Edited by: Keri Stooksbury
& Stella Shon
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If you want to use your flexible reward points for travel, utilizing a bank program’s travel portal is one of the easiest ways. Instead of worrying about the ins and outs of transfer partners or award availability, booking through a travel portal is relatively simple.
In 2021, Capital One made a huge splash with the launch of its Capital One Travel portal and the introduction of its flagship credit card, the Capital One Venture X Rewards Credit Card. Using Capital One Travel, cardholders can book flights, hotels, and rental cars using cash or their Capital One miles.
Although nearly every major bank rewards program has a travel portal, Capital One offers a unique perk not offered by any other program: price drop protection for flights.
Let’s look at Capital One’s complimentary flight price drop protection, which cards offer this perk, and how it all works.
Capital One price drop protection is a complimentary service that refunds you the price difference if a flight cost drops after booking it through Capital One Travel. Capital One Travel will automatically apply price drop protection to a flight purchase at no additional charge.
If you’re looking at flights and the price prediction tool recommends booking now, you’ll get price drop protection. Once price drop protection is applied to a flight, Capital One Travel will monitor the price of that particular itinerary for 10 calendar days after the day of purchase. The protection benefit allows for a maximum savings of $50, which is given in the form of a travel credit.
This also applies to flights that can be frozen at a current price with Capital One Travel. Capital One users can freeze the price of a flight for a small fee. Freezing the price of a flight gives you some extra time to plan your trip — and the best part is that you won’t have to worry about the price potentially going up.
If the price increases after you freeze, Capital One will cover the difference up to $1,000 per traveler when you book. If the price goes down after you freeze, you pay the lower price when you book.
For flights subject to a frozen price, price drop protection is based on the recommendation at the time of purchase. If the recommendation changes before or at the time when the frozen flight price is applied, the initial recommendation at the time of purchase to freeze a price still applies.
However, frozen prices do expire. If you book the flight after the frozen price expires, you’ll pay the airline’s current price.Hot Tip:
If you void or cancel a flight after booking, Capital One Travel may not provide the price drop protection benefit.
Booking travel through Capital One Travel works like almost any other booking engine. Capital One Travel is powered by Hopper, an app that uses data science and then develops algorithms to predict the best time to book travel based on cost.
Capital One Travel makes redemptions easy to follow and predictable. All travel booked through Capital One comes with a standard redemption value of 1 cent per mile. This means you can book a $250 flight for 25,000 Capital One miles. You also have the option of using cash. More on that later.
Earlier this year, Capital One quietly updated the terms and conditions related to flight price drops. Instead of getting money back to your card, you now get a travel credit of up to $50 when prices drop after booking.
When you receive a travel credit from Capital One Travel, you’ll get an email confirming the amount:
You can then apply your travel credits toward the cost of your future bookings at checkout. Your total payment can be split using any combination of travel credits, a rewards account, and a valid Capital One Travel credit card.
There is also a Capital One Travel price match guarantee — if you find a better price for your flight, hotel, or rental car on another website within 24 hours of your purchase, you can receive a refund of the difference as a travel credit.
The Capital One Travel price drop is not just for those with the Capital One Venture Rewards Credit Card or Capital One Venture X card. In 2022, Capital One expanded access to all Capital One rewards cards, including non-travel credit cards.
However, certain Capital One cards provide elevated returns on bookings made through Capital One Travel, including the popular Capital One Venture X card and the new Capital One Venture X Business Card. (Information collected independently. Not reviewed by Capital One.)
The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.
Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.
Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.
The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks.
Information collected independently. Not reviewed by Capital One.
The Capital One Venture X Business card is a great all-around premium rewards card that helps you rack up miles on all of your business expenses.
From 2x miles on all purchases, airport lounge access, an annual travel credit, complimentary employee cards, and more, there is plenty to love about the Capital One Venture X Business card.
Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.
Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.
Capital One Venture X card and Capital One Venture X Business cardholders earn 10x miles on hotels and rental cars and 5x miles on flights booked through Capital One Travel.
In addition to the elevated earnings on bookings through Capital One Travel, both Capital One Venture X card and Capital One Venture X Business cardholders also get a $300 annual travel credit for bookings made through Capital One Travel. This can significantly help offset the annual fees for each card.Hot Tip:
Check out our guide on the best cards to pair with the Capital One Venture X card.
If you’re a Capital One cardholder or want to become one in the future, it is important to know the specifics of the Capital One Travel portal. Valuable perks like flight price drop protection can help travelers secure the best price.
Capital One Travel provides an excellent option to book flights and offers a significant benefit of travel price drop protection. The travel portal is simple and easy to use, both for earning rewards and using your accumulated miles.
The information regarding the Capital One Venture X Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One Venture X Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One Venture Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
Capital One price drop protection is a free service that refunds you the price difference if a flight cost drops after booking it through Capital One Travel.
All Capital One rewards cards are eligible for price drop protection when booking through Capital One Travel.
If you meet the requirements for Capital One price drop protection, you are eligible to earn up to $50 in travel credits.
Yes, it is the best card for bookings through Capital One Travel. Capital One Venture X cardholders earn 10x miles on hotels and rental cars and 5x miles on flights booked through Capital One Travel.
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Ehsan is an avid traveler who has traveled to 100 countries, diligently using points and miles to fund his journeys. Currently, he holds 32 active credit cards and earns over a million points and miles annually, primarily using them for luxury hotels and long-haul premium cabins.
UP's Bonus Valuation
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.