Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

Why I’m Moving All of My Chase Points to World of Hyatt Right Now

Juan Ruiz's image
Juan Ruiz
Updated: 
Edited by: Jessica Merritt
& Ben Neighbors-Giles
Why I’m Moving All of My Chase Points to World of Hyatt Right Now
Jump to Section
Table of Contents

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

See Card Offers Up To 175K Points!

Top Partner Offers

BEST LOUNGE CARD
Platinum Card® from American Express

Platinum Card® from American Express

Apply Now(at Amex's secure site)
As High As 175,000 Points. Find Out Your Offer.
Terms Apply / Rates & Fees
LAST CHANCEChase Sapphire Reserve®

Chase Sapphire Reserve®

Apply Now(at Chase's secure site)
Earn 125,000 150,000 Points
Terms Apply / Rates & Fees
BEST FOR DINING
American Express® Gold Card

American Express® Gold Card

Apply Now(at Amex's secure site)
As High As 100,000 Points. Find Out Your Offer.
Terms Apply / Rates & Fees
NEW OFFERThe Business Platinum Card® from American Express

The Business Platinum Card® from American Express

Apply Now(at Amex's secure site)
Earn As High As 300,000 points. Find Out Your Offer.
Terms Apply / Rates & Fees
See Best Credit Cards

I rarely transfer Chase Ultimate Rewards points without a specific redemption in mind because flexible points are too valuable for that. But an upcoming change to Chase’s transfer ratio with World of Hyatt has prompted me to move my entire Ultimate Rewards balance to the program.

This won’t be the right call for everyone, but as a Hyatt Globalist and frequent Hyatt guest, my decision was surprisingly easy.

Advertisement

Chase Will Soon Reduce the 1:1 Transfer Ratio to Hyatt

Before I explain why I’m transferring my entire Chase Ultimate Rewards balance to World of Hyatt, it’s important to understand exactly what’s changing.

For years, Chase Ultimate Rewards points have transferred to World of Hyatt at a 1:1 ratio, meaning every 1,000 Ultimate Rewards points became 1,000 World of Hyatt points. That’s one of the reasons Hyatt has long been considered one of the most valuable Chase transfer partners.

However, that simple (and generous) transfer ratio is being devalued from 1:1 to 4:3 for the Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card. In practical terms, every 1,000 Chase Ultimate Rewards points transferred will become just 750 World of Hyatt points. That’s a major reduction in value for anyone who regularly transfers Chase points to Hyatt, as I do.

The change takes effect for brand-new Chase Sapphire Preferred cardholders starting June 15, 2026. However, existing cardholders won’t see the update until October 15, 2026, giving a few more months to transfer points to Hyatt at the 1:1 rate.

NEW OFFER
Chase Sapphire Preferred® CardTerms Apply / Rates & Fees
Chase Sapphire Preferred® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)
Chase Sapphire Preferred® Card
A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.
Earn 60,000 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
60,000 75,000 points
$1,500
$95
19.24% - 27.49% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card

The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons
Pros
  • 5x points on all travel booked via the Chase Travel portal
  • 3x points on dining purchases, online grocery purchases, and select streaming services
  • 2x points on all other travel worldwide
Cons
  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
Read Full Review
Card Highlights
  • Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
  • Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
  • 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
  • Member FDIC
Financial Snapshot
  • APR: 19.24% - 27.49% Variable
  • Foreign Transaction Fees: None
Rewards Center

Chase Ultimate Rewards

For all new and existing Ink Business Preferred cardholders, the new ratio doesn’t take effect until October 1, 2026.

NEW OFFER
Ink Business Preferred® Credit CardTerms Apply / Rates & Fees
Ink Business Preferred® Credit Card

The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.

Apply Now(at Chase's secure site)
Ink Business Preferred® Credit Card
The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
100,000 points
$2,000
$95
17.74% - 26.74% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card

The Ink Business Preferred® Credit Card is a powerhouse for earning lots of points from your business purchases, especially for business owners that spend regularly on ads.

Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.

Business owners will also love the protections the card provides like excellent cell phone insurance, rental car insurance, purchase protection, and more.

Pros & Cons
Pros
  • 3x Ultimate Rewards points per $1 on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites
  • Cell phone protection
  • Purchase protection
Cons
    • No elite travel benefits like airport lounge access
Read Full Review
Card Highlights
  • Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • Earn 5x total points on Lyft rides through 9/30/27.
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Go further when you book with Chase Travel℠. Enjoy competitive rates, seamless booking and premium benefits.
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Receive complimentary access to DashPass by DoorDash.
  • Member FDIC
Financial Snapshot
  • APR: 17.74% - 26.74% Variable
  • Foreign Transaction Fees: None
Rewards Center

Chase Ultimate Rewards

Fortunately, the 1:1 transfer ratio isn’t changing if you have the Chase Sapphire Reserve® and the Sapphire Reserve for Business℠. But that means only premium Chase cardholders will get to enjoy this seamless rate past October 1, 2026.

Hyatt Is Already My Go-To Chase Transfer Partner

All point transfers are irreversible. However, the main reason I’m comfortable transferring my Chase points is simple: I mostly use Chase Ultimate Rewards to fund my World of Hyatt account, anyway.

Whenever I need hotel points, Hyatt is usually my first choice. I consistently get strong value from World of Hyatt redemptions, whether I’m booking luxury properties, family-friendly resorts, or hotels in major cities. That’s why, for me, this transfer-ratio change matters so much.

Park Hyatt Tokyo Sign Exterior
Park Hyatt Tokyo is proof that Hyatt points still deliver luxury value.

Today, 100,000 Chase Ultimate Rewards points transfer to 100,000 Hyatt points. After October 1, 2026, those same 100,000 Chase points will become just 75,000 Hyatt points. That means I would lose 25,000 Hyatt points if I wait until I actually need to make a redemption.

Normally, I would refrain from transferring flexible points like Chase Ultimate Rewards without a specific redemption in mind. But these points would probably be transferred to Hyatt anyway, and I’d rather lock in the current 1:1 ratio than receive fewer Hyatt points later.

Advertisement

Hyatt Award Nights Help Me Earn and Maintain Globalist Status

The other major reason I’m transferring my Chase points now is my ongoing effort to renew my World of Hyatt Globalist status.

Globalist is Hyatt’s top-tier elite status and requires 60 qualifying nights each calendar year. Hyatt is one of the few hotel loyalty programs that awards elite-night credits on award stays. I can redeem Hyatt points for free nights and still earn credit toward maintaining my status. That’s a major reason why I’m very comfortable transferring all my points to Hyatt.

Park Hyatt Dubai Suite
Suite upgrades like this at the Park Hyatt Dubai keep me chasing Globalist.

I’m already well on my way to requalifying for Globalist this year, and I still have several trips coming up that I haven’t booked yet. Since many of those stays will likely be with Hyatt, transferring now locks in the current 1:1 transfer ratio and gives me more points to book award nights that count toward the 60 nights required for Globalist status.

In most situations, I wouldn’t recommend transferring flexible points without a specific redemption in mind. Once Chase Ultimate Rewards points are converted to Hyatt points, there’s no way to transfer them back, and travel plans can always change.

Bottom Line:

Before making a speculative transfer to Hyatt, look at your redemption history. If most of your Chase Ultimate Rewards points go to World of Hyatt and you expect to book Hyatt stays over the next year, using the current 1:1 transfer ratio could make sense. But if you regularly transfer to airline partners or aren’t sure how you’ll use the points, preserving flexibility may be the better move.

Final Thoughts

This scenario for me feels less like a speculative transfer and more like getting ahead of a transfer I was likely going to make anyway. As someone who regularly redeems Hyatt points, values Globalist status, and has several upcoming trips to book, I’m confident these points will get used. Rather than wait and receive fewer Hyatt points later, I’d rather lock in today’s value while I still can.

This strategy won’t make sense for everyone, but World of Hyatt loyalists who primarily redeem Chase points for Hyatt stays may want to consider making the move before the higher transfer ratio disappears for some cardholders.

Featured Image Credit: Juan Ruiz. All images by Juan Ruiz unless otherwise noted.
Juan Ruiz's image

About Juan Ruiz

Juan is a leading expert in credit cards, loyalty programs, and airlines and hotels, with over a decade of experience helping readers and clients maximize points, miles, and travel value. His insights have appeared in prestigious outlets including USA Today, Travel & Leisure, CNN Underscored, Forbes, and The Points Guy, where he’s known for making complex travel strategies accessible and actionable. As the founder of JetBetter, Juan turns the complex world of points and miles into effortless, high-value travel, guiding clients through award redemptions, uncovering maximum value, and delivering stress-free, expertly planned trips that both travelers and industry insiders rely on.

INSIDERS ONLY: UP PULSE™

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy  and terms of service  apply.

Deluxe Travel Provided by UP Pulse

We Recommend

Platinum Card® from American ExpressTerms Apply / Rates & Fees

Platinum Card® from American Express

Apply Now(at Amex's secure site)

Platinum Card® from American Express

Welcome Offer: As High As 175,000 Points. Find Out Your Offer.

  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
Show more
  • With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
  • $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
  • $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
  • $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
  • $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
  • $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.

Upgrade your travel experience

  • Facebook
  • Twitter
  • Instagram
  • Pinterest
  • Linkedin
  • Youtube

© 2026 Upgraded Points™, LLC. All Rights Reserved.

DMCA.com Protection Status
Disclaimer: 

Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. The information provided is for informational purposes only and should not be considered financial, tax or legal advice.

Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position.

Advertiser Disclosure: 

Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. For more information on our advertisers and how we make money, see our advertising policy here. In addition, as an Amazon Associate we earn from qualifying purchases.

Editorial Disclosure: 

The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer.