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New Ink Business Cash Card and Ink Business Unlimited Card Welcome Offers [90k Points!]

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Jarrod West

Jarrod West

Senior Content Contributor

Countries Visited: 21U.S. States Visited: 24

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Edited by: Nick Ellis

Nick Ellis

Editor & Content Contributor

Countries Visited: 35U.S. States Visited: 25

Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
& Stella Shon

Stella Shon

Compliance Editor & Content Contributor

Countries Visited: 25U.S. States Visited: 22

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in ...

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Two of the best business credit cards around have new and improved 90,000-point welcome bonus offers.

Here’s a look at the details of the new welcome offers and the benefits of the Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card so you can determine which Chase business card is a better fit for you.

Earn 90,000 Points With the Ink Business Cash Card or Ink Business Unlimited Card

These cards each feature identical welcome bonus offers:

These welcome offers are worth $900 in cash-back or travel purchased through the Chase travel portal, but they’ll be deposited as 90,000 Chase Ultimate Rewards points into your account once you meet the minimum spending requirements.

But if you also hold a premium Chase card, such as the Ink Business Preferred® Credit Card, Chase Sapphire Reserve®, or Chase Sapphire Preferred® Card, you can pool your points together to access the Chase transfer partners — allowing you to book luxury travel experiences for a fraction of the normal cash price.

Ink Business Cash Card vs. Ink Business Unlimited Card Bonus Categories

Image Credit: Upgraded Points
CategoryInk Business Cash CardInk Business Unlimited Card
Office Supply Stores, Internet, Cable, and Phone Services5% cash-back (on up to $25,000 in combined purchases on 5% categories each account anniversary year)1.5% cash-back
Gas Stations and Restaurants2% cash-back (on up to $25,000 in combined purchases on 2% categories each account anniversary year)
All Other Eligible Purchases1% cash-back

Determining which card will help you earn more cash-back will come down to what expenses your business spends the most on. Those whose expenses primarily fall within the Ink Business Cash card’s 5% and 2% cash-back category should opt for the Ink Business Cash card, while business owners whose expenses are more diverse might earn more cash-back with the Ink Business Unlimited card.

Ink Business Cash Card and Ink Business Unlimited Card Benefits

Travel benefits and protections on the Ink Business Cash card and Ink Business Unlimited card are identical and include the following:

  • Purchase Protection: When you purchase an item with your card, it is covered for 120 days against damage or theft up to $10,000 per claim and up to $50,000 per account.
  • Extended Warranty Coverage: Items purchased with your card with warranties of 3 years or less have the warranty extended by an additional year.
  • Rental Car Insurance: Primary coverage keeps you covered in the case of theft or damage to your rental car for business purposes.
  • Unlimited, complimentary employee cards

Final Thoughts

Whether you prefer the Ink Business Cash card or the Ink Business Unlimited card, you can’t go wrong with whichever you choose.

If you’ve been considering adding either card to your wallet, now is the perfect time to do so while they have increased welcome bonus offers of 90,000 points.

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.


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