Chase is home to some of the best travel rewards credit cards out there, and I personally love using Ultimate Rewards points. However, one of the things I always thought was lacking with Chase was a program similar to Amex Offers.
If you aren’t familiar with Amex Offers, these are deals and discounts that come with each of your American Express credit cards. Amex Offers usually consist of discounts or bonus Membership Rewards points for purchases at select locations. They’re easy to use and can really add value to your American Express credit cards.
Thankfully, Chase has finally added a similar program — Chase Offers. These offers aren’t as well known as Amex Offers and may be a tad harder to find. But they’ll be sure to add some value to the Chase credit cards in your wallet.
In this post, I will show you how to find and use your Chase Offers to save money!
Table of contents
Table of Contents
What Are Chase Offers?
Chase Offers are deals and discounts offered by Chase through the Chase website, Chase mobile app, or Chase Pay app. You don’t need to register or apply for anything or keep track or any coupons or vouchers — just activate the offer and use your Chase credit card to pay at the selected location.
After successfully using a Chase Offer you’ll see a statement credit on your account within 7-14 business days.
This program is currently only available in the U.S. The offers are targeted based on how and how much you use each of your credit cards. So, if your card is brand new or you don’t use it much, you might see fewer offers than someone who uses their card more often.
What Kinds of Offers Will You Find?
Chase Offers are ever changing. Offers are added often and each offer has an expiration date as well.
Here are some examples of the types of discounts you can expect to find through Chase Offers (these are subject to change and aren’t available to everyone):
- ADT: $100 back
- Shipt: $10 back
- Walmart grocery pickup: $5 back
- Kindle: 20% back
- Dick’s Sporting Goods: 10% back
- Casper: 10% back
- Pottery Barn Kids: 10% back
- Blue Apron: 10% back
- Piada: 10% back
- Stitch Fix: $5 back
What Credit Cards Come With Chase Offers?
Chase Offers can be found on any of Chase’s co-branded credit cards and are in addition to Ultimate Rewards earning credit cards.
However, you might not see offers on all of your cards. They’re targeted, so your offers could be different than mine even if we have the same credit card.
When this program was rolled out in late 2018, it wasn’t offered to every Chase customer, so there’s still a small chance that you won’t see Chase Offers on any of your cards (although this is fairly unlikely).
Look out for Chase Offers if you have any credit card issued by Chase. Here are some of our favorites:
Recommended Chase Cards (Personal)
|Chase Sapphire Preferred® - This is our favorite beginners travel rewards card, which is currently offering a 60,000 point bonus after you spend $4,000 on purchases in the first 3 months from account opening. |
In addition, the card earns 2x points on dining at restaurants including eligible delivery services, takeout and dining out and travel and 1 point per dollar spent on all other purchases. With offering other travel benefits such as excellent travel insurance coverage and no foreign transaction fees , this card is a very rewarding Chase credit card.
The sign up bonus is worth $750 in travel purchases (flights, hotels, car rentals etc) when you redeem your points through Chase's travel portal, which works like Expedia.
|Chase Sapphire Reserve® - This premium card will get you access to 1,000+ airport lounges. as well as a number of other card benefits. The current sign up bonus is 50,000 points after you spend $4,000 on purchases in the first 3 months from account opening. You'll also get a $300 travel credit per year which wipes away a big chunk of the $550 annual fee. As an extra bonus, from 6/1/20 through 6/30/21, gas station & grocery store purchases will also count towards earning your Travel Credit.|
|Chase Freedom Unlimited® - A fantastic, no annual fee card that earns you a $200 bonus after you spend $500 in your first 3 months. Earn 5% cash-back on travel purchases through Chase Ultimate Rewards, 3% cash-back on dining and drugstore purchases, and 1.5% cash-back on all other purchases, but you won't get any travel benefits with this card.|
Recommended Chase Cards (Business)
|Ink Business Preferred® Credit Card - this is our #1 recommended business card and right now comes with a 100,000 sign up bonus after you spend $15,000 on purchases in the first 3 months after account opening. This bonus is worth $1,250 when you redeem through Chase Ultimate Rewards for travel purchases (flights, hotels etc). Pay your cell phone bill with this card to receive up to $600 in cell phone insurance coverage per year; as well as a number of other benefits.|
Earn 3x on the first $150,000 spent on travel and select business categories each account anniversary year, plus 1x on all other purchases — with no limit to the amount you can earn. All for an annual fee of $95.
|Ink Business Cash® Credit Card - New Offer: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening|
This no annual fee business card earns up to 5% cash-back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, plus 2% cash-back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary.
|Ink Business Unlimited® Credit Card - New Offer: Earn unlimited 1.5% cash back rewards on every purchase made for your business.|
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. There's no annual fee.
If you have multiple Chase credit cards, you’ll likely see offers on more than one card. I currently have 4 Chase credit cards and all 4 have Chase offers available.
Chase Offers are also available on Chase debit cards — but don’t forget you’ll miss out on valuable points and perks when you opt to use a debit card instead of a good travel rewards credit card!
Hot Tip: Chase Offers are available through Chase’s co-branded cards as well as cards that earn Ultimate Rewards points. However, the offers are targeted so they’ll vary person to person.
How to Use Chase Offers
How to Find Your Chase Offers
Locating Chase Offers is easy once you know where to look. The first thing you should know is that they’re only available through the Chase Mobile app or the Chase Pay app. You’ll need to download at least one of these apps before you can take advantage of Chase Offers.
Using Chase Offers Through the Chase Mobile App
To find Chase Offers through the Chase Mobile app, begin by logging in to the app. Scroll down to the bottom of the page underneath the list of your credit cards and you’ll see Chase Offers.
Click on See all offers to see everything that’s available for each of your credit cards.
Here you’ll see the offers for the credit card that’s showing on the top of your screen. To see offers for a different card, click on the drop-down arrow at the top right of your screen. This will bring up a list of your current Chase credit cards that you can scroll through to select a different card.
To activate an offer just click on Add to card under the offer you’d like to use. Doing this will bring up a screen that will list all of the offer details, plus you’ll see confirmation that this offer was added to your card.
To use an offer just pay for your purchase with your selected credit card as usual. You’ll see a statement credit within 7-14 business days. You might see the same Chase offer on a few different cards you have so be sure to use the card that you added the offer to!
For example, if you have an offer available on on both your Chase Sapphire Preferred® and your Chase Freedom Unlimited® but activate it on your Chase Sapphire Preferred, then you need to use the Sapphire Preferred to take advantage of that offer.
Using Chase Offers Through Chase Pay
To find Chase Offers through the Chase Pay app, begin by logging in to the app. You’ll be able to find Chase Offers in a few different places.
First, in your activity snapshot on the main page of the app where you’ll see Available offers in the In The Spotlight section. Click on the arrow to the right of Available offers to see a list of Chase Offers.
To see offers for your other credit cards, click on the drop-down arrow to the right of your credit card at the top of the screen.
To add an offer to your credit card, just click Add to card to the right of each offer. You’ll then see the terms and conditions of the offer along with confirmation that it was successfully added to your card.
Another way to find your Chase Offers is to click on Find at the bottom left-hand corner of the main screen. You’ll see a few offers here or you can select See all at the top right-hand side of the screen to see the full list of offers for each of your credit cards.
Maximizing Chase Offers
One of the greatest aspects of Chase Offers is that they don’t affect your ability to earn other rewards or discounts.
In addition, if the Chase Offer involves shopping at a physical location instead of online, you can still use any discounts or coupons as you usually would!
You now have more ways to save money using your Chase credit cards. Chase Offers are available on co-branded cards as well as Ultimate Rewards earning cards.
These offers can be activated through the Chase Mobile app or the Chase Pay app. Once activated, just use the selected Chase card at that merchant and you’ll see a statement credit within 7-14 business days.
Chase Offers can be used in conjunction with other coupons, deals, and shopping portals, and you’ll still be able to earn credit card points on your purchase!