Edited by: Nick Ellis
& Stella Shon
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Two of the best business credit cards around have new and improved 90,000-point welcome bonus offers.
Here’s a look at the details of the new welcome offers and the benefits of the Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card so you can determine which Chase business card is a better fit for you.
These cards each feature identical welcome bonus offers:
These welcome offers are worth $900 in cash-back or travel purchased through the Chase travel portal, but they’ll be deposited as 90,000 Chase Ultimate Rewards points into your account once you meet the minimum spending requirements.
But if you also hold a premium Chase card, such as the Ink Business Preferred® Credit Card, Chase Sapphire Reserve®, or Chase Sapphire Preferred® Card, you can pool your points together to access the Chase transfer partners — allowing you to book luxury travel experiences for a fraction of the normal cash price.
|Category||Ink Business Cash Card||Ink Business Unlimited Card|
|Office Supply Stores, Internet, Cable, and Phone Services||5% cash-back (on up to $25,000 in combined purchases on 5% categories each account anniversary year)||1.5% cash-back|
|Gas Stations and Restaurants||2% cash-back (on up to $25,000 in combined purchases on 2% categories each account anniversary year)|
|All Other Eligible Purchases||1% cash-back|
Determining which card will help you earn more cash-back will come down to what expenses your business spends the most on. Those whose expenses primarily fall within the Ink Business Cash card’s 5% and 2% cash-back category should opt for the Ink Business Cash card, while business owners whose expenses are more diverse might earn more cash-back with the Ink Business Unlimited card.
Travel benefits and protections on the Ink Business Cash card and Ink Business Unlimited card are identical and include the following:
If you’ve been considering adding either card to your wallet, now is the perfect time to do so while they have increased welcome bonus offers of 90,000 points.
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UP's Bonus Valuation
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.