Whoop vs. Oura Ring: Which Credit Card Wellness Perk Is Actually Worth It?

Today’s premium credit cards aren’t just rewards-earning tools. In recent years, we’ve seen credit cards evolve into spheres beyond travel, helping cardmembers unlock presale concert tickets, exclusive dining experiences, and VIP access to once-hard-to-book events.

The latest battleground that we’re keeping a close eye on, though, is wellness.

Right now, 2 top-tier competitors — the Platinum Card^® from American Express and the Chase Sapphire Reserve^® — are going head-to-head by offering cardholders exclusive savings on Oura Ring and WHOOP, respectively.

As a fitness lover who’s tried both devices, I’ll break down the pros and cons of each — and show you how to maximize the savings no matter which card you carry.

What Is WHOOP, and How Can You Save?

WHOOP is a health and performance tracker worn on your wrist, similar to a watch. Unlike a traditional smartwatch, however, it has no screen. This feature was actually a selling point for me, as it helped me cut down on distractions and use a device focused solely on wellness.

There’s no upfront cost for the WHOOP device itself. Instead, access is bundled into an annual, recurring membership, which comes in 3 tiers: WHOOP One, WHOOP Peak, and WHOOP Life.

• WHOOP One ($149 for the first year, then $199 annually): Includes a pre-owned WHOOP 4.0 sensor and charger.
• WHOOP Peak ($239 per year): Includes a new WHOOP 5.0 sensor and wireless charger.
• WHOOP Life ($359 per year): Includes a new WHOOP 5.0 sensor with a knit Platinum or Obsidian band and a wireless charger.

All tiers track core metrics like fitness and recovery, strain, sleep performance, VO2 max, women’s hormonal insights, and long-term trends. However, the higher tiers unlock additional health insights. WHOOP Peak adds tracking for your “WHOOP age” and your pace of aging, while WHOOP Life goes a step further with real-time stress, heart rate variability, resting heart rate, respiratory rate tracking, blood pressure insights, ECG readings, and irregular heart rhythm notifications.

As of February 2026, the Chase Sapphire Reserve card includes a $359 statement credit toward a WHOOP Life annual membership for 1 year (via Chase Offers; activation required). This effectively wipes out the cost of WHOOP Life, the premium tier, though cardholders will be charged the recurring rate after the first year if they don’t cancel.

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

100,000 points

UP's Offer Valuation*:

$2,000

Annual Fee

$795

APR

19.74% - 28.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get $3,000 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases.
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, a statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck^® or NEXUS application.
• Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually when you dine at restaurants part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $324 annually.
• Member FDIC

Financial Snapshot

• APR: 19.74% - 28.24% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

The Chase Sapphire Preferred^® Card also offers a WHOOP credit across all tiers (via Chase Offers; activation required). Cardholders can get $100 back as a statement credit, helping save approximately 27% to 67% of the first-year membership cost.

BEST FIRST TRAVEL CARD

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

75,000 points

UP's Offer Valuation*:

$1,500

Annual Fee

$95

APR

19.49 - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred card bonus categories include travel, dining, online grocery purchases (excluding Walmart, Target, and wholesale clubs), gas, EV charging, vacation home rentals with top brands, and streaming services.

It offers flexible point redemption options, no foreign transaction fees, and strong travel insurance coverage, including primary car rental insurance. If you travel a few times a year and spend on dining, the card is likely to be a good choice, but it’s hard to justify if you don’t dine out or travel often.

Pros & Cons

Pros

• 5x points on all travel booked via Chase Travel
• 3x points on dining purchases, online grocery purchases (excluding Walmart, Target, and wholesale clubs), gas, EV charging, vacation home rentals with top brands (such as Airbnb and Vrbo), and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• Subject to Chase’s 5/24 application restrictions

Read Full Review

Card Highlights

• Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
• Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
• Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
• Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
• Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck^® or NEXUS application.
• Transfer points to leading airline and hotel loyalty programs.
• Member FDIC

Financial Snapshot

• APR: 19.49 - 27.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

What Is Oura Ring, and How Can You Save?

The Oura Ring is a smart ring designed to track key health metrics such as sleep, activity levels, heart rate, stress, and overall readiness.

Unlike the WHOOP, the Oura Ring requires an upfront device purchase, with pricing varying based on the finish you choose. Classic finishes like silver and gold start at $349, brushed metal options cost $399, and ceramic styles cost $499.

In addition to the device cost, there’s an optional monthly or annual membership that unlocks full access to your data within the (very user-friendly) Oura app (iOS, Android). While the membership isn’t required, skipping it limits you to viewing just 3 daily scores: readiness, sleep, and activity.

The membership delivers the full Oura experience; It costs $5.99 per month or $69.99 per year, plus taxes and fees.

As part of its September 2025 refresh, the Amex Platinum card now includes an annual statement credit of up to $200 toward an Oura Ring purchase (enrollment required). That’s nearly a 60% savings off the device itself. However, the credit applies only to the cost of the ring itself — not the recurring membership — and the purchase must be made directly through ouraring.com to qualify.

BEST OFFER

Terms Apply / Rates & Fees

Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum card reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card^® from American Express

The Amex Platinum card reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary, and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount — all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.

As High as 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$895

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, the Platinum Card^® from American Express is a top choice.

The card offers premium perks like best-in-class airport lounge access, hotel elite status, and several annual card credits. The Amex Platinum card is easily worth the annual fee for frequent travelers who use the lounges and travel credits, and hard to justify for those who won’t.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far): Get access to over 1,550 worldwide lounges, including Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5 points per $1 spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5 points per $1 spent on prepaid hotels booked with AmexTravel.com

Cons

• $895 annual fee (rates & fees)
• Airline credit does not cover airfare (only incidentals like checked bags).

Read Full Review

Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts^® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.
• With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass membership (enrollment required), and other select partner lounges. *As of 08/2026.
• $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S. when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card^® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
• $400 Resy Credit + Platinum Nights™ by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card^® to pay for eligible purchases with Resy, including dining purchases at over 10,000 qualifying U.S. Resy restaurants. Enrollment required. As a Platinum Card^® Member you have special access to reservations on select nights at participating sought after Resy restaurants through Platinum Nights™ by Resy. Simply add your Platinum Card^® to your Resy profile to book your reservation.
• $219 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 60+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $219 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to The Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Whatever the occasion, choose from our two signature collections of premium hotels, curated to inspire and excite you when you book through Amex Travel™: Fine Hotels + Resorts^® is a collection of over 1,900 luxury hotels that are destinations unto themselves and the Hotel Collection includes over 1,400 upscale hotels in desirable destinations.
• $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card^®. *Up to $12.95 plus applicable taxes on one membership fee.
• $895 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer of as high as 175,000 points with the Amex Platinum. Welcome offers may vary, and you may not be eligible for an offer.

WHOOP Pros and Cons

I’m a longtime fan of wearable tech. I’ve had a Fitbit since 2010 and switched to the Apple Watch when the very first model came out in 2015. More than a decade later, I’m impressed by how much deeper the tracking capabilities and health insights have become.

But what made me switch from the Apple Watch after nearly 9 years? In October 2023, I began training for a couple of spring half marathons and wanted to double down on my performance data and recovery metrics. At the same time, I was growing increasingly frustrated with how inaccurate my Apple Watch was at tracking treadmill distance — and, not to mention, the terrible battery life.

That’s when I decided to give WHOOP a try through a free 1-month trial. New members receive a certified pre-owned WHOOP 5.0 device, which automatically renews into a $239 annual “WHOOP Peak” membership unless canceled before the trial ends. (Unfortunately, trial offers are not available for the WHOOP One or WHOOP Life membership tiers.)

Full disclosure: I did not renew past the 1-month mark. Below, I’ll review the pros and cons of the WHOOP device and experience.

WHOOP Pros

I swapped my Apple Watch for WHOOP for a month, and there were plenty of features I genuinely enjoyed. What stood out most, though, was the battery life.

With my Apple Watch (even the newer models!), charging it every single night was nonnegotiable. Because I track multiple activities throughout the day, from walks and hikes with my dogs to HIIT workouts, mat Pilates, and yoga classes, the Apple Watch battery simply wouldn’t last beyond 24 hours.

While the Apple Watch does offer sleep tracking, you’d have to charge it twice in 1 day just to use that feature … no thanks.

WHOOP, on the other hand, lasted up to 5 days on a single charge (and newer models reportedly stretch that to as much as 14 days). That’s a massive difference. Not having to think about charging every night felt like one less thing to manage, especially while traveling.

In addition, the WHOOP truly opened my eyes to the power of sleep tracking. It provided personalized insights into my REM and deep sleep cycles, recovery score, and overall strain, which were all metrics I hadn’t paid much attention to before.

Even if you’re not someone who works out every day, I quickly realized that sleep is the foundation for everything. Without quality rest, you simply can’t show up at your best — whether that’s for work, family, friends, or your own well-being.

The WHOOP is water-resistant, and its band-style design makes it easy to wear in the shower or while swimming (though it’s not designed for diving). Even when I played volleyball, I barely noticed it.

With my Apple Watch, on the other hand, I was always a little nervous about cracking the screen during high-impact activities. WHOOP’s screenless design made it feel more durable and low-maintenance.

WHOOP Cons

With everything we own turning into a screen these days, I initially thought the screen-free design of the WHOOP would be a refreshing change — especially to replace my Apple Watch. I was wrong.

What ended up frustrating me most was that I had to keep my phone with me at all times to start an activity. There are no buttons on the WHOOP device and, of course, no screen, so there’s no way to manually start or stop a workout without opening the WHOOP app (iOS, Android). It actually made the experience feel more tethered to my phone, which defeated the purpose for me.

The metrics were great for outdoor running, but WHOOP does not track distance on treadmill runs. Not only that, but I found myself missing the control I had with my Apple Watch, where I could manually start and stop a workout session. I felt like WHOOP struggled to accurately capture that stop-and-go style of training, which made the data feel less reliable for me.

For those reasons, I ultimately canceled my WHOOP membership. Beyond the functionality issues, the subscription-based model also started to feel overpriced for me. While there’s no upfront hardware cost, the long-term expense adds up quickly. The idea of paying a few hundred dollars every single year for WHOOP felt excessive, especially when it failed to deliver noticeably better insights for my needs.

Oura Ring Overview

I switched back to my Apple Watch after the WHOOP trial ended, but the same frustrations remained.

In 2024, I purchased a Garmin watch, and I loved that I only have to charge it once a week and, I got access to detailed sleep tracking, excellent activity tracking (even on treadmill runs!), and the ability to start and stop workouts directly on the device. Best of all, it felt like a true sports watch rather than a miniature smartphone on my wrist.

While the Garmin watch (specifically the Forerunner 165 model) has been my go-to since then, I picked up the Oura Ring in November with my Amex Platinum card. While some may think that wearing 2 wearables is a bit excessive, I’ve actually found it to be the perfect pairing. Let’s go over the pros and cons of the Oura Ring.

Oura Ring Pros

The Oura Ring feels like a completely different category of wearable for me. Instead of sitting on your wrist, it’s worn as a ring, which makes it far less conspicuous than most fitness trackers.

Like WHOOP, it doesn’t have a screen. But where the execution differs is in how seamlessly it delivers the data I actually care about. I primarily rely on it for my readiness score and sleep tracking rather than hardcore fitness tracking — and in my experience, it does both exceptionally well.

In fact, out of every device I’ve tested, its sleep tracking has been the most accurate, even outperforming my Garmin watch. The sensors even pick up on light naps I take during the day. And because it’s a ring, it’s noticeably more comfortable to wear overnight than a watch.

The Oura Ring tracks how long it takes me to fall asleep, my average overnight temperature, sleep efficiency, time spent in each stage, and more. When it comes to sleep tracking, it truly feels like the gold standard.

I also appreciate how digestible the data is. Each morning, the app delivers a simple daily “Readiness” score, which I weirdly look forward to checking (or brace myself for, if I know I had a rough night).

I charge my Oura Ring whenever I shower, though it is water-resistant if you forget to take it off. However, I love that you can get away with only charging it once or twice per week.

Another Oura Ring feature I genuinely appreciate is Rest Mode. When you’re sick, injured, or traveling, you can switch it on to pause daily activity goals and shift the focus toward recovery-based metrics instead.

Oura Ring Cons

The Oura Ring isn’t perfect. For starters, paying a monthly or annual membership fee to unlock all the insights is definitely frustrating and worth considering.

In addition, the Oura Ring’s design may not appeal to everyone. While it’s meant to be minimalistic, it feels noticeably bulky. It’s comfortable to sleep with, but when I’m lifting weights, the ring can be uncomfortable to wear.

Not only that, but it’s much chunkier than the other rings I wear. Although I typically prefer gold jewelry, I opted for the silver version after hearing that the gold finish is just a plating that can scratch easily and wear down to silver over time.

I also don’t rely on the Oura Ring for fitness tracking. Like WHOOP, you can’t start or stop a workout directly from the device itself without the app. Instead, it automatically tracks movement and heart rate, then makes an educated guess about what activity you’re doing.

It’s helpful that you can go back into the app to review and classify workouts — and it even auto-detects activities like housework or downhill skiing — but I take those metrics with a grain of salt. For running and walking especially, it doesn’t accurately capture distance compared to my Garmin watch, which has built-in GPS.

The readiness score can also feel a bit intimidating for some people and may even increase health anxiety. It really depends on your personality: Do you feel empowered by having more data, or do you prefer listening to your body and making decisions intuitively? Personally, I enjoy having the insights, but I can see how constant data could detract from someone’s overall wellness journey.

Hot Tip:

Read our in-depth review of the Oura Ring 4 — all the good and the bad.

WHOOP vs. Oura Ring: Which Device Is Better?

I’m very happy with my Garmin watch and Oura Ring combination, but that setup won’t be right for everyone. We all have different lifestyles, preferences, and goals — and there’s no single wearable that’s universally best. Case in point: it takes 2 devices for me to feel fully satisfied with my wearable tech!

What’s exciting about these newer partnerships between credit card issuers and major wellness brands is that they make it much easier to test-drive these devices for yourself. These credits lower the barrier to entry and let you figure out what actually works for your routine.

For example, Chase Sapphire Reserve cardholders can essentially get a one-year membership to WHOOP Life, the brand’s most premium tier, valued at $359, for just the cost of the tax. After that first year, there’s no obligation to continue, and you can simply return the device. If I had that card, I’d take advantage of the WHOOP trial year, even if only for a year.

The Chase Sapphire Preferred also offers a solid statement credit toward WHOOP, which could make sense for anyone curious about trying it. Otherwise, WHOOP’s one-month free trial — which is available to anyone, regardless of whether you carry a Chase credit card — is an easy, low-commitment starting point.

Meanwhile, the Amex Platinum card offers an annual credit toward the Oura Ring. If you’ve been curious about trying it, that benefit can significantly offset the upfront cost. Since the credit resets each calendar year, you could even use it to gift an Oura Ring to someone else, which is exactly what I plan to do in 2026 credit kicks in.

Bottom Line:

All in all, WHOOP is better for performance and recovery tracking, while the Oura Ring really shines for overall wellness and sleep insights.

Final Thoughts

These partnerships don’t last forever, so taking advantage of them while they’re available can be a smart move. If you’ve been thinking about leveling up your activity, sleep, or recovery tracking, WHOOP and Oura Ring — especially with credits to offset the cost — could be the perfect opportunity to finally give one a try.