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Chase Sapphire Reserve Business Card — How To Use the $200 Google Workspace Credit [2025]

Jessica Merritt's image
Jessica Merritt
Edited by: Michael Y. Park
& Jestan Mendame
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The Sapphire Reserve for Business℠ offers premium perks for small-business owners who prioritize travel and digital-first teams.

One of the card’s standout features is a $200 annual credit for Google Workspace, a cloud-based productivity suite with built-in AI tools. Depending on your plan and team size, the $200 Google Workspace credit (available through December 31, 2027) could cover your entire subscription or significantly reduce the cost.

Read this guide to learn how the credit works and how to use it to benefit your business.

Card Overview

The Chase Sapphire Reserve Business card is a business travel rewards card with key benefits, including a $300 annual travel credit, lounge access, hotel status, and travel protections. It also comes with more than $2,000 in annual credits, including a $200 annual Google Workspace credit. The card is a good choice for travel-heavy business owners seeking premium perks and flexible rewards.

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The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

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The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
200,000 points
$4,000
$795
18.24% - 26.24% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Excellent
Why We Like This Card

The Chase Sapphire Reserve Business card is a great pick for business owners who can easily make use of the annual credits for travel, Google Workspace, ZipRecruiter, and more. Plus, it offers helpful bonus categories such as ad spend and offers access to over 1,300 airport lounges — including Chase Sapphire Lounges.

Pros & Cons
Pros
  • 8x points on Chase Travel purchases
  • 4x points on flights and hotels booked directly
  • 3x points on advertising purchases made with social media sites and search engines (uncapped)
Cons
    • $795 annual fee
Card Highlights
  • Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.
  • Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
  • Earn 5x total points on Lyft rides through 9/30/27.
  • Earn 4x points on flights & hotels booked direct.
  • Earn 3x points on social media & search engine advertising.
  • Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
  • Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
  • Member FDIC
Financial Snapshot
  • APR: 18.24% - 26.24% Variable
  • Foreign Transaction Fees: None

What You Get With the Google Workspace Credit

The Google Workspace credit offers $200 each calendar year toward Google Workspace subscriptions, including AI tools for business. This credit is good until December 31, 2027.

Chase Sapphire Reserve Business card Google Workspace credit
The Google Workspace credit from the Chase Sapphire Reserve Business card. Image Credit: Chase

Google Workspace plans range from $7 to $35 per user per month. The Google Workspace Standard plan, which is $14 per month (or $168 annually) for 1 user, offers features including:

  • 2TB of storage
  • Secure custom business email
  • Gemini AI features in Google apps, including Gmail, Calendar, Drive, Docs, and Meet
  • NotebookLM Plus AI research assistant
  • Gemini app chat
  • Video meetings with recording and up to 150 participants
  • Appointment booking pages
  • eSignature with Docs and PDFs
  • Google Workspace Migrate tool

With the $200 annual credit, you could pay for a year of Google Workspace Standard for 1 user. Larger businesses might treat this credit as a partial subsidy.

Spend a little more for Plus, which is $22 per user per month (or $264 annually) to add more features, including:

  • 5TB of storage
  • Video meetings with attendance tracking and up to 500 participants
  • Data vault to retain, archive, and search
  • Enhanced security and management controls

Some of the Google Workspace AI capabilities include email and document writing, summarizing and revisions, image and presentation tools, spreadsheet analysis, and automated note-taking.

Google Workspace AI features
Google Workspace AI features. Image Credit: Google Workspace
Hot Tip:

Use lower-cost Google Workspace Starter or Standard plans to stretch the value of your credit.

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How To Use the Google Workspace Credit

Applying the $200 Google Workspace credit is as easy as using your Chase Sapphire Reserve Business card to pay for a Google Workspace plan. Set the card as your billing method and watch for statement credits. You can typically start with a free trial, then convert to a paid plan.

Purchases must be made directly with Google or Workspace.Google.com. The credit may take 6 to 8 weeks to appear on your account. Your statement credit may be reversed if you return, cancel, or modify your purchase or close your account within 90 days of receiving it.

A great way to use the credit is to explore Google Workspace tools at no cost. Think of it as an extended free trial. You can test Google Workspace with 1 or 2 users for 6 months or a year and let the credit cover some or all of your costs. If you like the tools, you can keep your plan and use the card’s credit as a $200 annual discount.

Hot Tip:

Since the credit runs on a calendar year, you could potentially double-dip if you open your card late in the year. For example, you can use $200 in December and another $200 in January when it resets for the new year.

Is the Google Workspace Credit Worth It?

This credit is an easy win if your business already relies on Google Workspace or is considering switching. Even for solo entrepreneurs, the Google Workspace credit can offset an annual subscription with professional email and collaborative tools with AI support. This credit gives you a low-risk way to try Google Workspace tools if you’re not using them yet.

Final Thoughts

The $200 Google Workspace credit is a valuable benefit for tech-forward businesses, especially if you already use the productivity suite. Even if all you want is a professional email address backed by Gmail, you can get it for $200 off using the Chase Sapphire Reserve Business card credit. It’s a meaningful addition to the card’s travel and business perks, including more than $2,000 in annual statement credits.

Frequently Asked Questions

Can I use the Chase Sapphire Reserve Business card $200 Google Workspace credit on personal Gmail or Google One plans?

No, the credit only applies to Google Workspace plans, not personal Gmail or Google One storage. However, if you’re seeking storage and enhanced Gmail capabilities, those features are available with Google Workspace.

Is Gemini AI available with all Google Workspace plans?

Gemini AI features are in all Google Workspace plans, but the specific AI features depend on the plan you’ve selected.

Can the Chase Sapphire Reserve Business card Google Workspace credit be combined with a free trial?

Yes, you can start a free Google Workspace trial then use the Chase Sapphire Reserve Business card credit once you’re on a paid plan.

How do I activate the Google Workspace credit on the Chase Sapphire Reserve Business card?

Use your Chase Sapphire Reserve Business card as your billing method on a Workspace plan, and the statement credit should apply automatically. Expect to see the credit within 6 to 8 weeks of your purchase.

Can you use the Google Workspace credit for multiple users or domains?

The credit isn’t tied to your user count or domains but to your billing method. You can apply it toward a multiple-user Google Workspace subscription, but remember that the total statement credit caps at $200 annually.

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About Jessica Merritt

A long-time points and miles student, Jessica is the former Personal Finance Managing Editor at U.S. News and World Report and is passionate about helping consumers fund their travels for as little cash as possible.

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