Get up to $275 Extra When Applying for a Bank of America Credit Card Through Rakuten

You should always try to get the biggest welcome bonus offer possible when applying for a credit card, and a new Rakuten promotion could help you get there.

Right now, Rakuten can boost your rewards by up to $275 when applying for 2 different Bank of America credit cards.

Interested? Here’s how it works.

Rakuten Offering up to $275 Above Current Welcome Offers

You could earn up to $275 above the standard welcome offer bonus on these 2 credit cards. That’s not common.

Applicants for the Bank of America^® Customized Cash Rewards credit card can earn $75 in cash-back from Rakuten in addition to the card’s standard welcome offer bonus. At the time of publication, the offer is this: Earn a $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days from account opening, plus 6% back in the category of your choice (up to $2,500 in spending per quarter) for the first year. Applications are available here.

Meanwhile, applicants for the Bank of America^® Travel Rewards Credit Card can earn $275 cash-back from Rakuten on top of the card’s welcome offer bonus. At the time of publication, this is the offer: Earn 25,000 bonus points after making at least $1,000 in purchases in the first 90 days from account opening. Applications for this card are available here.

What Is Rakuten?

Rakuten is an online shopping portal that offers cash-back or bonus points on numerous online purchases, and rates can change often. Promotions can offer handsome rewards. An additional 1 or 2 clicks to go through Rakuten before making a purchase can put easy rewards back in your pocket.

You can opt not to earn cash-back from Rakuten and instead earn points from Amex Membership Rewards or Bilt Rewards. Based on our latest valuations, these rewards are worth twice as much as earning cash-back.

When applying for either of these Bank of America credit cards through Rakuten, you could earn up to $275 cash-back or up to 30,000 points from either Bilt or American Express. Again, that’s on top of the cards’ regular welcome offer bonuses for new applicants.

Final Thoughts

Right now, the Rakuten shopping portal has extra rewards available when you apply for certain credit cards from Bank of America.

Unfortunately, the list of available cards is short and doesn’t include some of Bank of America’s best credit cards. That said, if you’re interested in either the Bank of America Customized Cash Rewards card or Bank of America Travel Rewards card, adding up to $275 cash-back (or up to 30,000 bonus points) on top of the card’s welcome bonus offer is a no-brainer.

We don’t know how long this offer will last. If you’re interested, applying soon could be a good idea.