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Why the Digital Entertainment Credit on Amex Platinum Is One of My Favorite Perks

Katie Corrigan Seemann's image
Katie Corrigan Seemann
Edited by: Michael Y. Park
& Jestan Mendame
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The more credit cards I get and the longer I am in the points and miles game, the more I appreciate easy-to-use benefits. That’s why I love the digital entertainment credit on The Platinum Card® from American Express.

This annual credit of up to $240 is an easy way to get value from the Amex Platinum card to help offset its steep $695 annual fee (rates & fees).

Let’s take a look at how to use the Amex Platinum card’s digital entertainment credit and why it’s so great.

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Amex Platinum Card Digital Entertainment Credit

We’ve written extensively about the Amex Platinum card’s benefits, so I won’t go into detail here. What I do want to take a closer look at is the digital entertainment credit and how to get great value from it.

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The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

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The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 175,000 points. Find Out Your Offer.
Up to $3,850
$695
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Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons
Pros
  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
Cons
  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
Card Highlights
  • You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.
  • A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
  • $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
  • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
  • $695 annual fee.
  • Terms Apply.
Financial Snapshot
  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None
Rewards Center

American Express Membership Rewards

The Amex Platinum card offers a digital entertainment credit of up to $240 per year (up to $20 per month) for select streaming services and subscriptions, upon enrollment.

  • Disney+ (including Disney+ Bundle)
  • ESPN+
  • Hulu
  • Peacock
  • The New York Times
  • The Wall Street Journal

While this list doesn’t include all digital entertainment options, it includes some very popular ones. Many people probably already subscribe to 1 or more of these services, making this perk an easy way to get more value from your Amex Platinum card without much effort.

Once you enroll in the offer, just use your Amex Platinum card to pay for any of the included digital entertainment options. Statement credits of up to $20 will be automatically applied each month.

You can use the credit for any combination of services, up to $20 per month. I love to use mine for my monthly subscriptions for Peacock, The New York Times and Hulu, which saves me well over $200 per year. These are services I would have subscribed to anyway without the Amex Platinum card.

Amex Platinum Digital Entertainment Credit
Your digital entertainment credits will post to your account automatically. Image Credit: American Express
Hot Tip:

Keep in mind that this credit is for up to $20 per month. If you purchase an annual subscription, you only get 1 $20 credit. Instead, opt for a monthly subscription to take advantage of the credit each month.

How To Enroll for the Digital Entertainment Credit

You must enroll before you can use the monthly digital entertainment credit. To do this, log in to your account and go to Rewards & Benefits. Scroll down to find the $240 digital entertainment credit option, and click on Get Started.

Once you’re registered, you’ll see a tracker showing how much credit you’ve received each month.

Amex Platinum digital entertainment credit registration
You can keep track of your digital entertainment credit in your online account. Image Credit: American Express
Bottom Line:

The Amex Platinum card offers lots of perks but has a hefty annual fee. That’s why I love benefits like the digital entertainment credit. It’s an easy way to get value from the card on something I already spend money on. If you can maximize this benefit, you’ll get up to $240 in value each year.

Final Thoughts

The Amex Platinum card digital entertainment credit is an easy-to-use monthly statement credit for select streaming services and subscriptions. You can get up to $20 back each month after enrolling and paying for services, including Disney+ and Hulu, with your Amex Platinum card. This benefit is an easy way to offset the card’s annual fee.

Katie Corrigan Seemann's image

About Katie Corrigan Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then, and her work has been featured in publications like Travel + Leisure, LongWeekends Magazine, Forbes Advisor, and Fortune Recommends.

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