fans, offering a free night every year, automatic Gold Elite status, and your fourth night free on award stays.

Welcome Offer

Earn 180,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

180,000 points

UP's Offer Valuation*:

$900

Annual Fee

$150

APR

19.24% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Gold elite status, an annual free night certificate, and travel protections.

Pros & Cons

Pros

• Up to 24x points on IHG stays
• 5x points on flights booked directly and car rental agencies, dining, gas stations, and grocery stores
• 3x points on all other purchases

Cons

• $150 annual fee
• Does not earn transferable points

Read Full Review

Card Highlights

• Limited Time Launch Offer! Earn 180,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
• Earn up to 24X total points on stays at IHG Hotels & Resorts
• Earn 5X points on flights booked directly, car rental agencies, at gas stations, grocery stores (new!) and restaurants. Earn 3X points per $1 spent on all other purchases.
• Get an Anniversary Free Night each year. Plus, redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.
• NEW! Enjoy up to $100 in Food & Beverage Rewards annually at IHG Hotels & Resorts.
• This card offers over $700 in value your first year!
• Automatic Gold Elite Status as long as you remain an IHG One Rewards Premier cardmember. Plus, get 15 Elite Night Credits each year (new!).
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Kimpton^®, Hotel Indigo^®, Crowne Plaza^®, EVEN^® Hotels, & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.74% Variable
• Foreign Transaction Fees: None

• New welcome offer: Earn 180,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
• Previous offer: Earn 140,000 points after spending $3,000 in the first 3 months.
• Analysis: That’s 40,000 more points for the same amount of spending.
• Valuation: At 0.5 cents per point, the new bonus is worth approximately $900.

IHG One Rewards Credit Card

The no-annual-fee IHG One Rewards Traveler Credit Card is now the IHG One Rewards Credit Card.

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

The New IHG One Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn up to 17x when you stay at IHG hotels, 3x on dining, gas stations, and grocery stores, and 2x on all other purchases.

Apply Now(at Chase's secure site)

The New IHG One Rewards Credit Card

Earn up to 17x when you stay at IHG hotels, 3x on dining, gas stations, and grocery stores, and 2x on all other purchases.

Welcome Offer

Earn 125,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

125,000 points

UP's Offer Valuation*:

$625

Annual Fee

$0

APR

19.24% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

If you want to enhance your IHG stays with more points and benefits but don’t want to pay an annual fee, consider the IHG One Rewards Credit Card.

This guide provides a detailed overview of the card, including rewards rates and cardholder benefits.

Pros & Cons

Pros

• Up to 17 total points per $1 on IHG stays
• 3 points per $1 on dining, gas stations, and grocery stores
• 2 points per $1 on all other purchases

Cons

• Not as rewarding as the IHG One Rewards Premier Credit Card

Read Full Review

Card Highlights

• Limited Time Launch Offer! Earn 125,000 Bonus Points after spending $2,000 on purchases in the first 3 months from account opening.
• No Annual Fee
• Earn up to 17X total points on stays at IHG Hotels & Resorts
• Earn 3X points on dining, at grocery stores (new!) and gas stations. Earn 2X points per $1 spent on all other purchases.
• Automatic Silver Elite status as long as you remain an IHG One Rewards cardmember. Plus, enjoy 5 Elite Night Credits annually (new!).
• No Foreign Transaction Fees
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Kimpton^®, Hotel Indigo^®, Crowne Plaza^®, EVEN^® Hotels, & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.74% Variable
• Foreign Transaction Fees: None

Rewards Center

IHG Rewards Loyalty Program Review

• New welcome offer: Earn 125,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
• Previous offer: Earn 80,000 points after spending $2,000 in the first 3 months.
• Analysis: The bonus is increasing by 45,000 points, with no change to the spending requirement.
• Valuation: At 0.5 cents per point, the new bonus is worth approximately $625.

Small Business IHG One Rewards Card

IHG One Rewards Business Credit Card

The IHG One Rewards Premier Business Credit Card is now the IHG One Rewards Business card, dropping “Premier” from its name.

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

The New IHG One Rewards Business Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The IHG Business card is good for business travelers who regularly stay at IHG hotels.

Apply Now(at Chase's secure site)

The New IHG One Rewards Business Credit Card

The IHG Business card is good for business travelers who regularly stay at IHG hotels.

Welcome Offer

Earn 190,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.

190,000 points

UP's Offer Valuation*:

$950

Annual Fee

$200

APR

19.24% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The IHG One Rewards Business Credit Card is useful for small-business owners who often stay at IHG hotels and resorts.

This review covers the IHG Business card’s earning rates, benefits, fees, and more to help you decide whether it’s a good fit for your business travel expenses.

Pros & Cons

Pros

• Up to 26 total points per $1 spent on IHG properties
• 5 points per $1 spent on flights booked directly, rental cars, dining, gas stations, and select advertising
• 3 points per $1 spent on all other purchases

Cons

• $200 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Limited Time Launch Offer! Earn 190,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.
• Earn up to 26X total points on stays at IHG Hotels and Resorts.
• Earn 5X points on flights booked directly, car rental agencies, select advertising, at gas stations and restaurants. Earn 3X points per $1 spent on all other purchases.
• Get an Anniversary Free Night each year. Plus, redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.
• NEW! Enjoy up to $100 in Food & Beverage Rewards annually at IHG Hotels & Resorts.
• NEW! A $100 Airline Statement Credit each year when you spend at least $250 on flights purchased directly with the airline.
• This card offers over $750 in value your first year!
• Automatic Platinum Elite status as long as you remain a Business cardmember. Plus, enjoy 15 Elite Night Credits annually (new!).
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Kimpton^®, Hotel Indigo^®, Crowne Plaza^®, EVEN^® Hotels, & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.74% Variable
• Foreign Transaction Fees: None

• New welcome offer: Earn 190,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.
• Previous offer: Earn 140,000 points after spending $4,000 in the first 3 months.
• Analysis: You’ll need to spend $1,000 more, but you’ll earn 50,000 more points if you meet the requirement.
• Valuation: At 0.5 cents per point, the new bonus is worth approximately $950.

Is It Worth It?

There’s a lot to unpack here, between the new card, updated names, and elevated bonuses. All in all, these limited-time welcome offers are worth considering if you’re looking to boost your IHG One Rewards balance.

For starters, the 200,000-point IHG One Rewards Premier Select card offer is the biggest of the bunch. You’ll need to spend $5,000 in the first 3 months to earn it, though, and the card has a $350 annual fee.

The IHG One Rewards Premier card gets you close with a 180,000-point bonus after $3,000 in spending, making it an easier offer to earn if that better fits your budget.

The no-annual-fee IHG One Rewards card is appealing for a different reason: Its bonus is jumping by 45,000 points without a higher spending requirement.

Finally, for business owners, the 190,000-point IHG One Rewards Business card offer is 50,000 points higher than the previous offer, though it requires $1,000 more in spending.

Final Thoughts

There’s a lot for IHG fans to like here. IHG now has a premium card option in the new IHG One Rewards Premier Select card, which leads with a 200,000-point welcome offer. Additionally, all 3 existing cards received larger offer bonuses, with several having no higher spending requirement to unlock the offer.

If you’ve been thinking about an IHG card, this is a good time to compare your options. These limited-time offers end on November 18, 2026, so be sure to check the terms and apply before then if one makes sense for you.