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[Expired] Chase Ultimate Rewards Points Worth Up to 50% More for Apple Purchases

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Stella Shon
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Stella Shon

News Managing Editor

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With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in ...
Edited by: Nick Ellis
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Nick Ellis

Editor & Content Contributor

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Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...

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Update: The offer mentioned below has expired and is no longer available.

Just in time for the holiday season, you’ll be able to cash in your Chase Ultimate Rewards points for an increased value on Apple purchases.

Your points could be worth 50% more, depending on which card you have. But you’ll have to act fast as this deal is only available through the end of November.

Redeem Chase Points for Apple Products

Through November 30, 2023, select Chase cardholders can enjoy 10% to 50% more value with their rewards when redeeming for Apple products on the Ultimate Rewards portal — just navigate to the “Shopping & Experiences” tab and click “Shop Apple.”

Normally, your points are worth 1 cent apiece when buying Apple products, so this could be a good value if you’ve been eyeing a new phone, laptop, or even AirTags.

Your points are worth 1.1 cents each if you have the Chase Freedom Flex℠, Chase Freedom Unlimited®, Chase Freedom Rise℠ Credit Card, the Chase Freedom® card (no longer available to new applicants), the Ink Business Cash® Credit Card, Ink Business Unlimited® Credit Card, and the Ink Cash® Credit Card (no longer available to new applicants).

Apple AirTag being placed in a bag
Image Credit: wachiwit via Adobe Stock

Your points are worth 1.25 cents each if you have the Chase Sapphire Preferred® Card, Ink Business Preferred® Credit Card, or the Ink Business Plus® Credit Card (no longer available to new applicants).

Finally, premium Chase cardholders get the best value at 1.5 cents apiece toward Apple purchases. This includes the Chase Sapphire Reserve® and the J.P. Morgan Reserve Card (no longer available to new applicants).

Is It Worth It?

We value Chase Ultimate Rewards points at 2.0 cents for travel, but you can easily exceed this value when you’re leveraging the issuer’s suite of airline and hotel transfer partners.

While you’re still getting far less value by redeeming for Apple, this deal can still be a decent redemption if you have plenty of Ultimate Rewards points to burn.

Redeem Apple Chase Points
Image Credit: Chase

The Chase Ultimate Rewards portal has plenty of products to choose from, including Macs, iPads, iPhones, Apple watches, and AirPods.

Hot Tip:

Chase credit cards offer exceptional rewards and benefits but are subject to an unwritten 5/24 application rule.

Final Thoughts

If you don’t have any upcoming travel plans, Chase offers an array of redemption options on its Ultimate Rewards portal. If you would rather redeem your rewards for Apple, getting up to 50% more in redemption value is a solid deal worth considering this November.

The information regarding the Chase Freedom Flex℠ was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Chase Freedom® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Chase Freedom® Student Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Ink Business Plus® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 
The information regarding the J.P. Morgan Reserve Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Stella Shon's image

About Stella Shon

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in The New York Times, USA Today, and more.

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